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Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

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The Complete Guide to Jewellery Insurance

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Have you seen the one where the long-haired man hears what his watch is worth and falls on the ground? The United States Air Force veteran bought a Rolex in 1974 for $345.97. He kept the receipt. He bought it because he heard it was suitable for scuba diving, but when he received it, he felt it was too lovely to wear in saltwater.

Instead, he kept it in a safe deposit box at his bank for the next forty years. Then, when the Antiques Roadshow made it to his hometown of Fargo, North Dakota, USA, he brought it out and learned that it would likely sell at auction for a whopping $400,000!

Its mint condition and original paperwork, including a brochure for the Rolex Cosmograph, contributed to the watch’s sky-high value and sent its owner into paroxysms of happiness.

How about you? Are you sitting on a gold mine? What about that unusual brooch your aunt gave you for your graduation from university? Have you wondered about that bracelet you picked up at your neighbour’s jumble sale?

Let’s take a look at some of the unique stories told about fascinating finds at the Antiques Roadshow.

 

Art Deco Jewellery

This gentleman’s great-aunt Indiola lived in New York’s high society during the roaring twenties, and she passed some of her favourite pieces down as heirlooms. Watch her great-nephew’s eyes get bigger and bigger as he learns that some of these pieces are worth as much as $70,000.

 

French Art Deco Ring

Imagine spending $30 on a ring and then realising that the band is made of platinum. That’s not all. After a quick Google search, you discover that the piece was made in France. This lady brought her $30 find to the Antiques Roadshow and learned that the stone was actually several diamonds set to look like one 10-carat stone. The appraiser estimated the value of the ring to be $25,000 - $30,000.

 

Dutch Rose-Cut Diamond Ring

After her Dutch husband died in World War II, a young widow went to Holland to visit the in-laws she had never met. They gave her a lovely ring, which has become a family heirloom. The current owner took the ring to the Antiques Roadshow and learned that the stone is a Dutch rose-cut diamond that hearkens back to Antwerp in the 1780s. The value? $10,000 - $15,000.

 

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1904 English Smith & Son Tourbillon Pocket Watch

This classy pocket watch features a winding indicator, so the wearer can know at a glance when it’s time to wind it once again. The 18k solid gold case was made by Frederick Toms, a famous English case maker. The timepiece’s escapement is incredibly rare, which ups its value to $40,000 - $50,000.

 

Louis Comfort Tiffany & Co. Necklace

One woman brought in her great-grandmother’s necklace to find out what it was worth. Made between 1900 and 1908, the large pendant, which features a black opal, also includes a halo of uniform Russian demantoid garnets, the rarest form of the stone. Add the jeweller’s reputation to the mix (it was designed by Louis Comfort Tiffany of Tiffany & Co.), and the value rises to $30,000 - $40,000.

 

Edwardian Ruby and Diamond Bracelet

A woman brought in her husband’s grandmother’s delicate ruby bracelet. The piece of jewellery has special meaning to the family because the Hilda, the original owner, didn’t make it out of Germany alive. Of course, the piece is priceless to the family, but the appraiser valued the piece at $20,000.

 

Gold, Platinum & Diamond Pendant Brooch

This gold, platinum and diamond pendant brooch began its life as an engagement ring for an opera singer. She didn’t like wearing the incredible sparkler as a ring, so she had it converted to a pendant she could wear around her neck. With over 4.5 carats of diamonds, the piece is valued at $20,000 today.

Are you sitting on a gold mine? Antiques Roadshow appraisers often recommend that collectors insure their jewellery for specific amounts. You can protect your vintage pieces with Q Report Jewellery Insurance, which offers Agreed Value policies. We also provide complimentary revaluations each year, so you’ll always know you have enough cover.

To learn more about our policy, or to get a quote for your special treasure, give us a call at 1300 882 018.

 

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


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Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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