<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • phone
  • 1300 882 018

PAY MY POLICY
INSTANT QUOTE
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

10 Facts You Need To Know About Engagement Ring Insurance

When you first start shopping for an engagement ring, you might feel that y...

How to Insure an Engagement Ring Without Home & Contents Insurance

Is it possible to insure an engagement ring without home and contents insur...

What Kind of Documents Do I Need to Get My Ring Insured?

You’ve found the ring of her dreams, and now you need to protect it. Specia...

Insurance Information

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

Luxury Watches

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Engagement Ring Insurance: The Do’s and Dont’s

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Protecting Your Engagement Ring in Summer

Ah, summer - that carefree time of year when sandals rein and the sun keeps...

How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...

Diamonds

Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

We’ve heard some miraculous stories over the years about lost engagement rings. One woman turned her home inside out and upside down trying to find her missing diamond engagement ring. After a week of searching, she gave up.

Months later, she saw something sparkle while she was cleaning out her washing machine’s drain pump filter. Her heart leapt as she rinsed the item and realised it was her ring! It had been stuck in her washing machine for months! After a thorough cleaning, that sparkler was as good as new and happily back on the finger of its owner.

But unfortunately, sometimes lost engagement rings aren’t found. If you find yourself in the heartbreaking situation of having lost your favourite piece of jewellery, we hope these tips will help.

 

Retrace Your Steps

Try to remember the last time and place you remember seeing your ring. Did you wear it to the gym on Friday? Did you see it on your dresser yesterday morning? Then, retrace your steps by going to all the places you think it may have been since then. If you went to a public restroom, look there; you may have removed it when washing your hands. If you took a walk through your neighbourhood, retrace your steps while scanning the ground.

 

Check Lost & Found

For any public places you’ve visited, check with Lost & Found. Someone may have found your engagement ring and turned it in. You can also check with online Lost & Found pages, like the LostBox Australia Facebook page or other local community sites.

If you think you lost your ring in a particular place, you could post signs there, offering a reward for anyone who returns it to you.

 

Talk to the Police

If you have reason to believe your ring was stolen, contact your local police and file a report. With a report on file, police can compare your description to any rings suspected of having been stolen. For example, they may check with pawnbrokers or inventories of goods stolen during burglaries.

After you’ve given the police all the information they need, ask for a copy of the police report or at least the policy report number. If you have jewellery insurance, you’ll need it for your claim.

 

Contact Us

Notify us directly to report that you’ve lost your engagement ring. You can either call us on 1300 882 018 or email us at claims@qreport.com.au.

Once we’re in contact, we’ll guide you through the next steps of your claim: getting us copies of a statutory declaration and the police report. We will then take care of the rest and liaise with your jeweller and the underwriter and keep you updated along the way.

Assuming there are no problems and we don’t require any further information, we’re usually finished processing claims in 5 days, though we routinely wind them up in 48 hours.

 

Return to Your Original Jeweller for a Replacement

You chose your original jeweller for particular reasons. Perhaps you decided on Natalie Marie because you love her fresh Aussie style. Or maybe you chose Bentley De Lisle for their unique coloured gemstone engagement rings.

Whatever the reason, we think you should be able to return to your chosen jeweller for your replacement ring. And when your replacement ring is back on your finger, make sure it’s fully insured. Because you know too well that anything can happen.

 

Lost Engagement Ring FAQ

What if the diamond falls out, but you still have the rest of the ring?

If prongs lose their shape or if a setting loosens up, a diamond may fall out of the ring without you noticing. If this happens, you follow the same claim procedures as you would for the loss of the entire ring.

What if you’re not sure if the ring was lost or stolen?

If you don’t know whether a thief took your ring or it was simply misplaced, contact the police and give them all the facts you do have. Then contact us, and we’ll assist you through the claims process.

I’m about to purchase an engagement ring. How do I insure it?

You can purchase Q Report jewellery insurance a couple of different ways. If you buy the engagement ring from a Q Certified Jeweller, you can request insurance at the point of sale. The ring will be covered from the moment you walk it out of the shop, giving you immense peace of mind.

If you purchase the ring from another jeweller, contact us directly about securing a Q Report policy. You can call us or get an instant online quote right here on our website.

We hope you never experience the heartbreak of losing your engagement ring. But if you do, we’re here to offer you hope (and a replacement ring that’s every bit as gorgeous as the original).

New call-to-action

Jewellery Insurance Instant Quote

Get an instant quote below. Questions, call us anytime on 1300 882 018

Global-Calculator-Background

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

10 Facts You Need To Know About Engageme...

When you first start shopping for an engagement ring, you might feel that y...

Engagement Ring Insurance: The Do’s and ...

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote