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Watch Insurance Specifically Designed to Protect the Things You Love.

Q Report is more than just comprehensive insurance for your watch - it's personalised help from jewellery experts, not insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their watch.

Luxury Watch Insurance —

Protect Your Timepiece With Q Report

Give your watch the protection it deserves. Q Report provides specialised and comprehensive watch insurance.

Get an insurance quote

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Luxury Watch Experts

You're speaking to people who live and breathe luxury watches, not insurance salespeople.

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World-Leading Insurer

Your policy is backed by a world-leading insurer of fine arts and valuables.

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If You Need to Make a Claim

You’ll deal directly with us. We won’t pass you from department to department or offload you to another company entirely. We'll be there for you when you need us.

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The Value of Your Timepiece

Q Report has the expertise to accurately revalue your watch at no charge to you.

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Real Experience

We have a rich heritage in the jewellery industry and have worked hard to forge a great reputation among jewellers and jewellery consumers.

Home Insurance vs Jewellery Insurance

Why Insure Your Watch?

You know that your luxury watch deserves to be protected, but is watch insurance with Q Report worth it?

People often assume that their home and contents insurance includes adequate protection for their high-value items. Unfortunately, when their watch is lost, stolen or damaged and they need to make a claim, they often learn that their home and contents insurance falls short.

Q Report is designed to insure your watch against life’s uncertainties. And if disaster strikes, you can be confident that your policy is tailored to provide the best cover possible specifically for your watch.

Explore all our industry leading policy benefits

If you find a policy that matches ours, we’d love to hear about it.
Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

Additional-50-percent-Cover-1

Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Benefit - Worldwide Coverage

Worldwide Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Theft-Coverage

Theft Coverage

If your engagement ring is stolen, it’s covered.

Loss-Coverage

Loss Coverage

If your engagement ring is accidentally lost, it’s covered.

Damage-Coverage

Damage Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious-Disappearance (1)

Mysterious Disappearance Coverage

If your engagement ring mysteriously disappears, it’s covered.

Natural-Disaster

Natural Disaster Coverage

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Returns-to-Your-Original-Jeweller

Return to Your Original or Preferred Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Benefit - Annual Revaluation

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Benefit - Agreed Value Policy

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Benefit - Low, Fixed $100 Excess

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

Benefit - No Impact Claims

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated-Inhouse-Claims-Consoltant

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Benefit - Satisfaction Guarantee

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

Benefit - 5 Star Service

5 Star Service

Don’t take our word for it. See what our customers have to say here.

Additional 50% Cover

Additional-50-percent-Cover-1

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Worldwide Coverage

Benefit - Worldwide Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Theft Coverage

Theft-Coverage

If your engagement ring is stolen, it’s covered.

Loss Coverage

Loss-Coverage

If your engagement ring is accidentally lost, it’s covered.

Damage Coverage

Damage-Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

Mysterious-Disappearance (1)

If your engagement ring mysteriously disappears, it’s covered.

Natural Disaster Coverage

Natural-Disaster

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Return to Your Original or Preferred Jeweller

Returns-to-Your-Original-Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Annual Revaluation

Benefit - Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Benefit - Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Low, Fixed $100 Excess

Benefit - Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

Benefit - No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

Dedicated-Inhouse-Claims-Consoltant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

Benefit - Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

Benefit - 5 Star Service

Don’t take our word for it. See what our customers have to say here.

Approximate Insurance Premiums

Below is a list of commonly insured watches to give you an idea of the costs involved in protecting your watch.

Watch

RRP

Value*

Monthly Premium**

Omega-Seamaster---Optimized

Omega Seamaster

RRP

$8,250

$8,250

$20.61

Audemars-Piguet-Royal-Oak---Optimized

Audemars Piguet Royal Oak

RRP

$34,200

$100,100

$250.04

Breitling-Navitimer---Optimized

Breitling Navitimer

RRP

$11,390

$11,390

$28.45

Cartier-Ballon-Bleu-de-Cartier---Optimized

Cartier Ballon Bleu de Cartier

RRP

$9,550

$9,550

$23.85

IWC-Big-Pilot---Optimized

IWC Big Pilot

RRP

$20,300

$20,300

$50.71

Patek-Philippe-Nautilus---Optimized

Patek Philippe Nautilus

RRP

$43,500

$90,000

$224.81

Rolex-Day-Date---Optimized

Rolex Day Date

RRP

$56,850

$80,000

$199.83

Rolex-Daytona---Optimized

Rolex Daytona

RRP

$20,400

$55,000

$137.39

Rolex-GMT---Optimized

Rolex GMT

RRP

$15,100

$29,500

$73.69

Rolex-Submariner---Optimized

Rolex Submariner

RRP

$14,250

$23,000

$57.45

Tag-Heuer-Carrera---Optimized

Tag Heuer Carrera

RRP

$8,500

$8,500

$21.23

Tudor-Black---Optimized

Tudor Black Bay

RRP

$5,290

$5,600

$13.99

*Market value of watches can vary.
**Estimate based on insured value. 

Omega-Seamaster---Optimized

Watch

Omega Seamaster

RRP

$8,250

Value*

$8,250

Monthly Premium**

$20.61

Audemars-Piguet-Royal-Oak---Optimized

Watch

Audemars Piguet Royal Oak

RRP

$34,200

Value*

$100,100

Monthly Premium**

$250.04

Breitling-Navitimer---Optimized

Watch

Breitling Navitimer

RRP

$11,390

Value*

$11,390

Monthly Premium**

$28.45

Cartier-Ballon-Bleu-de-Cartier---Optimized

Watch

Cartier Ballon Bleu de Cartier

RRP

$9,550

Value*

$9,550

Monthly Premium**

$23.85

IWC-Big-Pilot---Optimized

Watch

IWC Big Pilot

RRP

$20,300

Value*

$20,300

Monthly Premium**

$50.71

Patek-Philippe-Nautilus---Optimized

Watch

Patek Philippe Nautilus

RRP

$43,500

Value*

$90,000

Monthly Premium**

$224.81

Rolex-Day-Date---Optimized

Watch

Rolex Day Date

RRP

$56,850

Value*

$80,000

Monthly Premium**

$199.83

Rolex-Daytona---Optimized

Watch

Rolex Daytona

RRP

$20,400

Value*

$55,000

Monthly Premium**

$137.39

Rolex-GMT---Optimized

Watch

Rolex GMT

RRP

$15,100

Value*

$29,500

Monthly Premium**

$73.69

Rolex-Submariner---Optimized

Watch

Rolex Submariner

RRP

$14,250

Value*

$23,000

Monthly Premium**

$57.45

Tag-Heuer-Carrera---Optimized

Watch

Tag Heuer Carrera

RRP

$8,500

Value*

$8,500

Monthly Premium**

$21.23

Tudor-Black---Optimized

Watch

Tudor Black Bay

RRP

$5,290

Value*

$5,600

Monthly Premium**

$13.99

Why Q Report?

We’re proud to have been protecting Australians with specialised jewellery insurance for over 10 years. Our greatest sense of achievement is helping our customers to enjoy their jewellery with confidence, and to be there if the unexpected happens.

Our large network of carefully selected Q Certified Jewellers, and our close relationship with the Diamond Dealers Club of Australia gives us a unique insight into what it means to protect the things you love.

We use these insights to ensure our policies provide the best value cover that exceeds the expectations of our customers.

Our Underwriter

Q Report policies are underwritten by world-leading insurance company, Chubb Insurance Australia Limited (AFSL Number 239687).

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1600+ 5 Star Reviews Can’t Be Wrong

Australia's most trusted and top-rated provider of insurance for jewellery and watches.

Q-Report-5Star-Google-Review

Danny Taylor

Google Verified Customer

“I have always had fantastic customer service when insuring my watches and jewellery with our representative Josette. Recently I had to place my first claim for a damaged time piece and once again the whole process has been handled very efficiently and promptly by claims officer Susan. Thank you for the consistently above average service, Q Report. Highly recommended!!”

Dale Sutton

Google Verified Customer

“Unfortunately, I damaged my watch and the claims process and team were very helpful and easy to deal with, couldn’t be happier.”

Tim Gray

Google Verified Customer

“Great service and easy to setup! I feel safer travelling with my watches now.”

Watch Insurance FAQs

Everything you need to know about insuring your watch with Q Report.

Does home & contents insurance cover luxury watches?

Not always, which is why it’s important to read the PDS carefully to avoid nasty surprises when it comes time to make a claim. With Q Report, you can be confident that your watch is covered with quality comprehensive protection.

What does watch insurance cover?

Q Report covers your watch for loss, damage, theft, mysterious disappearances, natural disasters and more. So whether it’s a chipped watch face or stolen timepiece, you can rest assured you’re protected.

How do I insure my Rolex?

Whether it’s a Rolex, Tag, Patek Philippe or any other type of luxury watch, insuring it with Q Report is easy. Get an instant online quote today.

How much does it cost to insure a watch?

The price of your watch insurance will depend on the agreed value of your timepiece. Get a quote to calculate your Q Report policy today.

specialised insurance-1

To see how little it can cost to protect your watch with specialised insurance, get an instant online quote today. Alternatively, you can contact us on 1300 882 018 to learn more about our cover.