Should You Buy a Moissanite Engagement Ring?
Gone are the days when engagement rings were a one-size-fits-all affair! Today's couples are increas...
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When you’re travelling overseas, you’ll naturally want to bring some jewellery with you, whether they’re pieces you enjoy wearing every day or ones you want to wear on a special outing. Before you take your trip, however, make sure your jewellery is insured in case it’s lost, stolen, or damaged.
Keep the following points in mind when you’re travelling overseas and taking some of your jewellery with you.
You may assume that your jewellery is covered by your home and contents insurance if you travel overseas. But that’s often not the case. Coverage may not extend out of the house, much less overseas. Even if it does, you may not be covered for the full amount of your jewellery or for the entire time you’re out of the country.
Before taking your trip, contact your home and contents insurer and find out if your jewellery is covered overseas and if so, if it’s covered for the full length of your trip. Ask about any other restrictions, and find out the amount your home contents insurer will pay if you do have coverage.
Make sure your jewellery is covered by purchasing a jewellery insurance policy from Q Report. We know and appreciate jewellery and have been committed to protecting Australians with top-quality cover for over 15 years. Your jewellery will be covered from the minute you purchase a policy, and this coverage extends outside your home and even overseas for the length of your trip. And you’ll know exactly how much you’ll be paid in the event of a claim since our policies cover your jewellery for an Agreed Value, not for an amount “up to” a particular limit.
If you need to file a claim overseas and want to have your jewellery repaired or replaced as soon as possible, Q Report makes it easy. Our Head Office Team speaks many languages and will communicate directly with your jeweller before finalising your claim as quickly as possible.
If you treat yourself to some jewellery purchases overseas, it's a good idea to add these pieces to your jewellery insurance policy while you're travelling. You can easily contact us to arrange cover for extra items.
We’ll need your policy number, a receipt for your purchase, top and side view photos of your jewellery, a valuation of the piece, a diamond/gemstone certificate (if this applies) and a photo of the item in front of a document (such as a receipt or newspaper) that shows today’s date. We’ll help you get coverage for your new purchases so you can travel and wear them with peace of mind.
Even if you don’t have all of this information, we’ll work with you as much as possible to help you get the coverage you need. Keep in mind, however, that we don’t cover loose diamonds and gemstones, artefacts, gold bullion and loose coins, or ivory.
Even if your jewellery is covered by insurance when you travel overseas, it’s still wise to protect your items as best you can. The following tips can help keep your jewellery safe as you travel:
Before you start your trip, make sure your jewellery is covered with a specialised policy from Q Report. We’ll provide a quote to start the process of making sure your cherished pieces are covered, even when you’re travelling overseas.
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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