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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

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Click here to access the Target Market Determination (TMD) document.

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Upgrading Your Engagement Ring: How, When, and Why?

Q Report Team

Updated on October 06, 2022
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It’s a familiar story. After twenty or so years of marriage, you notice that your wife wears her engagement ring less and less. She might even start dropping hints about an Asscher-cut beauty she saw on Instagram. What’s going on?

 

If you married young, you probably didn’t have a lot of money to spend on an engagement ring. And you were so in love, that it didn’t matter much. If she’s looking at rings again now, it might be time to go shopping. With your more substantial income and greater stability, you’ll have a much broader selection this time.

 

Upgrading your engagement ring can coincide with a momentous occasion like an anniversary or the birth of a child or grandchild. Celebrate your love with a token that honours your past and celebrates where you are now.

 

In this post, we’ll look at several engagement ring upgrade scenarios. Do any of them match your circumstances?

 

Scenario #1: She Likes a New Style

Fashions change, and personal styles morph over the years. If your engagement ring matches a trend that has gone out of style, it might be time for a new one.

 

In this case, many people like to keep the same diamond but place it in a different setting. Perhaps she’d like platinum instead of yellow gold. Or maybe the diamond continually catches on her clothing, and she’d like a setting that sits down lower.

 

Good jewellers can create custom settings for existing stones. Explore the many beautiful styles that compliment your diamond. A new setting marries your past (the diamond) to your present (the original setting).

 

Scenario #2: Her Preferences (and Trends in General) Have Changed

Her sense of style has changed in the years since you got engaged. She may have loved her engagement ring at first, but many women alter their preferences over the years. She may have been heavily influenced by trends or even friends’ styles back in the day, and the ring doesn’t suit her well now.

 

This is more common than many people think. Just look at Victoria Beckham. She married David Beckham in 1999, and since then she’s had 13 engagement ring upgrades! Sapphires, rubies, pear-shaped, and emerald-cut--Posh Spice has a veritable wardrobe of incredible sparklers. For most women, however, an engagement ring upgrade happens just once or twice in a lifetime. Thank goodness, right?

 

Scenario #3: She Wants to Put Her Stamp on an Heirloom

Proposing with an heirloom ring is undeniably romantic. At some point, however, she may want to turn that heirloom ring into something less grandmotherly and more, well, her.

 

With so many ways to update heirloom rings, the difficult part will be deciding how. Old diamonds can be re-shaped or cut down to reveal more sparkle. Your jeweller could craft an entirely new setting for an old diamond or set a brand new sparkler in the original ring, remounting the original stone in a solitaire pendant.

 

When Prince Harry proposed to Meghan Markle, he used two diamonds from his mother’s collection and placed them alongside a third diamond bought in Botswana, a locale dear to the couple’s hearts. After Baby Archie’s birth, Prince Harry added a thin eternity band to the engagement ring. The eternity ring included each of the parents’ birthstones as well as the child’s birthstone.

 

As you can see, there are many ways to rework and revamp an heirloom piece. Subtle changes can give an old ring new life and make it truly your own.

 

Scenario #4: She Wants a New Diamond Cut

Perhaps her original ring included a marquise diamond, and now she’d prefer a pear. Or maybe she’d like to replace her round brilliant with a cushion cut. With minor changes, the original setting can be tweaked to incorporate a different shape stone.

 

Your jewellery may be able to create a new shank. Another attractive option? Turn a marquise diamond horizontally instead of vertically. The east-west design looks more modern, and it gives you room for stacking wedding and anniversary bands.

 

Scenario #5: She’d Love More Bling

Prince Rainier III proposed to Grace Kelley in the mid-1950s with a ruby-and-diamond eternity band. But when he noticed that Americans tended to propose with bigger, flashier engagement rings, he quickly upgraded the bauble.

 

In no time, Prince Rainier commissioned a Cartier 10.47-carat emerald-cut diamond. She wore the upgrade in the film High Society, in which she played an heiress who gets engaged. You don’t have to add a 10-carat Cartier to upgrade her engagement ring. You could simply add a few stacked bands that complement the original.

 

However you decide to upgrade your engagement ring, be sure to insure it with Q Report ring insurance. We’ll make sure it’s protected from life’s unpleasant surprises. Get an instant quote to learn how affordable it is to insure your engagement ring.

 

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It’s a familiar story. After twenty or so years of marriage, you notice that your wife wears her engagement ring less and less. She might even start dropping hints about an Asscher-cut beauty she saw on Instagram. What’s going on?

 

If you married young, you probably didn’t have a lot of money to spend on an engagement ring. And you were so in love, that it didn’t matter much. If she’s looking at rings again now, it might be time to go shopping. With your more substantial income and greater stability, you’ll have a much broader selection this time.

 

Upgrading your engagement ring can coincide with a momentous occasion like an anniversary or the birth of a child or grandchild. Celebrate your love with a token that honours your past and celebrates where you are now.

 

In this post, we’ll look at several engagement ring upgrade scenarios. Do any of them match your circumstances?

 

Scenario #1: She Likes a New Style

Fashions change, and personal styles morph over the years. If your engagement ring matches a trend that has gone out of style, it might be time for a new one.

 

In this case, many people like to keep the same diamond but place it in a different setting. Perhaps she’d like platinum instead of yellow gold. Or maybe the diamond continually catches on her clothing, and she’d like a setting that sits down lower.

 

Good jewellers can create custom settings for existing stones. Explore the many beautiful styles that compliment your diamond. A new setting marries your past (the diamond) to your present (the original setting).

 

Scenario #2: Her Preferences (and Trends in General) Have Changed

Her sense of style has changed in the years since you got engaged. She may have loved her engagement ring at first, but many women alter their preferences over the years. She may have been heavily influenced by trends or even friends’ styles back in the day, and the ring doesn’t suit her well now.

 

This is more common than many people think. Just look at Victoria Beckham. She married David Beckham in 1999, and since then she’s had 13 engagement ring upgrades! Sapphires, rubies, pear-shaped, and emerald-cut--Posh Spice has a veritable wardrobe of incredible sparklers. For most women, however, an engagement ring upgrade happens just once or twice in a lifetime. Thank goodness, right?

 

Scenario #3: She Wants to Put Her Stamp on an Heirloom

Proposing with an heirloom ring is undeniably romantic. At some point, however, she may want to turn that heirloom ring into something less grandmotherly and more, well, her.

 

With so many ways to update heirloom rings, the difficult part will be deciding how. Old diamonds can be re-shaped or cut down to reveal more sparkle. Your jeweller could craft an entirely new setting for an old diamond or set a brand new sparkler in the original ring, remounting the original stone in a solitaire pendant.

 

When Prince Harry proposed to Meghan Markle, he used two diamonds from his mother’s collection and placed them alongside a third diamond bought in Botswana, a locale dear to the couple’s hearts. After Baby Archie’s birth, Prince Harry added a thin eternity band to the engagement ring. The eternity ring included each of the parents’ birthstones as well as the child’s birthstone.

 

As you can see, there are many ways to rework and revamp an heirloom piece. Subtle changes can give an old ring new life and make it truly your own.

 

Scenario #4: She Wants a New Diamond Cut

Perhaps her original ring included a marquise diamond, and now she’d prefer a pear. Or maybe she’d like to replace her round brilliant with a cushion cut. With minor changes, the original setting can be tweaked to incorporate a different shape stone.

 

Your jewellery may be able to create a new shank. Another attractive option? Turn a marquise diamond horizontally instead of vertically. The east-west design looks more modern, and it gives you room for stacking wedding and anniversary bands.

 

Scenario #5: She’d Love More Bling

Prince Rainier III proposed to Grace Kelley in the mid-1950s with a ruby-and-diamond eternity band. But when he noticed that Americans tended to propose with bigger, flashier engagement rings, he quickly upgraded the bauble.

 

In no time, Prince Rainier commissioned a Cartier 10.47-carat emerald-cut diamond. She wore the upgrade in the film High Society, in which she played an heiress who gets engaged. You don’t have to add a 10-carat Cartier to upgrade her engagement ring. You could simply add a few stacked bands that complement the original.

 

However you decide to upgrade your engagement ring, be sure to insure it with Q Report ring insurance. We’ll make sure it’s protected from life’s unpleasant surprises. Get an instant quote to learn how affordable it is to insure your engagement ring.

 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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