Q Report Team
Is Your Jewellery Worth Enough to Insure?
What does your jewellery collection look like? The bracelet your father gave to .
Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.
Q Report Team
Buying an engagement ring can be intimidating. For many people, it’s one of the most expensive purchases they’ve made so far. But the financial cost of jewellery is only one reason an engagement ring needs extra care; it’s also a symbol of your love, a family heirloom and something to be cherished by future generations.
This guide to engagement ring insurance will help you to understand what is covered, how it differs from Home and Contents and travel policies, and what you should look for in an insurance provider.
Your engagement ring is one of a kind testament to the love you and your partner share, which is why it’s so important to protect it with specialised jewellery insurance.
What does jewellery insurance cover?
As you can see, quality engagement ring insurance will cover a variety of unexpected circumstances, helping you to feel confident about enjoying the ring everywhere you go, even overseas!
At Q Report, all we insure is jewellery, so our coverage is excellent and suited to our clients’ exact needs. Home and Contents policies and travel insurance cover a wide range of items and situations, so when it comes to your specific pieces of jewellery, coverage may be lacking.
For instance, your Home and Contents policy may not protect certain expensive pieces of jewellery unless you specify individual cover for them and pay an additional premium. Even then, the pieces may only be covered when they’re in your home.
Likewise, with a travel insurance policy, jewellery under a certain value may be covered but this protection might be limited to specific situations and subject to other exclusions.
On the other hand, specialised engagement ring insurance like Q Report is tailor-made to provide comprehensive protection for your jewellery - without the hidden fees and the lengthy exclusions.
When you’re looking for engagement ring insurance, it’s important that you choose a high-quality provider that can guarantee protection if the unexpected happens. You’ll need the confidence that your precious jewellery is covered with a comprehensive policy from a company you can trust.
As you search for a provider for your engagement ring insurance, look for the following qualities:
References and recommendations have always been reliable sources of information, and today, references often come in the form of online reviews. As you search for an engagement ring insurance provider, pay attention to the reviews they’ve received from former and current clients. You’ll be able to learn about the company’s commitment to quality and customer service.
For instance, from an insurance provider’s testimonials you’ll learn about their responsiveness and professionalism, as well as the situations that led to clients having to have their engagement rings replaced and repaired.
We at Q Report love reading the reviews left by our customers. We’re proud to play an important role in their lives by protecting some of their most valued possessions.
Another key factor in choosing engagement ring insurance is heritage. You should choose a company with a history of high-quality insurance protection and a great reputation in the jewellery industry.
At Q Report, we’ve been protecting Australians with jewellery insurance for over a decade. Over these years, we’ve repaired and replaced engagement rings for all sorts of reasons, from theft and loss to damage from everyday wear and tear. We’re proud of our track record of following through on our commitments and restoring our customers’ prized possessions.
Our underwriter, Chubb, has been a highly reputable name in the insurance industry for 140 years. With offices in more than 50 countries, Chubb’s customers know that their possessions are safeguarded; this protection is part of Chubb’s heritage.
Today, Chubb is the world’s largest publicly traded P&C insurer. With its exceptional financial strength, Chubb ensures that all of our Q Report policies are solidly backed. In 1882, Thomas Chubb and his son Percy started in New York City. Within 20 years, they had expanded their business to offer marine and fire insurance as well. By 1960, the company was offering auto insurance. With such wide knowledge of the insurance industry, Chubb is a world expert at assuming and managing risk. Take the risk out of owning expensive jewellery by insuring it with Q Report.
Finally, it’s important that you carefully weigh the benefits offered by a jewellery insurance provider before entrusting your engagement ring to its protection. What kinds of benefits should you expect and look for?
Start your search for engagement ring insurance with an instant online quote from Q Report. If you still have unanswered questions about insurance for your engagement ring check out our Complete Guide to Jewellery insurance.
This article is advisory in nature and is offered as a resource to be used together with your professional insurance advice. It is an overview only and is not intended as a substitute for consultation with your insurance advisor or other professional advice.
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
Buying an engagement ring can be intimidating. For many people, it’s one of the most expensive purchases they’ve made so far. But the financial cost of jewellery is only one reason an engagement ring needs extra care; it’s also a symbol of your love, a family heirloom and something to be cherished by future generations.
This guide to engagement ring insurance will help you to understand what is covered, how it differs from Home and Contents and travel policies, and what you should look for in an insurance provider.
Your engagement ring is one of a kind testament to the love you and your partner share, which is why it’s so important to protect it with specialised jewellery insurance.
What does jewellery insurance cover?
As you can see, quality engagement ring insurance will cover a variety of unexpected circumstances, helping you to feel confident about enjoying the ring everywhere you go, even overseas!
At Q Report, all we insure is jewellery, so our coverage is excellent and suited to our clients’ exact needs. Home and Contents policies and travel insurance cover a wide range of items and situations, so when it comes to your specific pieces of jewellery, coverage may be lacking.
For instance, your Home and Contents policy may not protect certain expensive pieces of jewellery unless you specify individual cover for them and pay an additional premium. Even then, the pieces may only be covered when they’re in your home.
Likewise, with a travel insurance policy, jewellery under a certain value may be covered but this protection might be limited to specific situations and subject to other exclusions.
On the other hand, specialised engagement ring insurance like Q Report is tailor-made to provide comprehensive protection for your jewellery - without the hidden fees and the lengthy exclusions.
When you’re looking for engagement ring insurance, it’s important that you choose a high-quality provider that can guarantee protection if the unexpected happens. You’ll need the confidence that your precious jewellery is covered with a comprehensive policy from a company you can trust.
As you search for a provider for your engagement ring insurance, look for the following qualities:
References and recommendations have always been reliable sources of information, and today, references often come in the form of online reviews. As you search for an engagement ring insurance provider, pay attention to the reviews they’ve received from former and current clients. You’ll be able to learn about the company’s commitment to quality and customer service.
For instance, from an insurance provider’s testimonials you’ll learn about their responsiveness and professionalism, as well as the situations that led to clients having to have their engagement rings replaced and repaired.
We at Q Report love reading the reviews left by our customers. We’re proud to play an important role in their lives by protecting some of their most valued possessions.
Another key factor in choosing engagement ring insurance is heritage. You should choose a company with a history of high-quality insurance protection and a great reputation in the jewellery industry.
At Q Report, we’ve been protecting Australians with jewellery insurance for over a decade. Over these years, we’ve repaired and replaced engagement rings for all sorts of reasons, from theft and loss to damage from everyday wear and tear. We’re proud of our track record of following through on our commitments and restoring our customers’ prized possessions.
Our underwriter, Chubb, has been a highly reputable name in the insurance industry for 140 years. With offices in more than 50 countries, Chubb’s customers know that their possessions are safeguarded; this protection is part of Chubb’s heritage.
Today, Chubb is the world’s largest publicly traded P&C insurer. With its exceptional financial strength, Chubb ensures that all of our Q Report policies are solidly backed. In 1882, Thomas Chubb and his son Percy started in New York City. Within 20 years, they had expanded their business to offer marine and fire insurance as well. By 1960, the company was offering auto insurance. With such wide knowledge of the insurance industry, Chubb is a world expert at assuming and managing risk. Take the risk out of owning expensive jewellery by insuring it with Q Report.
Finally, it’s important that you carefully weigh the benefits offered by a jewellery insurance provider before entrusting your engagement ring to its protection. What kinds of benefits should you expect and look for?
Start your search for engagement ring insurance with an instant online quote from Q Report. If you still have unanswered questions about insurance for your engagement ring check out our Complete Guide to Jewellery insurance.
This article is advisory in nature and is offered as a resource to be used together with your professional insurance advice. It is an overview only and is not intended as a substitute for consultation with your insurance advisor or other professional advice.
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in
Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum voluptate velit esse.
Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”
Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.
Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.
Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.
The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.
Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come
Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet. Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.
Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal. Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.
An engagement ring is a significant financial and sentimental investment. Specialised.
Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.
Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal. Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
To get an accurate insurance quote, please provide the amount from your purchase receipt.
Don't have the receipt?
If you don't have the receipt, you can provide the most recent valuation amount instead.
What does your jewellery collection look like? The bracelet your father gave to .
Planning to pop the question overseas? Arranging for a honeymoon trip following .
You can’t stop looking at it! That gorgeous, expensive piece of jewellery on .