<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • phone
  • 1300 882 018

PAY MY POLICY
INSTANT QUOTE
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

How Does Engagement Ring Insurance Work? The Complete Journey

You’ve found the perfect ring! It suits your personality and lifestyle, and...

Jewellery Insurance: Repair or Replace?

Jewellery is made to be worn, and we wouldn’t have it any other way. But as...

Nightmare On Claims Street

You won’t find any goblins, ghouls, gremlins or ghosts in this horror story...

Insurance Information

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

What Does Home and Contents Insurance Really Cover?

It’s easy to underestimate the cost of replacing your home and possessions....

Top 10 Items Stolen in Burglaries: Cash, Laptops & Jewellery

Nobody likes to think about burglaries, but these statistics prove that no ...

Luxury Watches

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Insuring Your Rolex: Everything You Need to Know

You finally have the Rolex of your dreams. It’s chic, sophisticated and bea...

8 Trending Luxury Women’s Watches

In many ways, luxury watches have rested firmly in the men’s domain (jewell...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Diamonds Aren’t Her Thing? 10 Diamond Alternative Engagement Rings

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

What To Do If You Lose Your Engagement Ring

We’ve heard some miraculous stories over the years about lost engagement ri...

Engagement Ring Metals Cost: Inexpensive to Expensive

It’s easy to find beautiful engagement rings. The challenge is to find ring...

Diamonds

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

Cost Per Carat: A Guide to Diamond Prices

You’re well-acquainted with the prices of products you buy regularly. You k...

General

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

How Much Should You Spend on Wedding Bands?

Have you thought about wedding bands yet? While the highest wedding jewelle...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

You’ve just said, “I do,” and celebrated your wedding with your family and friends. Next up? Relaxation and adventure on your honeymoon!

 

But before you board that plane and kick up your feet, you might wonder, “Should I take my engagement ring on the trip?”

 

It’s a valid concern. You’ve made sacrifices for that ring, and honeymoons can be perilous for fine jewellery. In this article, we’ll look at some of the common questions we’re asked about travelling with engagement rings. If you don’t find the answer to your query, feel free to call us.

 

Does travel insurance cover my engagement ring?

Unfortunately, many insurers specifically rule out cover for pieces of high-value jewellery. “High-value” is a relative term, so you’ll have to review the terms of your policy carefully, but in most cases, engagement rings won’t be fully covered.

 

Another problem people run into with travel insurance is that jewellery may face depreciation during the claims process. Instead of getting a benefit that fully replaces your ring, you may have to settle for less than its full value or accept a lower-quality replacement.

 

Before you depend on travel insurance to cover your precious engagement ring, understand the terms you’re accepting. If you’re unhappy with the cover, look at our engagement ring insurance. It covers up to 125% of the value of your ring, and you can always return to your family jeweller for repairs or replacement.

 

What happens if something happens to my ring while I’m abroad?

Let’s say you insure your engagement ring with Q Report jewellery insurance. What happens if your ring is stolen while you’re honeymooning overseas?

 

First off, you’ll need to file a local police report. If you need help knowing what kind of documentation to gather, you can contact us anytime. Once you’ve collected a copy of the police report and signed your statutory declaration, we’ll take it from there.

 

We’ll liaise with the underwriter and your jeweller and help restore your engagement ring to you as soon as possible.

 

How long until my engagement ring is covered by Q Report jewellery insurance?

Coverage is instant from the moment your first payment is received, so if you start your insurance before you leave on your honeymoon, your ring will be fully covered for your trip.

 

If you haven’t yet purchased that gorgeous sparkler, you might consider buying it from a Q Certified Jeweller where you can obtain guaranteed coverage from the moment you walk it out of the shop. Before you even embark on your honeymoon, your engagement ring will be fully covered.

 

Bespoke Jewellery Insurance

 

What else can I do to protect my engagement ring while I travel?

While it’s crucial to insure your ring when you wear it overseas, you can take the following precautions to protect it.

 

Be Street Smart

Flashing large diamonds around on public transit can seem like an invitation to savvy pickpockets. Avoid wearing eye-catching jewellery in public. If your diamond attracts attention, consider turning it around (toward your palm) when walking through a crowded area that feels unsafe.

 

Also, don’t leave your engagement ring in your check-in baggage, whether you’re flying or riding a train. Keep it with you at all times.

 

Be Careful About Leaving It in a Hotel Safe

If you plan on leaving your engagement ring at the hotel sometimes, call ahead and find out about their safety accommodations. Does your hotel provide safes? If so, what kind?

 

Never leave valuables in your hotel room while you’re out. Too many people have access to room keys, and room safes aren’t as safe as you might assume. If you must leave your engagement ring at the hotel for some reason, ask at reception about a hotel safe. Better yet, keep that precious piece of jewellery on your hand and enjoy it.

 

Put your mind at ease by insuring your engagement ring with Q Report jewellery insurance. We’ll make sure it’s fully replaceable, no matter how far you travel. Get a free instant quote to find out how affordable it can be to protect your precious ring.

 

New call-to-action

Jewellery Insurance Instant Quote

Global-Calculator-Background

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

Diamonds Aren’t Her Thing? 10 Diamond Al...

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

Does Home & Contents Insurance Cover Lux...

Some people have one special watch (like their grandad’s Rolex), and others...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Get an instant quote