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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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10 Ways People Risk Losing Their Engagement Rings

Q Report Team

Updated on March 17, 2025
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So you've finally popped the question, and your significant other said yes. Congrats! Now it's time to start planning the wedding...but wait a minute. 

women wearing an engagement ring

Photo by The Glorious Studio

As anyone who's ever lost a piece of jewellery can tell you, it only takes a split second to lose your engagement ring. Whether it's down the drain, in the ocean, or simply misplaced, an engagement ring is easy to lose.

Not to worry, we're here to prevent such horror from happening to you. In this article, we’ll discuss the most common ways your engagement ring can get lost, and what you can do to protect it.  

10 Ways You Can Lose Your Engagement Ring

Here are ten common ways you might accidentally lose or damage your engagement ring.

1. Wearing it on the Beach

This is especially common in the summertime when everyone's hitting the beach to have some fun. Whether you're swimming, sunbathing, or just playing in the sand, your engagement ring can easily slide off your finger.

So whenever you're tempted to wear your ring while swimming (or even taking a shower), remember: it's not worth the risk! Play it safe and keep your ring somewhere safe before diving into deep waters. 

2. During Rigorous Exercise

Remove your engagement ring before doing any rigorous exercise. If you don't, there's a high chance you'll lose your ring. Be careful,  any hardware gym equipment can easily pull your ring or displace the setting. 

However, don’t forget to put your ring back on after the workout. That would be a big mistake. One brisk jog or session on the elliptical and your ring could be long gone by the time you notice it's missing.

3. Wearing it While Doing Dishes 

You're so excited about your new ring that you forget to take it off before doing the dishes. The combination of water, soap, and grease can make your finger slippery and make your ring fall down the drain. 

person washing dishes with engagement ring on

Photo by MART PRODUCTION: 

And when you finally do remember, it's too late, and your ring is covered in soapy water and food scraps. Or worse still, it’s gone through the garbage disposal already.

4. Wearing it During Sports

Whether you're playing tennis, basketball, golf or football, you should remove your engagement ring before engaging in any sport. The ring can easily get damaged if hit by a ball, floor, field or any other objects. It can also get caught on clothing or equipment and fall off your finger. 

5. Losing It While Traveling

You can easily lose your engagement ring while packing or during transit. If you're planning a trip anytime soon, make sure to keep your ring in its original box or a travel case specifically designed for jewellery. This will help prevent any accidental loss or damage en route. 

6. Playing With Your Pet

Pets can be mischievous, especially when they're curious about that shiny thing on your finger that they've never seen before. 

If you have a pet that likes to play rough or stick its nose everywhere, it's probably best to remove your engagement ring before playing with it. A small tug could cause your diamond (or other gemstones) to come loose from its setting. 

7. Your Engagement Ring is Too Large

The easiest way to lose a ring is if it doesn’t fit properly. It's more likely for a loose ring to get caught on things and fall off. And the sad part is, you may not notice in time.

8. Leaving it in Your Car Overnight 

Thieves frequently look in cars for valuables like laptops, purses...and yes, engagement rings! 

If you must leave your ring in the car overnight, store it in the glove compartment instead of leaving it out in plain sight, where someone could easily smash a window and grab it. 

9. Forgetting it on the Sink

We've all been there: you're running late for an important meeting and you quickly remove your ring to wash your hands in a public space. Unfortunately, you forget to put it back on after you’re done. Before you know it, your ring is gone forever.

10. Not Getting it Insured 

The easiest way to lose your ring forever is not having jewellery insurance. Engagement rings can be expensive, so it's essential to get insurance in case anything happens. So if your ring is lost, stolen or damaged, you can easily replace it without having to shell out big bucks. 

How to Protect Your Engagement Ring From Loss or Damage 

Losing an engagement ring can be heartbreaking (not to mention expensive) for any bride-to-be or groom-to-be. Luckily, there are ways to prevent it from happening in the first place. By following these simple tips, your cherished symbol of love will remain forever safe and sound.  

Keep it Away From Cosmetics

Soap, lotion, makeup and hair products—can cause damage to your engagement ring over time. 

Plus, there's always the risk of dropping your ring in the sink while you're washing your face or cleaning your makeup brushes. To play it safe, remove your ring before applying any cosmetics and put it in a safe place until you finish primping and preening. 

Check for Loose Stones Regularly

Over time, the claws that hold your diamonds in place can loosen and allow the stones to fall out. So, it's crucial to have your rings checked by a professional jeweller at least every six months to ensure all stones are secure. 

Be Cautious

Be careful with your engagement ring on—especially if you're doing activities like weight-lifting or rigorous sports. Engagement rings can easily get caught on equipment or fly off during vigorous exercises. 

Be careful when cooking too. It's easy to forget you're wearing your ring when you're busy cooking up a storm in the kitchen. But beware! To avoid mishaps, remove your ring before cooking or working up a sweat. And if you must wear your ring while doing any rigorous activity, ensure it fits snugly on your finger.

Get Specialised Jewellery Insurance

This is arguably the most important tip on this list. No matter how careful you are, accidents happen, and things get lost. That's why it's essential to insure your engagement ring against loss or damage. That way, if the worst does happen, you'll be financially protected and can replace your cherished ring without much stress or financial hardship. 

Wrapping Up

At least 1 in 3 women have lost a piece of jewellery. That's a lot of people who have gone through the pain of losing something precious. 

Engagement rings hold sentimental value, and their loss can be devastating. 

We love and cherish jewellery as much as you do. Q Report jewellery insurance will protect your ring in the event of a loss, theft, or damage. Contact us today to give your engagement ring the best coverage and protection. Or simply fill out this form to get started. 

By avoiding common mistakes, following our suggested tips, and getting specialised jewellery insurance, you can help protect your "I do" band. Jewellery is an investment worth taking care of, no matter how big or small. 

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To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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So you've finally popped the question, and your significant other said yes. Congrats! Now it's time to start planning the wedding...but wait a minute. 

women wearing an engagement ring

Photo by The Glorious Studio

As anyone who's ever lost a piece of jewellery can tell you, it only takes a split second to lose your engagement ring. Whether it's down the drain, in the ocean, or simply misplaced, an engagement ring is easy to lose.

Not to worry, we're here to prevent such horror from happening to you. In this article, we’ll discuss the most common ways your engagement ring can get lost, and what you can do to protect it.  

10 Ways You Can Lose Your Engagement Ring

Here are ten common ways you might accidentally lose or damage your engagement ring.

1. Wearing it on the Beach

This is especially common in the summertime when everyone's hitting the beach to have some fun. Whether you're swimming, sunbathing, or just playing in the sand, your engagement ring can easily slide off your finger.

So whenever you're tempted to wear your ring while swimming (or even taking a shower), remember: it's not worth the risk! Play it safe and keep your ring somewhere safe before diving into deep waters. 

2. During Rigorous Exercise

Remove your engagement ring before doing any rigorous exercise. If you don't, there's a high chance you'll lose your ring. Be careful,  any hardware gym equipment can easily pull your ring or displace the setting. 

However, don’t forget to put your ring back on after the workout. That would be a big mistake. One brisk jog or session on the elliptical and your ring could be long gone by the time you notice it's missing.

3. Wearing it While Doing Dishes 

You're so excited about your new ring that you forget to take it off before doing the dishes. The combination of water, soap, and grease can make your finger slippery and make your ring fall down the drain. 

person washing dishes with engagement ring on

Photo by MART PRODUCTION: 

And when you finally do remember, it's too late, and your ring is covered in soapy water and food scraps. Or worse still, it’s gone through the garbage disposal already.

4. Wearing it During Sports

Whether you're playing tennis, basketball, golf or football, you should remove your engagement ring before engaging in any sport. The ring can easily get damaged if hit by a ball, floor, field or any other objects. It can also get caught on clothing or equipment and fall off your finger. 

5. Losing It While Traveling

You can easily lose your engagement ring while packing or during transit. If you're planning a trip anytime soon, make sure to keep your ring in its original box or a travel case specifically designed for jewellery. This will help prevent any accidental loss or damage en route. 

6. Playing With Your Pet

Pets can be mischievous, especially when they're curious about that shiny thing on your finger that they've never seen before. 

If you have a pet that likes to play rough or stick its nose everywhere, it's probably best to remove your engagement ring before playing with it. A small tug could cause your diamond (or other gemstones) to come loose from its setting. 

7. Your Engagement Ring is Too Large

The easiest way to lose a ring is if it doesn’t fit properly. It's more likely for a loose ring to get caught on things and fall off. And the sad part is, you may not notice in time.

8. Leaving it in Your Car Overnight 

Thieves frequently look in cars for valuables like laptops, purses...and yes, engagement rings! 

If you must leave your ring in the car overnight, store it in the glove compartment instead of leaving it out in plain sight, where someone could easily smash a window and grab it. 

9. Forgetting it on the Sink

We've all been there: you're running late for an important meeting and you quickly remove your ring to wash your hands in a public space. Unfortunately, you forget to put it back on after you’re done. Before you know it, your ring is gone forever.

10. Not Getting it Insured 

The easiest way to lose your ring forever is not having jewellery insurance. Engagement rings can be expensive, so it's essential to get insurance in case anything happens. So if your ring is lost, stolen or damaged, you can easily replace it without having to shell out big bucks. 

How to Protect Your Engagement Ring From Loss or Damage 

Losing an engagement ring can be heartbreaking (not to mention expensive) for any bride-to-be or groom-to-be. Luckily, there are ways to prevent it from happening in the first place. By following these simple tips, your cherished symbol of love will remain forever safe and sound.  

Keep it Away From Cosmetics

Soap, lotion, makeup and hair products—can cause damage to your engagement ring over time. 

Plus, there's always the risk of dropping your ring in the sink while you're washing your face or cleaning your makeup brushes. To play it safe, remove your ring before applying any cosmetics and put it in a safe place until you finish primping and preening. 

Check for Loose Stones Regularly

Over time, the claws that hold your diamonds in place can loosen and allow the stones to fall out. So, it's crucial to have your rings checked by a professional jeweller at least every six months to ensure all stones are secure. 

Be Cautious

Be careful with your engagement ring on—especially if you're doing activities like weight-lifting or rigorous sports. Engagement rings can easily get caught on equipment or fly off during vigorous exercises. 

Be careful when cooking too. It's easy to forget you're wearing your ring when you're busy cooking up a storm in the kitchen. But beware! To avoid mishaps, remove your ring before cooking or working up a sweat. And if you must wear your ring while doing any rigorous activity, ensure it fits snugly on your finger.

Get Specialised Jewellery Insurance

This is arguably the most important tip on this list. No matter how careful you are, accidents happen, and things get lost. That's why it's essential to insure your engagement ring against loss or damage. That way, if the worst does happen, you'll be financially protected and can replace your cherished ring without much stress or financial hardship. 

Wrapping Up

At least 1 in 3 women have lost a piece of jewellery. That's a lot of people who have gone through the pain of losing something precious. 

Engagement rings hold sentimental value, and their loss can be devastating. 

We love and cherish jewellery as much as you do. Q Report jewellery insurance will protect your ring in the event of a loss, theft, or damage. Contact us today to give your engagement ring the best coverage and protection. Or simply fill out this form to get started. 

By avoiding common mistakes, following our suggested tips, and getting specialised jewellery insurance, you can help protect your "I do" band. Jewellery is an investment worth taking care of, no matter how big or small. 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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