Jewellery Insurance

Cover your jewellery with insurance designed for jewellery.

Q Report insurance protects your jewellery with specialised and comprehensive cover. Our policies are designed specifically for jewellery - that’s all we do - giving you confidence in your cover instead of relying on confusing and general home and contents insurance.

Get an insurance quote

We’re jewellery experts

You're speaking to people who live and breathe jewellery; not insurance salespeople.

World-leading insurer

Your policy is backed by a world-leading insurer of fine arts and valuables.

If you need to make a claim

You’ll deal directly with us. We won’t pass you from department to department or offload you to another company entirely. We'll be there for you if you need us.

The value of your jewellery

Q Report has the expertise to accurately revalue your jewellery at no charge to you.

Real experience

We have a rich heritage in the jewellery industry and have worked hard to forge a great reputation among jewellers and jewellery consumers.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

Is Insuring Your Jewellery Worth It?

You know that your precious jewellery deserves to be protected, but is standalone jewellery insurance worth it?

People often assume that their home and contents insurance includes adequate protection for their high-value jewellery items. Unfortunately, when their jewellery is lost, stolen or damaged and they need to make a claim, they often learn that their home and contents insurance falls short.

Standalone jewellery insurance like Q Report is designed to give you comprehensive protection against life’s uncertainties. And if disaster strikes, you can be confident that your insurance is tailored to provide the best cover possible specifically for your jewellery.

Explore all our industry leading policy benefits

If you find a policy that matches ours, we’d love to hear about it.
Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Worldwide Coverage

Comprehensive protection for your jewellery while travelling anywhere in the world.

Theft Coverage

If your jewellery is stolen, it’s covered.

Loss Coverage

If your jewellery is accidentally lost, it’s covered.

Damage Coverage

If your jewellery is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

If your jewellery mysteriously disappears, it’s covered.

Natural Disaster Coverage

If your jewellery is lost or damaged as a result of a natural disaster, it’s covered.

Return to Your Original or Preferred Jeweller

Have your jewellery repaired or replaced by someone you trust.

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

Don’t take our word for it. See what our customers have to say here.

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Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Worldwide Coverage

Comprehensive protection for your jewellery while travelling anywhere in the world.

Theft Coverage

If your jewellery is stolen, it’s covered.

Loss Coverage

If your jewellery is accidentally lost, it’s covered.

Damage Coverage

If your jewellery is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

If your jewellery mysteriously disappears, it’s covered.

Natural Disaster Coverage

If your jewellery is lost or damaged as a result of a natural disaster, it’s covered.

Return to Your Original or Preferred Jeweller

Have your jewellery repaired or replaced by someone you trust.

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

Don’t take our word for it. See what our customers have to say here.

Why Q Report?

We’re proud to have been protecting Australians with specialised jewellery insurance for over 10 years. Our greatest sense of achievement is helping our customers to enjoy their jewellery with confidence, and to be there if the unexpected happens.

Our large network of carefully selected Q Certified Jewellers, and our close relationship with the Diamond Dealers Club of Australia gives us a unique insight into what it means to protect the things you love.

We use these insights to ensure our policies provide the best value cover that exceeds the expectations of our customers.

Our Underwriter

Q Report policies are underwritten by world-leading insurance company, Chubb Insurance Australia Limited (AFSL Number 239687).

1900+ 5-Star Reviews
Can’t Be Wrong

Australia's original provider of standalone jewellery insurance.

Kristy Ormsby

Google Verified Customer

"Such a premium insurance company! Always so lovely over the phone & email, not only when I insured with them a few years ago but when I recently had to make a claim, they made the process so seamless. I have recommended them to all of my friends and so if you're reading this, know that they are legit and they are amazing!"

Ivans Georges Ignace

Google Verified Customer

“My experience with Q Report has been excellent. They made everything very easy, they were really pleasant to deal with and kept me really well informed about the process I needed to follow and how my claim was progressing. I was expecting a tough process whereby the insurance company would be actively working against me to avoid covering my claim. But this was the opposite!”

Rachel Bugeja

Google Verified Customer

“I can’t thank and recommend Q Report enough. 5 days before my wedding I had to have my engagement ring cut off my finger. Lodged my claim on that Monday, claim was then approved by Tuesday, and ring will be ready for pick up on Friday. So between my jeweller and insurance company it has been a 5 day turn around from the incident happening to getting a new ring made! Definitely highly recommend Q Report for an easy and hassle free process!"

Cynthia B

Google Verified Customer

“I've insured my jewellery with Q Report for over a decade. Staff are easy to deal with and provide excellent service. The staff are knowledgeable and friendly. I highly recommend them to anyone who values their jewellery and peace of mind. Thank you for being so helpful.”

Kerry Beeston

Google Verified Customer

“If by some unfortunate chance I need to use this policy in the future and the claims process is as easy as the setup process, I will be very pleased. The documentation for this product/policy is next level and could quite easily be part of a display should you be fortunate enough to have one. Well done Q Report for taking something not usually linked directly to luxury watch/jewellery buying experience and making it feel like it should be.”

Samantha Robinson

Google Verified Customer

“Susan at Q report was absolutely amazing! I cannot recommend them enough. I lost my ring 8 weeks before my wedding and they were able to approve my claim in record time. Truly a miracle and I can’t thank Susan and the team at Q Report jewellery enough! Thank you for all your help and support!”

Isaiah Young

Google Verified Customer

“Susan and Q Report were absolutely amazing to work with. We had an extremely unfortunate loss of an important item and they went out of their way to make us feel supported and heard. The outcome was exactly what we hoped for and their communication throughout the process was second to none. Would highly recommend Q Report Insurance to anyone.”