Q Report Team
Preparing a Budget to Buy an Engagement Ring
For something so tiny, an engagement ring is a big deal! According to .
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Q Report Team
Engagements and weddings don’t follow traditions as steadfastly as they used to. Instead of confining themselves to rules described in etiquette books, modern brides choose their own methods of celebrating.
And one of those modern approaches is buying your own engagement ring.
“What?” you may ask. “Doesn’t that take some of the romance out of the engagement?” Until now, shopping for an engagement ring has fallen under the groom’s domain. But times have changed. The US De Beers Diamond Insight report showed that the share of women purchasing their engagement rings doubled from 7 to 14 per cent between 2013 and 2017. Let’s look at some of the factors behind this trend.
Women earn much more now than they did just a generation ago, and in many relationships, women earn more than their partners. If you’re already dividing up other shared expenses, it makes sense to divide up the wedding and engagement costs as well.
If you’re accustomed to footing the bill for everything else in your life, you might prefer to pay for your engagement ring, too. A self-sufficient woman might feel uncomfortable accepting an expensive ring, knowing that she’s now responsible for a treasure she didn’t pay for. If you can relate, you might want to cover it yourself.
Social media has upped the ante in just about every area of our lives. We want our kitchens to look like staged rooms on Pinterest. We want Instagram-like holidays. And we get very definite ideas about engagement rings as well.
Not only have you seen Martha Hunt’s 3-carat cushion-cut diamond on Instagram, but you have a Pinterest board of your own, where you’ve been narrowing down your preferences to the smallest detail. If you’re the type who doesn’t like to leave anything to chance, you might want to buy your own engagement ring.
Weddings are expensive. As you start to add up the venue, clothes, catering, honeymoon, flowers and photography, the room might feel a bit warm and airless. And it’s not like the wedding is your only expense.
Combining households and starting a new life together requires financial resources as well. If your partner’s blood pressure has been rising due to mounting expenses, share the load by offering to pay for the rings.
As you can see, today’s brides may have many different reasons for buying their own engagement rings. But before you head off to visit the jeweller, consider a few words of warning as well.
Some men look forward to buying the engagement ring and offering it as a treasured gift to their bride-to-be. They may feel hurt or disappointed if they miss out on this act of generosity. If you decide to go ahead and buy your own ring, make sure your partner won’t feel left out.
There’s also a potential loss of sentiment to consider when your partner doesn’t pick out your ring. Try to look twenty or thirty years down the road. Will having a particular style outweigh the fondness of a ring explicitly chosen for you by the one you love?
If you decide to purchase your own engagement ring, it’s time to get ready. Before you go shopping, prepare yourself with a little background knowledge.
For excellent service and selection, consider shopping at a Q Certified jeweller. You’ll be able to purchase our world-class engagement ring insurance directly from the jeweller, and it will be protected from the moment of purchase. You’ll be ready to wear it on your honeymoon with confidence and peace of mind.
Congratulations on your engagement! We wish you all the very best.
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
Engagements and weddings don’t follow traditions as steadfastly as they used to. Instead of confining themselves to rules described in etiquette books, modern brides choose their own methods of celebrating.
And one of those modern approaches is buying your own engagement ring.
“What?” you may ask. “Doesn’t that take some of the romance out of the engagement?” Until now, shopping for an engagement ring has fallen under the groom’s domain. But times have changed. The US De Beers Diamond Insight report showed that the share of women purchasing their engagement rings doubled from 7 to 14 per cent between 2013 and 2017. Let’s look at some of the factors behind this trend.
Women earn much more now than they did just a generation ago, and in many relationships, women earn more than their partners. If you’re already dividing up other shared expenses, it makes sense to divide up the wedding and engagement costs as well.
If you’re accustomed to footing the bill for everything else in your life, you might prefer to pay for your engagement ring, too. A self-sufficient woman might feel uncomfortable accepting an expensive ring, knowing that she’s now responsible for a treasure she didn’t pay for. If you can relate, you might want to cover it yourself.
Social media has upped the ante in just about every area of our lives. We want our kitchens to look like staged rooms on Pinterest. We want Instagram-like holidays. And we get very definite ideas about engagement rings as well.
Not only have you seen Martha Hunt’s 3-carat cushion-cut diamond on Instagram, but you have a Pinterest board of your own, where you’ve been narrowing down your preferences to the smallest detail. If you’re the type who doesn’t like to leave anything to chance, you might want to buy your own engagement ring.
Weddings are expensive. As you start to add up the venue, clothes, catering, honeymoon, flowers and photography, the room might feel a bit warm and airless. And it’s not like the wedding is your only expense.
Combining households and starting a new life together requires financial resources as well. If your partner’s blood pressure has been rising due to mounting expenses, share the load by offering to pay for the rings.
As you can see, today’s brides may have many different reasons for buying their own engagement rings. But before you head off to visit the jeweller, consider a few words of warning as well.
Some men look forward to buying the engagement ring and offering it as a treasured gift to their bride-to-be. They may feel hurt or disappointed if they miss out on this act of generosity. If you decide to go ahead and buy your own ring, make sure your partner won’t feel left out.
There’s also a potential loss of sentiment to consider when your partner doesn’t pick out your ring. Try to look twenty or thirty years down the road. Will having a particular style outweigh the fondness of a ring explicitly chosen for you by the one you love?
If you decide to purchase your own engagement ring, it’s time to get ready. Before you go shopping, prepare yourself with a little background knowledge.
For excellent service and selection, consider shopping at a Q Certified jeweller. You’ll be able to purchase our world-class engagement ring insurance directly from the jeweller, and it will be protected from the moment of purchase. You’ll be ready to wear it on your honeymoon with confidence and peace of mind.
Congratulations on your engagement! We wish you all the very best.
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
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Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.
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Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal. Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal. Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
For something so tiny, an engagement ring is a big deal! According to .
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