<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • 1300 882 018

PAY MY POLICY
INSTANT QUOTE
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

How Does Engagement Ring Insurance Work? The Complete Journey

You’ve found the perfect ring! It suits your personality and lifestyle, and...

Jewellery Insurance: Repair or Replace?

Jewellery is made to be worn, and we wouldn’t have it any other way. But as...

Nightmare On Claims Street

You won’t find any goblins, ghouls, gremlins or ghosts in this horror story...

Insurance Information

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

What Does Home and Contents Insurance Really Cover?

It’s easy to underestimate the cost of replacing your home and possessions....

Top 10 Items Stolen in Burglaries: Cash, Laptops & Jewellery

Nobody likes to think about burglaries, but these statistics prove that no ...

Luxury Watches

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Insuring Your Rolex: Everything You Need to Know

You finally have the Rolex of your dreams. It’s chic, sophisticated and bea...

8 Trending Luxury Women’s Watches

In many ways, luxury watches have rested firmly in the men’s domain (jewell...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Diamonds Aren’t Her Thing? 10 Diamond Alternative Engagement Rings

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

What To Do If You Lose Your Engagement Ring

We’ve heard some miraculous stories over the years about lost engagement ri...

Engagement Ring Metals Cost: Inexpensive to Expensive

It’s easy to find beautiful engagement rings. The challenge is to find ring...

Diamonds

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

Cost Per Carat: A Guide to Diamond Prices

You’re well-acquainted with the prices of products you buy regularly. You k...

General

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

How Much Should You Spend on Wedding Bands?

Have you thought about wedding bands yet? While the highest wedding jewelle...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

Engagements and weddings don’t follow traditions as steadfastly as they used to. Instead of confining themselves to rules described in etiquette books, modern brides choose their own methods of celebrating.

And one of those modern approaches is buying your own engagement ring.

“What?” you may ask. “Doesn’t that take some of the romance out of the engagement?” Until now, shopping for an engagement ring has fallen under the groom’s domain. But times have changed. The US De Beers Diamond Insight report showed that the share of women purchasing their engagement rings doubled from 7 to 14 per cent between 2013 and 2017. Let’s look at some of the factors behind this trend.

 

Men Aren’t Always the Higher Earners

Women earn much more now than they did just a generation ago, and in many relationships, women earn more than their partners. If you’re already dividing up other shared expenses, it makes sense to divide up the wedding and engagement costs as well.

 

Some Women Prefer to Pay Their Own Way

If you’re accustomed to footing the bill for everything else in your life, you might prefer to pay for your engagement ring, too. A self-sufficient woman might feel uncomfortable accepting an expensive ring, knowing that she’s now responsible for a treasure she didn’t pay for. If you can relate, you might want to cover it yourself.

 

You Want Total Control Over the Decision

Social media has upped the ante in just about every area of our lives. We want our kitchens to look like staged rooms on Pinterest. We want Instagram-like holidays. And we get very definite ideas about engagement rings as well.

Not only have you seen Martha Hunt’s 3-carat cushion-cut diamond on Instagram, but you have a Pinterest board of your own, where you’ve been narrowing down your preferences to the smallest detail. If you’re the type who doesn’t like to leave anything to chance, you might want to buy your own engagement ring.

 

Your Partner Is Getting Nervous About Finances

Weddings are expensive. As you start to add up the venue, clothes, catering, honeymoon, flowers and photography, the room might feel a bit warm and airless. And it’s not like the wedding is your only expense.

Combining households and starting a new life together requires financial resources as well. If your partner’s blood pressure has been rising due to mounting expenses, share the load by offering to pay for the rings.

As you can see, today’s brides may have many different reasons for buying their own engagement rings. But before you head off to visit the jeweller, consider a few words of warning as well.

 

New call-to-action

 

Considerations

You Both Need to Be on the Same Page

Some men look forward to buying the engagement ring and offering it as a treasured gift to their bride-to-be. They may feel hurt or disappointed if they miss out on this act of generosity. If you decide to go ahead and buy your own ring, make sure your partner won’t feel left out.

 

Consider the Lack of Sentiment

There’s also a potential loss of sentiment to consider when your partner doesn’t pick out your ring. Try to look twenty or thirty years down the road. Will having a particular style outweigh the fondness of a ring explicitly chosen for you by the one you love?

 

Engagement Ring Shopping

If you decide to purchase your own engagement ring, it’s time to get ready. Before you go shopping, prepare yourself with a little background knowledge.

For excellent service and selection, consider shopping at a Q Certified jeweller. You’ll be able to purchase our world-class engagement ring insurance directly from the jeweller, and it will be protected from the moment of purchase. You’ll be ready to wear it on your honeymoon with confidence and peace of mind. 

Congratulations on your engagement! We wish you all the very best.

 

New call-to-action

Jewellery Insurance Instant Quote

Get an instant quote below. Questions, call us anytime on 1300 882 018

Global-Calculator-Background

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

Diamonds Aren’t Her Thing? 10 Diamond Al...

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

Does Home & Contents Insurance Cover Lux...

Some people have one special watch (like their grandad’s Rolex), and others...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Get an instant quote