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Engagement Ring Insurance Specifically Designed to Protect the Things You Love.

Q Report is more than just comprehensive insurance for your engagement ring - it's personalised help from jewellery experts, not insurance salespeople. Get an instant quote and learn why thousands of Australians trust Q Report to insure their engagement ring.

Engagement Ring Insurance —

Protect Your Engagement Ring With Q Report

Give your engagement ring the protection it deserves. Q Report provides specialised and comprehensive cover so you can wear your precious items with confidence.

Get an insurance quote

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We’re jewellery experts

You're speaking to people who live and breathe jewellery; not insurance salespeople.

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World-leading insurer

Your policy is backed by a world-leading insurer of fine arts and valuables.

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If you need to make a claim

You’ll deal directly with us. We won’t pass you from department to department or offload you to another company entirely. We'll be there for you if you need us.

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The value of your jewellery

Q Report has the expertise to accurately revalue your jewellery at no charge to you.

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Real experience

We have a rich heritage in the jewellery industry and have worked hard to forge a great reputation among jewellers and jewellery consumers.

Home Insurance vs Jewellery Insurance

Is Insuring Your Engagement Ring Worth It?

You know that your precious engagement ring deserves to be protected, but is standalone Engagement Ring Insurance worth it?

People often assume that their home and contents insurance includes adequate protection for their high-value jewellery items. Unfortunately, when their engagement ring is lost, stolen or damaged and they need to make a claim, they often learn that their home and contents insurance falls short.

Q Report is designed to give your engagement ring comprehensive protection against life’s uncertainties. And if disaster strikes, you can be confident that your insurance is tailored to provide the best cover possible specifically for your jewellery.

Explore all our industry leading policy benefits

If you find a policy that matches ours, we’d love to hear about it.
Please consider the PDS and Policy Wording for terms, conditions and exclusions of the policy as well as the Target Market Determination.

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Additional 50% Cover

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Benefit - Worldwide Coverage

Worldwide Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Theft-Coverage

Theft Coverage

If your engagement ring is stolen, it’s covered.

Loss-Coverage

Loss Coverage

If your engagement ring is accidentally lost, it’s covered.

Damage-Coverage

Damage Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious-Disappearance (1)

Mysterious Disappearance Coverage

If your engagement ring mysteriously disappears, it’s covered.

Natural-Disaster

Natural Disaster Coverage

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Returns-to-Your-Original-Jeweller

Return to Your Original or Preferred Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Benefit - Annual Revaluation

Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Benefit - Agreed Value Policy

Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Benefit - Low, Fixed $100 Excess

Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

Benefit - No Impact Claims

No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated-Inhouse-Claims-Consoltant

Dedicated In-house Claims Consultant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Benefit - Satisfaction Guarantee

Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

Benefit - 5 Star Service

5 Star Service

Don’t take our word for it. See what our customers have to say here.

Additional 50% Cover

Additional-50-percent-Cover-1

If we can’t put you back in the same position as you were prior to the loss, there is an additional buffer of 50% of the insured value available to pay towards your claim.

Worldwide Coverage

Benefit - Worldwide Coverage

Comprehensive protection for your engagement ring while travelling anywhere in the world.

Theft Coverage

Theft-Coverage

If your engagement ring is stolen, it’s covered.

Loss Coverage

Loss-Coverage

If your engagement ring is accidentally lost, it’s covered.

Damage Coverage

Damage-Coverage

If your engagement ring is accidentally damaged, it’s covered.

Mysterious Disappearance Coverage

Mysterious-Disappearance (1)

If your engagement ring mysteriously disappears, it’s covered.

Natural Disaster Coverage

Natural-Disaster

If your engagement ring is lost or damaged as a result of a natural disaster, it’s covered.

Return to Your Original or Preferred Jeweller

Returns-to-Your-Original-Jeweller

Have your engagement ring repaired or replaced by someone you trust.

Annual Revaluation

Benefit - Annual Revaluation

Your insured jewellery will be professionally revalued every year at no charge, giving you the confidence that you’ll always be insured at the correct value.

Agreed Value Policy

Benefit - Agreed Value Policy

Coverage for the agreed value shown on your policy. Not “up to” that amount.

Low, Fixed $100 Excess

Benefit - Low, Fixed $100 Excess

No ifs, no buts – we pride ourselves on providing absolute transparency.

No Impact Claims

Benefit - No Impact Claims

If you make a claim, your premium doesn’t go up.

Dedicated In-house Claims Consultant

Dedicated-Inhouse-Claims-Consoltant

We won’t pass you on to another department or another company. We’ll be there for you when you need us.

Satisfaction Guarantee

Benefit - Satisfaction Guarantee

We know you’ll be satisfied. But if you change your mind, you’ll receive a full refund of the premium if you cancel within the first 14 days.

5 Star Service

Benefit - 5 Star Service

Don’t take our word for it. See what our customers have to say here.

Why Q Report?

We’re proud to have been protecting Australians with specialised jewellery insurance for over 10 years. Our greatest sense of achievement is helping our customers to enjoy their jewellery with confidence, and to be there if the unexpected happens.

Our large network of carefully selected Q Certified Jewellers, and our close relationship with the Diamond Dealers Club of Australia gives us a unique insight into what it means to protect the things you love.

We use these insights to ensure our policies provide the best value cover that exceeds the expectations of our customers.

Our Underwriter

Q Report policies are underwritten by world-leading insurance company, Chubb Insurance Australia Limited (AFSL Number 239687).

James (2)

1690+ 5 Star Reviews Can’t Be Wrong

Australia's most trusted and top-rated provider of specialised engagement ring insurance.

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Samantha Robinson

Google Verified Customer

“Susan at Q report was absolutely amazing! I cannot recommend them enough. I lost my ring 8 weeks before my wedding and they were able to approve my claim in record time. Truely a miracle and I can’t thank Susan and the team at Q Report jewellery enough! Thank you for all your help and support!”

Dylan Garling

Google Verified Customer

“I had a great experience dealing with Kay! She made the process very simple and answered all of my questions. The coverage provided by Q Report gives me peace of mind knowing my fiancés engagement ring is insured. I would recommend Q Report to anyone looking for jewellery insurance!”

Cynthia B

Google Verified Customer

“I've insured my jewellery with Q Report for over a decade. Staff are easy to deal with and provide excellent service. The staff are knowledgeable and friendly. I highly recommend them to anyone who values their jewellery and peace of mind. Thank you for being so helpful.”

Jake Rowland

Google Verified Customer

“Spoke with May and she was incredibly helpful and friendly, we had my engagement ring insured within 24 hours through a very quick and easy process. Highly recommended!”

Shenae Gould

Google Verified Customer

“I engaged Q Report Jewellery Insurance to insure my engagement ring and was extremely happy with the service and coverage provided. The process to insure my ring was seamless and straight forward, and communication and customer service received was to a high standard. I am very pleased with the coverage I now have and feel relieved to know my jewellery is protected no matter where I am. Thank you again Raff and the team at Q Report Jewellery Insurance!”

Engagement Ring Insurance FAQs

Everything you need to know about insuring your engagement ring with Q Report.

How much does engagement ring insurance cost?

The price of your Q Report policy will depend on the agreed value of your jewellery. Get a quote to calculate how much it may cost to insure your engagement ring with us.

How do I insure my engagement ring without Home & Contents insurance?

You don’t need a home and contents insurance policy to protect your engagement ring. Standalone jewellery insurance like Q Report covers your engagement ring for damage, loss, theft and more.

How does engagement ring insurance work?

Engagement ring insurance works like other types of insurance you know. At Q Report, we offer a complimentary revaluation of your jewellery and even cover you for an extra 50% on the agreed value.

Does engagement ring insurance cover a lost diamond?

Yes, Q Report will cover you for damage or loss of your diamond! We also give you the freedom to return to your chosen jeweller for replacement or repair.

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To see how little it can cost to protect your jewellery with specialised engagement ring insurance, get an instant online quote today. Alternatively, you can contact us on 1300 882 018 to learn more about our cover.