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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

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To Surprise or Not to Surprise: Engagement Ring Shopping

Q Report Team

Updated on November 11, 2022
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When it comes to proposals, we know the drill. The gentleman drops down on one knee, jewellery box in hand. The surprised woman gasps at the sight of the glistening diamond engagement ring and then joyfully accepts the ring as a token of his love and commitment.

 

In the modern world, however, most marriage proposals don’t fit the stereotype, and new proposal traditions are being created each day.

 

The one question we hear over and over is this: to surprise or not to surprise?

 

We can’t make this decision for you, but we can give you several factors to keep in mind.

 

Personal Preference

Yes, you’re the one who is purchasing the ring, but she’s the one who will wear it day in and day out. Do you feel confident that you understand her style well enough to choose a ring she’ll love?

 

If you truly want to surprise her, do all you can to find out what she likes. Pay close attention to her other jewellery, talk with her friends, mother and sisters, and see if she has a Pinterest board with jewellery pins. You could even subtly walk by a jewellery store and see which styles she’s drawn to as she window shops.

 

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Ring Size

When you surprise her with a ring, you have to purchase a ring without having her try it on first. If you’re very confident about her size, this probably won’t be a problem. All too often, however, her ring size is a complete mystery.

 

You may be able to sleuth it out. “Borrow” one of her rings and take it to the jeweller for sizing, or ask her friends or family if they know her ring size. But then again, the friend could be wrong.

 

Fortunately, jewellers can resize most types of rings. It’s generally easier to decrease a ring in size because the jeweller won’t have to add any materials. Don’t expect that a jeweller can change the size more than one to two sizes either direction.

 

Certain styles of rings are difficult, if not impossible, to resize. Tension rings, for example, can’t be resized without compromising the ring’s architecture.

 

Titanium, tungsten and stainless steel rings usually cannot be resized due to their material properties. Also, be aware that eternity rings, which have a continuous setting of stones around the ring’s band, can be complicated to resize.

 

If you choose not to surprise your significant other you can access our ring sizer to accurately measure her ring size before you go engagement ring shopping.

 

Matching Sets

Does she want to wear a matching wedding ring with her engagement ring? When you shop together, she’ll be able to let you know. Some couples prefer to wear rings that coordinate, and again, this can be difficult to arrange when her engagement ring is a surprise.

 

On the other hand, if you later discover that she wanted a matching set, you can have a wedding ring custom-designed to fit with the engagement ring you chose.

 

We’ve looked at several factors to consider when deciding whether to surprise or not to surprise. Now, let’s look at the arguments for each case.

 

Reasons to Engagement Shop With Her

When you shop for her engagement ring together, she can choose exactly what she prefers. Despite her knowing what the ring looks like, you still have the opportunity to surprise her with other aspects of the proposal, by choosing a location or day where she least expects it. If you plan on proposing at Christmas, check out some of our magical ideas.

 

Perhaps the biggest argument in favour of engagement shopping with her is that you’ll know that she’ll say “yes” to you and the ring when you finally bend the knee.

 

Reasons to Surprise Her

On the other hand, surprising her has some distinct advantages. You are guaranteed to impress her with how well you know and understand her. Choosing a ring that matches her personality without her knowledge will lead to a heartfelt surprise proposal.

 

Whether you purchase an engagement ring as a surprise or you shop for it together, insure it with Q Report Jewellery Insurance. No matter where you travel, your ring will be fully covered. You can even return to your family jeweller for repairs or replacement.

 

To learn more about our much-loved engagement ring insurance, read about our unparalleled coverage, or get an instant quote today. If you’re just starting the shopping process, consider visiting a Q Certified Jeweller for excellent service and an incredible selection of gorgeous rings.

 

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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When it comes to proposals, we know the drill. The gentleman drops down on one knee, jewellery box in hand. The surprised woman gasps at the sight of the glistening diamond engagement ring and then joyfully accepts the ring as a token of his love and commitment.

 

In the modern world, however, most marriage proposals don’t fit the stereotype, and new proposal traditions are being created each day.

 

The one question we hear over and over is this: to surprise or not to surprise?

 

We can’t make this decision for you, but we can give you several factors to keep in mind.

 

Personal Preference

Yes, you’re the one who is purchasing the ring, but she’s the one who will wear it day in and day out. Do you feel confident that you understand her style well enough to choose a ring she’ll love?

 

If you truly want to surprise her, do all you can to find out what she likes. Pay close attention to her other jewellery, talk with her friends, mother and sisters, and see if she has a Pinterest board with jewellery pins. You could even subtly walk by a jewellery store and see which styles she’s drawn to as she window shops.

 

New call-to-action

 

Ring Size

When you surprise her with a ring, you have to purchase a ring without having her try it on first. If you’re very confident about her size, this probably won’t be a problem. All too often, however, her ring size is a complete mystery.

 

You may be able to sleuth it out. “Borrow” one of her rings and take it to the jeweller for sizing, or ask her friends or family if they know her ring size. But then again, the friend could be wrong.

 

Fortunately, jewellers can resize most types of rings. It’s generally easier to decrease a ring in size because the jeweller won’t have to add any materials. Don’t expect that a jeweller can change the size more than one to two sizes either direction.

 

Certain styles of rings are difficult, if not impossible, to resize. Tension rings, for example, can’t be resized without compromising the ring’s architecture.

 

Titanium, tungsten and stainless steel rings usually cannot be resized due to their material properties. Also, be aware that eternity rings, which have a continuous setting of stones around the ring’s band, can be complicated to resize.

 

If you choose not to surprise your significant other you can access our ring sizer to accurately measure her ring size before you go engagement ring shopping.

 

Matching Sets

Does she want to wear a matching wedding ring with her engagement ring? When you shop together, she’ll be able to let you know. Some couples prefer to wear rings that coordinate, and again, this can be difficult to arrange when her engagement ring is a surprise.

 

On the other hand, if you later discover that she wanted a matching set, you can have a wedding ring custom-designed to fit with the engagement ring you chose.

 

We’ve looked at several factors to consider when deciding whether to surprise or not to surprise. Now, let’s look at the arguments for each case.

 

Reasons to Engagement Shop With Her

When you shop for her engagement ring together, she can choose exactly what she prefers. Despite her knowing what the ring looks like, you still have the opportunity to surprise her with other aspects of the proposal, by choosing a location or day where she least expects it. If you plan on proposing at Christmas, check out some of our magical ideas.

 

Perhaps the biggest argument in favour of engagement shopping with her is that you’ll know that she’ll say “yes” to you and the ring when you finally bend the knee.

 

Reasons to Surprise Her

On the other hand, surprising her has some distinct advantages. You are guaranteed to impress her with how well you know and understand her. Choosing a ring that matches her personality without her knowledge will lead to a heartfelt surprise proposal.

 

Whether you purchase an engagement ring as a surprise or you shop for it together, insure it with Q Report Jewellery Insurance. No matter where you travel, your ring will be fully covered. You can even return to your family jeweller for repairs or replacement.

 

To learn more about our much-loved engagement ring insurance, read about our unparalleled coverage, or get an instant quote today. If you’re just starting the shopping process, consider visiting a Q Certified Jeweller for excellent service and an incredible selection of gorgeous rings.

 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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