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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

What Kind of Documents Do I Need to Get My Ring Insured?

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10 Ways to Secure Your Jewellery at Home

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Where can I Get the Best Engagement Ring Insurance?

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Insurance Information

Side-by-Side Insurance Policy Comparison

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How Much Does Engagement Ring Insurance Cost?

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12 Reasons You Should Insure Your Jewellery

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Luxury Watches

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...

Who Should Insure the Engagement Ring: the Bride or the Groom?

The ring is incredible. It’s dazzling, stylish, and utterly her. But who sh...

How to Resize an Engagement Ring

You searched high and low for the perfect engagement ring. It has everythin...


Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...


Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

Jewellery is not a necessity, but there’s no doubt it holds an emotional allure. You might be looking to treat a significant other with a new ring, or yourself to a fancy watch or bracelet. Whatever the reason, once it is a part of your life, it’s likely to become a sentimental item nonetheless. So, if something were ever to happen to it—say it gets lost, stolen or damaged—having some form of insurance goes a long way to making things right again.

However, many people that own valuable pieces do not have stand alone jewellery insurance, which could end up being a huge problem. This guide aims to solve this problem by showing you the importance of this kind of coverage.

Wait, does my other insurance not cover my jewellery already?

It’s not uncommon to assume that your home insurance policy might cover your jewellery in the event of loss, theft or damage. However, many policies will actually only offer limited protection and coverage when it comes to jewellery. This can leave you with no real way to recover your lost valuables, which should never be the case for valuables that you cherish. Also, if you do decide to use your home insurance, expect to pay a large excess and higher rates the following year as a result. Another cause for concern is who your insurer will be using to replace any lost jewellery. Instead of using a preferred jeweller, they’re likely to have their own on hand—one that might not quite meet your specific tastes, or prone to under-evaluating pieces.

Well, what are the benefits?


With standalone jewellery insurance, your valuables are comprehensively covered. Insurers such as Q Report focus on specialist options that are tailored to offer customers unparalleled peace of mind when it comes to their valuables. Some of the main benefits when compared to other insurance policies include:

  • Full coverage, both inside and outside the home
  • Worldwide coverage
  • Free revaluation of your jewellery every year
  • Use of your original jeweller
  • Fixed $100 excess
  • Agreed value cover of up to 125%

Simply put, companies that focus on jewellery insurance know all about the rollercoaster of emotions that someone goes through when they lose a treasurable item. Often, these policies are tailor-made to help make things better when something goes wrong, offering you a support system that doesn’t leave you empty handed.

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Related Articles

How to Avoid Damage to Your Finger and E...

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.

Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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