Watch Insurance
Designed to Protect the Things You Love.
Q Report is more than just comprehensive insurance for your watch - it's personalised help from watch experts, not just insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their watch.

Purchase Amount
To get an accurate cost estimate, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
Designed to Protect the Things You Love.
Q Report is more than just comprehensive insurance for your watch - it's personalised help from watch experts, not just insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their watch.
What Does Our Luxury Watch Insurance Include?
Worldwide Coverage
Our policy extends coverage worldwide, ensuring that your watch is insured no matter where you go, subject to policy exclusions and conditions.
Please note that the Q Report policy has certain exclusions. For a comprehensive understanding of coverage and exclusions, please refer to the Policy Wording and PDS. for terms, conditions and exclusions of the policy as well as the Target Market Determination. Some of the primary exclusions include loss to jewellery caused by: 1. An intentional act by someone covered under the policy such as stealing, theft, or other misappropriation, 2. Certain events including acts of war, nuclear and chemical hazards,
3. Wear and tear, gradual deterioration, rust, and corrosion.
How Much Could Watch Insurance Cost?
See example costs to help you understand the price of insuring your watch. The costs below are estimated premiums for similar items based on the values shown and should be used as a general guide only. To get a cost estimate for insuring your watch, please request a quote.
$37/mth
Item Valued at $9,850

$391/mth
Item Valued at $151,720

$45/mth
Item Valued at $13,290

$41/mth
Item Valued at $11,800

$63/mth
Item Valued at $20,300

$237/mth
Item Valued at $90,000

$224/mth
Item Valued at $85,070

$152/mth
Item Valued at $56,150

$84/mth
Item Valued at $28,690

$69/mth
Item Valued at $23,000

$36/mth
Item Valued at $9,550

$27/mth
Item Valued at $5,910

$271/yr
Item Valued at $9,850

$4173/yr
Item Valued at $151,720

$366/yr
Item Valued at $13,290

$325/yr
Item Valued at $11,800

$559/yr
Item Valued at $20,300

$2475/yr
Item Valued at $90,000

$2340/yr
Item Valued at $85,070

$1545/yr
Item Valued at $56,150

$789/yr
Item Valued at $28,690

$633/yr
Item Valued at $23,000

$263/yr
Item Valued at $9,550

$163/yr
Item Valued at $5,910

*Market value of watches can vary.
** Estimate based on insured value. Monthly estimate includes the one-time policy setup fee, GST and Government fees. A $10 application fee will be added to the initial monthly instalment.
***Annual estimate does not include the One Time Set-Up Fee of $126.50 per policy.
Is Insuring Your
Luxury Watch Worth It?
You know that your luxury watch deserves to be covered, but is standalone watch insurance worth it?
Many people assume that their home and contents insurance provides adequate coverage for high-value watches. Unfortunately, when a luxury watch is lost, stolen, or damaged and they need to make a claim, they may learn that their home insurance falls short.
You should read your policy carefully and consult your home and contents provider to ensure you are adequately covered.
Q Report's policy is designed to give your watch comprehensive coverage against life's uncertainties. And if disaster strikes, you can be confident that Q Report provides specialised cover for your watch.
2,000+ 5-Star Reviews
Speak for Themselves
Would 100% Recommend
Jennie was super efficient and made the whole process seamless. It took me about 5 minutes to arrange the insurance for my engagement ring. Would 100% recommend.
Kathleen Tilnak
Google Review
Very Easy Process
Very easy process to get my ring insured and friendly staff to help. It was all sorted in less than an hour which was great. Very happy and would definitely recommend Q report insurance in future
Christine Sonsearay
Google Review
Insurance with
Heartfelt Substance
Quality Customer Service. The Claims Manager Susan, was fantastic to work with. Q Report made a very stressful situation easier with their approach in handling my claim. I've been able to go back to my original jeweller to have my jewellery replaced. Thank you to Q report, for committing to their customers and offering Insurance with heartfelt substance.
Ann-Marie Cee
Google Review
Incredibly Efficient and Helpful
The Q Report Jewellery Insurance was incredibly efficient and helpful. Its straightforward process allowed me to easily insure my valuable jewellery, offering peace of mind with comprehensive coverage. Overall, the service delivered fast, reliable protection and excellent support, enhancing customer confidence and satisfaction.
Riannon Fox
Google Review

2,000+ 5-Star Google Reviews
Very Wonderful Experience
Very wonderful experience with Q Report. I called to enquire about cover for my engagement ring and Lee was so helpful during the call. He was lovely, knowledgeable and assisted me in getting cover within a few hours. Impressed with the customer service and fast turn around!
Jeanne Nicole
Google Review
Definitely Recommend
Just insured my new Rolex watch and Jennie was super helpful. The entire process was easy and hassle free. Definitely recommend.
Jay Porter
Google Review
Great to Deal With
Went with Q Report for insuring my engagement ring after doing some research on different insurance options. I called my jeweller and they too also recommended Q Report as being the best insurer for jewellery. The setup process was so quick and easy! A big thank you to Lee for his assistance with this process, he was great to deal with and very responsive.
Lauren Nicole
Google Review
They Were Amazing
They were amazing in particular Susan!! Everything was clearly stated with the claim completed quickly without any concern. Would highly recommend and will be using again in the future!
Alex Shoveller
Google Review

Get Your Watch Insurance Quote

Purchase Amount
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
What Happens If Your Luxury Watch Is Lost or Stolen Abroad
Learn MoreHow Much Does Luxury Watch Insurance Cost
Learn MoreLuxury Watch Insurance vs Warranty What’s the Difference
Learn MoreFAQs
Learn more about how Q Report works.
Our FAQs cover everything from getting a quote to making a claim, so you can feel confident in your choice
A Q Report policy provides cover for loss and damage to your watch. If your watch is lost, stolen or damaged, with Q Report you can make a claim to have your watch replaced or repaired. We also cover mysterious disappearance and loss or damage caused as a result of a natural disaster.
Every insurance policy is different, as is each person’s circumstances. So, we cannot comment on your home contents insurance policy. But we would suggest that you call your insurer and/or read the fine print to find out answers to the following essential questions:
- Is my luxury watch covered when I wear it outside of the house?
- What if I travel with my luxury watch (interstate or overseas)? Will it be covered? For how long and are there any other restrictions?
- If I lose my luxury watch and need to make a claim, will the full insured value be covered? Or is it up to the insured value?
- In the event of a claim, will I be able to choose the watch boutique to repair or replace my luxury watch or will I have to go to the boutique you choose?
- What happens if the value of my luxury watch changes? Do I have to get it revalued every year and send you an updated revaluation?
If you are not satisfied with your home contents insurer’s response to these questions, give us a call so you can ask us these questions. Ensure your chosen policy suits your individual needs and situation.
Whether it’s a Rolex, Omega, Patek Philippe or any other type of luxury watch, insuring it with Q Report is easy.
Q Report's Watch Insurance works by following the below steps:
-
Submit a quote, and a member of our team will contact you.
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After payment, you are covered for the benefits of a Q Report policy, such as an additional up to 50% cover and complimentary annual revaluation. Please consider the PDS and Policy Wording for detailed information about the benefits, terms, conditions and exclusions of the policy.
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If you then need to make a claim in the future, please feel free to contact us. Your dedicated in-house claims consultant will walk you through the process.
We aim to make every step easy and transparent, and we are always happy to answer any questions you may have.
The price of your Luxury Watch Insurance will depend on the insured value of your watch. Get an indicative quote for your policy today.
Yes. To reduce the risk of your watch becoming uninsured, you can choose to automatically renew your Q Report policy when your cover ends.
Don’t worry, you’ll still receive a notice 28 days before the end of your policy period so you can stay in control.
If you haven't already opted in to have your policy automatically renewed, please call 02 9234 0580 or email info@qreport.com.au and we'll arrange this for you.