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Jewellery Insurance Instant Quote

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Jewellery Insurance Instant Quote

You’ll have a quote in less than 60 seconds

Engagement Ring Insurance Specifically Designed to Protect the Things You Love.

Q Report is more than just comprehensive insurance for your engagement ring - it's personalised help from jewellery experts, not insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their engagement ring.

Engagement Ring Insurance —

Protect Your Engagement Ring With Q Report

Give your engagement ring the protection it deserves. Q Report provides specialised and comprehensive cover so you can wear your precious items with confidence.

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We’re jewellery experts

You're speaking to people who live and breathe jewellery; not insurance salespeople.

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World-leading insurer

Your policy is backed by a world-leading insurer of fine arts and valuables.

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If you need to make a claim

You’ll deal directly with us. We won’t pass you from department to department or offload you to another company entirely. We'll be there for you if you need us.

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The value of your jewellery

Q Report has the expertise to accurately revalue your jewellery at no charge to you.

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Real experience

We have a rich heritage in the jewellery industry and have worked hard to forge a great reputation among jewellers and jewellery consumers.

Home Insurance vs Jewellery Insurance

Is Insuring Your Engagement Ring Worth It?

You know that your precious engagement ring deserves to be protected, but is standalone Engagement Ring Insurance worth it?

People often assume that their home and contents insurance includes adequate protection for their high-value jewellery items. Unfortunately, when their engagement ring is lost, stolen or damaged and they need to make a claim, they often learn that their home and contents insurance falls short.

Q Report is designed to give your engagement ring comprehensive protection against life’s uncertainties. And if disaster strikes, you can be confident that your insurance is tailored to provide the best cover possible specifically for your jewellery.

Q Report Policy Benefits

With more benefits and no hassle, experience the freedom to enjoy your engagement ring as it was intended.

Loss-Coverage

Loss Coverage

If your engagement ring is accidentally lost, it’s covered.

Theft-Coverage

Theft Coverage

If your engagement ring is stolen, it’s covered.

Damage-Coverage

Damage Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious-Disappearance

Mysterious Disappearance Coverage

If your engagement ring mysteriously disappears, it’s covered.

Natural-Disaster

Natural Disaster Coverage

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Worldwide-Coverage

Worldwide Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Returns-to-Your-Original-Jeweller

Return to Your Original or Preferred Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Annual-Revaluation

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed-Value-Policy

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional-50-percent-Cover

Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Low-Fixed-Excess

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No-Impact-Claims

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated-Inhouse-Claims-Consoltant

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction-Guarantee

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5-Star-Service

5 Star Service

Don’t take our word for it. See what our customers have to say here.

Loss Coverage

Loss-Coverage

If your engagement ring is accidentally lost, it’s covered.

Theft Coverage

Theft-Coverage

If your engagement ring is stolen, it’s covered.

Damage Coverage

Damage-Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

Mysterious-Disappearance

If your engagement ring mysteriously disappears, it’s covered.

Natural Disaster Coverage

Natural-Disaster

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Worldwide Coverage

Worldwide-Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Return to Your Original or Preferred Jeweller

Returns-to-Your-Original-Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Annual Revaluation

Annual-Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Agreed-Value-Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Additional 50% Cover

Additional-50-percent-Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Low, Fixed $100 Excess

Low-Fixed-Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

No-Impact-Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

Dedicated-Inhouse-Claims-Consoltant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

Satisfaction-Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

5-Star-Service

Don’t take our word for it. See what our customers have to say here.

Why Q Report?

We’re proud to have been protecting Australians with specialised jewellery insurance for over 10 years. Our greatest sense of achievement is helping our customers to enjoy their jewellery with confidence, and to be there if the unexpected happens.

Our large network of carefully selected Q Certified Jewellers, and our close relationship with the Diamond Dealers Club of Australia gives us a unique insight into what it means to protect the things you love.

We use these insights to ensure our policies provide the best value cover that exceeds the expectations of our customers.

Our Underwriter

Q Report policies are underwritten by world-leading insurance company, Chubb Insurance Australia Limited (AFSL Number 239687).

James (2)

900+ 5 Star Reviews Can’t Be Wrong

Australia's most trusted and top-rated provider of specialised engagement ring insurance.

Q-Report-5Star-Google-Review

Heidi & David Maddern

Google | January 2021

“I have been with Q Report jewellery insurance for seven years now and cannot speak highly enough of them.  It is reassuring to know that if the time comes to replace my engagement ring, I will receive the same quality and value as I can choose my jeweller who I trust.  I know that if I make a claim, this will not affect my premium in future years.  The friendly staff at Q Report are experts in the jewellery world and always friendly and courteous to deal with.”

Alethea Athanasiov

Google | November 2020

“Q Report made insuring my beautiful handmade engagement ring a breeze. Then the unthinkable happened and I lost my ring! Q Report was fantastic from the moment I called to ask what I needed to do. The lovely staff talked me through the claims process and were so helpful and understanding. It couldn't have been easier. I will be insuring my replacement ring with them the minute it is ready.”

Mellissa Bryant

Google | August 2020

“Exceptional service. Knowledgeable Australian based staff. The process was simple and I was fully insured the same day. The product is clear and straightforward and tailored especially to jewellery. I have the confidence to wear my new engagement ring every day and enjoy it fully now knowing it’s properly covered.”

Alexandra Strydom

Google | June 2020

“Q Report are so wonderful to deal with and are very responsive. It was so easy to insure my engagement ring and when I had any questions, they answered them quickly and with confidence. I won’t hesitate to insure future items with them. Highly recommend!”

Engagement Ring Insurance FAQs

Everything you need to know about insuring your engagement ring with Q Report.

How much does engagement ring insurance cost?

The price of your Q Report policy will depend on the agreed value of your jewellery. Get a quote to calculate how much it may cost to insure your engagement ring with us.

How do I insure my engagement ring without Home & Contents insurance?

You don’t need a home and contents insurance policy to protect your engagement ring. Standalone jewellery insurance like Q Report covers your engagement ring for damage, loss, theft and more.

How does engagement ring insurance work?

Engagement ring insurance works like other types of insurance you know. At Q Report, we offer a complimentary revaluation of your jewellery and even cover you for an extra 50% on the agreed value.

Does engagement ring insurance cover a lost diamond?

Yes, Q Report will cover you for damage or loss of your diamond! We also give you the freedom to return to your chosen jeweller for replacement or repair.

specialised insurance-1

To see how little it can cost to protect your jewellery with specialised engagement ring insurance, get an instant online quote today. Alternatively, you can contact us on 1300 882 018 to learn more about our cover.