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Jewellery Insurance

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What does our 150% Cover policy mean?

Q Report Team
Updated on February 09, 2023
1 min read

 

 

Terms and conditions are a necessity in any insurance policy. But we’ve got one at Q Report which we’re proud of and excited to tell you about:

150% Cover.

Let’s talk about what that means. Let’s say you bought a ring for $10,000, and a year down the road the exchange rate between the Aussie dollar and the US dollar changed dramatically.

What is crucial to understand is that diamonds in particular are always calculated in US dollars.

So if there is a shift downward in the Aussie dollar, you might find yourself in the situation that you can’t replace that fabulous diamond ring for the sum insured!

What happens next? Unfortunately you’ll just have to kick-in yourself.

But not at Q Report.

150% cover means that at our discretion, we may decide that to replace your ring we have to add some money. And we will do so, and do so happily to make sure that we can put you back into the same position you were in prior to your loss.

That’s because we care. At Q Report, we’re jewellers and we’re passionate about jewellery.

 

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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