10 Facts You Need To Know About Engagement Ring Insurance
When you first start shopping for an engagement ring, you might feel that you’ve gone back to school...
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Jewellery insurance info, helpful guides, resources and industry-leading insights.
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It’s time. You’ve finally found the person you want to spend the rest of your life with, and all you need to do is propose. Once you’ve made this decision, it can be extremely hard to wait, but finding that perfect ring can be a time-consuming process. This is why it’s important that you start your engagement ring shopping right away.
Shopping for an engagement ring is a bit different to shopping for a new coat or a phone. It’s rare that a person walks into a jeweller and comes out an hour later with a ring-sized box in their pocket. You may find that the ring you want must be custom ordered or resized. Perhaps you’ll decide after searching for a while that the ring you have in mind doesn’t yet exist and must be designed and created to your specifications.
More importantly, you’ll need to dive into the fascinating world of diamond research; which is why we recommend giving yourself at least three months to find that perfect piece.
But before we get ahead of ourselves, let’s take a look at what you can expect when it comes to engagement ring shopping and how long you should plan for this important step toward the rest of your lives together.
Before you start shopping, it’s wise to learn the basics of engagement rings. With a little working knowledge, you’ll be much more confident and prepared when you make your first visit to a jeweller.
Spend a few hours researching engagement rings online. Be sure to familiarise yourself with basic terminology as well as the four C’s of diamond quality:
Diamonds are certified by third-party gemologists on these attributes, and you can (and should) ask to see the grading report of any diamond you’re considering purchasing. So it’s helpful to be familiar with the grading system scales used to certify diamonds.
In addition to the four C’s, it’s helpful to be aware of the styles, shapes and ring metals used for engagement rings.
These aren’t the only styles you’re likely to encounter as you shop, but they’ll give you a good place to start.
Diamonds and other gems come in a variety of shapes. If, before you start ring shopping, you familiarise yourself with these shapes, you’ll feel much more comfortable talking with the jeweller:
Do you know what kind of metal you’re looking for in an engagement ring? White gold has been the metal of choice for years now, but yellow gold is gaining in popularity. Platinum is another popular choice, though you’ll want to be cautious about choosing platinum if you think the ring may need to be resized (it’s a very hard metal). Rose gold, which has a pinkish hue, is also appearing more and more in engagement rings.
You can keep your ring planning on track by avoiding some common engagement ring shopping mistakes. First of all, try your very best to get the right size the first time. While it’s possible to fix this problem by exchanging the ring or resizing it, you’ll speed up the process by ordering the right size from the start.
Another mistake to avoid is buying a style that doesn’t suit your fiance-to-be. Take a close look at the jewellery they already own and ask their friends and family if they have any suggestions about what style to look for.
Perhaps the biggest mistake is starting your shopping too late. If you have a special date in mind for your proposal, start shopping for a ring at least a month before this date. Give yourself time for any issues that come up, such as having to special order the ring or have custom work done on it.
Once you finally have the perfect ring picked out, do yourself a favour and protect it with specialised jewellery insurance. You’ve spent a great deal of time and energy picking out just the right ring, and it might just be one of your largest purchases as well.
When you buy your engagement ring from one of our Q Certified Jewellers, you can make sure the ring is covered from the moment you walk it out of the store. Instead of worrying about the ring being lost or stolen, you can enjoy this special time and focus on the excitement at hand.
Get an instant quote now.
When you first start shopping for an engagement ring, you might feel that y...
Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?
Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.
This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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