<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • 1300 882 018

Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

How Does Engagement Ring Insurance Work? The Complete Journey

You’ve found the perfect ring! It suits your personality and lifestyle, and...

Jewellery Insurance: Repair or Replace?

Jewellery is made to be worn, and we wouldn’t have it any other way. But as...

Nightmare On Claims Street

You won’t find any goblins, ghouls, gremlins or ghosts in this horror story...

Insurance Information

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

What Does Home and Contents Insurance Really Cover?

It’s easy to underestimate the cost of replacing your home and possessions....

Top 10 Items Stolen in Burglaries: Cash, Laptops & Jewellery

Nobody likes to think about burglaries, but these statistics prove that no ...

Luxury Watches

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Insuring Your Rolex: Everything You Need to Know

You finally have the Rolex of your dreams. It’s chic, sophisticated and bea...

8 Trending Luxury Women’s Watches

In many ways, luxury watches have rested firmly in the men’s domain (jewell...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Diamonds Aren’t Her Thing? 10 Diamond Alternative Engagement Rings

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

What To Do If You Lose Your Engagement Ring

We’ve heard some miraculous stories over the years about lost engagement ri...

Engagement Ring Metals Cost: Inexpensive to Expensive

It’s easy to find beautiful engagement rings. The challenge is to find ring...


Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

Cost Per Carat: A Guide to Diamond Prices

You’re well-acquainted with the prices of products you buy regularly. You k...


How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

How Much Should You Spend on Wedding Bands?

Have you thought about wedding bands yet? While the highest wedding jewelle...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

Getting married isn’t cheap. Between the wedding, honeymoon, and setting up your new household, your bank account might be suffering. On top of all that you want to propose with the perfect engagement ring. 

Fortunately, you can create an expensive-looking engagement ring without breaking the bank. Check out our tips for spending less but ending up with more. We’ve seen these strategies used successfully time and again. They’ll help you create a ring she’ll proudly wear for decades to come.


Prioritising Colour Over Carat

When it comes to selecting diamonds, you’ll have to weigh your preferences and make some compromises. Since natural diamonds form over millions of years deep down in the earth’s crust, they’re all flawed and unique. Some have inclusions, and others have brownish tints.

As you shop for diamonds, you’ll become familiar with the 4Cs: carat, colour, clarity and cut. Many people equate large stones with expensive rings, but a large, flawed diamond doesn’t exude the same kind of quality as a smaller, nearly-perfect stone.

If you’re aiming for an expensive-looking ring, make the colour a high priority. A lovely colourless diamond radiates class and quality.


Choosing the Right Setting

Good design is one of the hallmarks of an expensive engagement ring, but you don’t have to spend a fortune to get exceptional design. Some classic settings, such as the solitaire, have withstood the test of many years and are surefire bets for an expensive-looking ring.

When you’re aiming for classy, try to avoid trendy settings that will look dated in a few years. If you see all of her friends wearing the same style of ring, try for something a little different.


Diamond Colour Matching

When an engagement ring features pave stones, the colouring of those stones doesn’t matter too much because they’re so small. But if the ring features several larger gems, it’s essential to match their colour.

Let’s say you’re looking at three-stone rings, similar to the one Prince Harry gave Meghan Markle. If the side stones don’t have a similar colour rating as the centre stone, the ring will appear cheap. Try to match the colour of the stones for a luxurious, high-quality appearance. If your centre diamond is rated F on the colour stone, shoot for side stones with an F/G rating. If you skimp on the colour of the side stones (say, an H rating), the difference will be distracting.


Undetectable Resizing

Expensive-looking engagement rings have a flawless finish. You wouldn’t want to disrupt that finish with scars from resizing. If you’re not sure about her size, choose an easy-to-resize setting.

Some rings are easier to resize than others. Hard metals like platinum don’t accept changes easily, and you may not like the results. Intricate craftsmanship also makes it difficult to resize rings. If you’re planning on purchasing an ornate or Edwardian-style ring, triple check to make sure you select the right size to begin with.

Additionally, if you want to avoid expensive resizing hassles, avoid choosing a tension setting, which requires specialised engineering by an experienced jeweller. Eternity bands are also tough to resize because the diamond sizes and prongs are made to exact specifications and measurements.


Selecting a Less Expensive Metal

As you begin shopping around, you’ll notice substantial differences in the pricing of various precious metals. And that’s not where the differences end.

Traditional metals like gold, silver and platinum are malleable enough to support complicated filigree work. Some of the newer space-age metals like tungsten, titanium and cobalt are just too hard to take on details. For people with sensitive skin, the hypoallergenic properties found in titanium, platinum, palladium and silver can be a life-saver. And if durability is necessary for her lifestyle, look to titanium, tungsten, cobalt and stainless steel for the most impressive wear-and-tear.

By using one or more of these strategies, you can create an expensive-looking engagement ring without adding stress to this special time in your life.

When you find the perfect engagement ring, insure it with Q Report jewellery insurance. You can purchase it directly from a Q Certified jeweller in your area, or we can help you to secure it online. We look forward to protecting your carefully chosen engagement ring.


New call-to-action

Jewellery Insurance Instant Quote

Get an instant quote below. Questions, call us anytime on 1300 882 018


Jewellery Insurance Instant Quote




Related Articles

Diamonds Aren’t Her Thing? 10 Diamond Al...

Are diamonds really a girl’s best friend? Some phrases become so commonly u...

Does Home & Contents Insurance Cover Lux...

Some people have one special watch (like their grandad’s Rolex), and others...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Get an instant quote