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Jewellery Insurance

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Insurance Companies are Not Jewellers

Q Report Team
Updated on February 09, 2023
2 min read

 

 

People buy a beautiful diamond ring, and the jeweller recommends they get insured. The customer might say, “Sure – home insurance, No problem!”

It’s a problem.

Insurance companies don’t care about your jewellery. It’s just a number. It’s a description on a piece of paper.

At Q Report, we’re jewellers. We care about your jewellery. And we care about the details of your jewellery. So when we create a policy on your diamond: it’s 1 carat, brilliant cut, E colour, platinum set, hand crafted, maybe tapered shank.

These things are important. It’s not A Diamond Ring for $10,000. And that’s the difference.

Because if you have a claim, you want to talk to someone who says, “I know exactly what you had, I’ve got a picture. Let’s make sure we have it reproduced by your jeweller”. Not just anyone, not just some guy your general insurance company is going to try and send you to.

You want to go back to your jeweller, your Q Certified Jeweller. They’re the only person we’re going to talk to. And that’s what Q Report is about.

We understand that your jewellery is not a TV, or a laptop or an iPad. It’s your jewellery. It has an emotional value. You’ve gone to a lot of effort (or someone has on your behalf) to choose something special. And that’s what you want back. And that’s what we’re about.

Home insurance? It’s important. But they’re never understand your jewellery like we do.

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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