<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • phone
  • 1300 882 018

PAY MY POLICY
INSTANT QUOTE
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

10 Facts You Need To Know About Engagement Ring Insurance

When you first start shopping for an engagement ring, you might feel that y...

How to Insure an Engagement Ring Without Home & Contents Insurance

Is it possible to insure an engagement ring without home and contents insur...

What Kind of Documents Do I Need to Get My Ring Insured?

You’ve found the ring of her dreams, and now you need to protect it. Specia...

Insurance Information

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

Luxury Watches

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Engagement Ring Insurance: The Do’s and Dont’s

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Protecting Your Engagement Ring in Summer

Ah, summer - that carefree time of year when sandals rein and the sun keeps...

How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...

Diamonds

Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

It’s time. You’ve finally found the person you want to spend the rest of your life with, and all you need to do is propose. Once you’ve made this decision, it can be extremely hard to wait, but finding that perfect ring can be a time-consuming process. This is why it’s important that you start your engagement ring shopping right away.

Shopping for an engagement ring is a bit different to shopping for a new coat or a phone. It’s rare that a person walks into a jeweller and comes out an hour later with a ring-sized box in their pocket. You may find that the ring you want must be custom ordered or resized. Perhaps you’ll decide after searching for a while that the ring you have in mind doesn’t yet exist and must be designed and created to your specifications.

More importantly, you’ll need to dive into the fascinating world of diamond research; which is why we recommend giving yourself at least three months to find that perfect piece.

But before we get ahead of ourselves, let’s take a look at what you can expect when it comes to engagement ring shopping and how long you should plan for this important step toward the rest of your lives together.

 

Ring Knowledge 101

Before you start shopping, it’s wise to learn the basics of engagement rings. With a little working knowledge, you’ll be much more confident and prepared when you make your first visit to a jeweller.

Spend a few hours researching engagement rings online. Be sure to familiarise yourself with basic terminology as well as the four C’s of diamond quality:

 

  • Cut (the symmetry, proportion and polish of a diamond)
  • Colour (colourless to yellowish)
  • Clarity (the absence of inclusions and blemishes)
  • Carat (the diamond’s weight)

 

Diamonds are certified by third-party gemologists on these attributes, and you can (and should) ask to see the grading report of any diamond you’re considering purchasing. So it’s helpful to be familiar with the grading system scales used to certify diamonds.

In addition to the four C’s, it’s helpful to be aware of the styles, shapes and ring metals used for engagement rings.

 

Styles

  • Solitaires have consistently been popular for engagement rings throughout the last century. Solitaires consist of a single stone set on a metal band. Most people initially think of solitaires when they think of engagement rings.
  • Halo rings are especially popular right now, though they have also been popular at certain times in the past. With a halo ring, a larger centre stone is surrounded by a halo of smaller stones, which makes the centre stone appear larger and more glamorous.
  • Three-stone rings are another classic style. A large centre stone is flanked by two smaller stones, although sometimes all three stones are the same size. The three stones symbolise your past, present and future together.
  • Pave rings take their name from the French word for “paved.” Essentially, the outside of the band is paved in small diamonds, making this a perfect choice for a person who loves some extra sparkle.
  • Cathedral rings have a tall centre setting that is supported by the band on either side. It mimics the elegance and drama of a cathedral and makes a stunning focal point for a beautiful stone.

These aren’t the only styles you’re likely to encounter as you shop, but they’ll give you a good place to start.

 

Shapes

Diamonds and other gems come in a variety of shapes. If, before you start ring shopping, you familiarise yourself with these shapes, you’ll feel much more comfortable talking with the jeweller:

 

  • Round brilliant
  • Princess
  • Cushion
  • Marquise
  • Emerald
  • Pear
  • Rectangle
  • Oval
  • Radiant
  • Asscher

 

Metals

Do you know what kind of metal you’re looking for in an engagement ring? White gold has been the metal of choice for years now, but yellow gold is gaining in popularity. Platinum is another popular choice, though you’ll want to be cautious about choosing platinum if you think the ring may need to be resized (it’s a very hard metal). Rose gold, which has a pinkish hue, is also appearing more and more in engagement rings.

 

Shopping Mistakes to Avoid

You can keep your ring planning on track by avoiding some common engagement ring shopping mistakes. First of all, try your very best to get the right size the first time. While it’s possible to fix this problem by exchanging the ring or resizing it, you’ll speed up the process by ordering the right size from the start. 

Another mistake to avoid is buying a style that doesn’t suit your fiance-to-be. Take a close look at the jewellery they already own and ask their friends and family if they have any suggestions about what style to look for.

Perhaps the biggest mistake is starting your shopping too late. If you have a special date in mind for your proposal, start shopping for a ring at least a month before this date. Give yourself time for any issues that come up, such as having to special order the ring or have custom work done on it.

 

Protecting the Ring from the Moment You Leave the Jeweller

Once you finally have the perfect ring picked out, do yourself a favour and protect it with specialised jewellery insurance. You’ve spent a great deal of time and energy picking out just the right ring, and it might just be one of your largest purchases as well.

When you buy your engagement ring from one of our Q Certified Jewellers, you can make sure the ring is covered from the moment you walk it out of the store. Instead of worrying about the ring being lost or stolen, you can enjoy this special time and focus on the excitement at hand.

 

New call-to-action

Jewellery Insurance Instant Quote

Global-Calculator-Background

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

10 Facts You Need To Know About Engageme...

When you first start shopping for an engagement ring, you might feel that y...

Engagement Ring Insurance: The Do’s and ...

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote