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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.
Jewellery Insurance
Designed to Protect the Things You Love.
Q Report is more than just comprehensive insurance for your jewellery - it's personalised help from jewellery experts, not just insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their jewellery.
Get an Insurance Quote
Why Choose Q Report?
Learn More in 90 Seconds
Purchase Amount
To get an accurate cost estimate, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
What Does Our Jewellery Insurance Include?
If you come across another policy with these features, we’d love to hear about it.
Natural Disaster Coverage
Cover if your jewellery is lost or damaged as a result of a natural disaster.
Worldwide Coverage
Our policy extends coverage worldwide, ensuring that your jewellery is insured no matter where you go, subject to policy exclusions and conditions.
Annual Revaluation
Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll be insured at the correct value.
Replacement Policy
Coverage for like-for-like replacement or repair, putting you back where you were prior to the loss.
Up to 50% Additional Cover
If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of up to 50% of the insured value available to pay towards your claim.
In-house Claims Consultant
You’ll have a dedicated claims consultant, making the claims process smoother and more reliable when you need us.
Please note that the Q Report policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the Policy Wording and PDS. for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.
How Much Does Jewellery Insurance Cost?
See example costs to help you understand the price of covering your jewellery.
Engagement Ring
$124/mth
Item Valued at $8000
Luxury Watch
$124/mth
Item Valued at $8000
Earrings
$124/mth
Item Valued at $8000
Wedding Band
$124/mth
Item Valued at $8000
Engagement Ring
$124/yr
Item Valued at $8000
Luxury Watch
$124/yr
Item Valued at $8000
Earrings
$124/yr
Item Valued at $8000
Wedding Band
$124/yr
Item Valued at $8000
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Estimate based on insured value. Monthly estimate includes the one-time policy setup fee, GST and Government fees. A $10 application fee will be added to the initial monthly instalment. Annual estimate does not include the One Time Set-Up Fee of $126.50 per policy.
How Much Could Jewellery Insurance Cost?
See example costs to help you understand the price of insuring your jewellery. The costs below are estimated premiums for similar items based on the values shown and should be used as a general guide only. To get an accurate quote for insuring your jewellery, please request a quote.
Engagement Ring
$330/yr
Item Valued at $12,000
Luxury Watch
$440/yr
Item Valued at $16,000
Earrings
$83/yr
Item Valued at $3000
Wedding Band
$48/yr
Item Valued at $1750
Engagement Ring
$41/mth
Item Valued at $12,000
Luxury Watch
$51/mth
Item Valued at $16,000
Earrings
Item Valued at $3000
Wedding Band
Item Valued at $1750
Show More
Is Insuring Your
Jewellery Worth It?
You know that your precious jewellery deserves to be covered, but is standalone jewellery insurance worth it?
Many people assume that their home and contents insurance provides adequate coverage for high-value jewellery. Unfortunately, when jewellery is lost, stolen, or damaged and they need to make a claim, they may find that standard home insurance falls short.
You should read your policy carefully and consult your home and contents provider to ensure you are adequately covered.
Q Report's policy is designed to give your jewellery comprehensive coverage against life's uncertainties. And if disaster strikes, you can be confident that Q Report provides specialised cover for your jewellery.
How to Get Covered
1
Enter Your Details – Provide your name, email, and phone number.
2
Submit Your Documents – Upload your jewellery receipt and a photo of the piece.
3
Receive Your Quote – We’ll review your details and, if approved, send a formal quote with a payment link.
2,000+ 5-Star Reviews
Speak for Themselves
Would 100% Recommend
Jennie was super efficient and made the whole process seamless. It took me about 5 minutes to arrange the insurance for my engagement ring. Would 100% recommend.
Kathleen Tilnak
Google Review
Very Easy Process
Very easy process to get my ring insured and friendly staff to help. It was all sorted in less than an hour which was great. Very happy and would definitely recommend Q report insurance in future
Christine Sonsearay
Google Review
Insurance with
Heartfelt Substance
Quality Customer Service. The Claims Manager Susan, was fantastic to work with. Q Report made a very stressful situation easier with their approach in handling my claim. I've been able to go back to my original jeweller to have my jewellery replaced. Thank you to Q report, for committing to their customers and offering Insurance with heartfelt substance.
Ann-Marie Cee
Google Review
Incredibly Efficient and Helpful
The Q Report Jewellery Insurance was incredibly efficient and helpful. Its straightforward process allowed me to easily insure my valuable jewellery, offering peace of mind with comprehensive coverage. Overall, the service delivered fast, reliable protection and excellent support, enhancing customer confidence and satisfaction.
Riannon Fox
Google Review
2,000+ 5-Star Google Reviews
Very Wonderful Experience
Very wonderful experience with Q Report. I called to enquire about cover for my engagement ring and Lee was so helpful during the call. He was lovely, knowledgeable and assisted me in getting cover within a few hours. Impressed with the customer service and fast turn around!
Jeanne Nicole
Google Review
Definitely Recommend
Just insured my new Rolex watch and Jennie was super helpful. The entire process was easy and hassle free. Definitely recommend.
Jay Porter
Google Review
Great to Deal With
Went with Q Report for insuring my engagement ring after doing some research on different insurance options. I called my jeweller and they too also recommended Q Report as being the best insurer for jewellery. The setup process was so quick and easy! A big thank you to Lee for his assistance with this process, he was great to deal with and very responsive.
Lauren Nicole
Google Review
They Were Amazing
They were amazing in particular Susan!! Everything was clearly stated with the claim completed quickly without any concern. Would highly recommend and will be using again in the future!
Alex Shoveller
Google Review
Get an Insurance Quote
Purchase Amount
To get an accurate cost estimate, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
Protect the things You Love
