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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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How Long Should You Buy a Ring Before Proposing?

Q Report Team

Updated on October 06, 2022
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It’s time. You’ve finally found the person you want to spend the rest of your life with, and all you need to do is propose. Once you’ve made this decision, it can be extremely hard to wait, but finding that perfect ring can be a time-consuming process. This is why it’s important that you start your engagement ring shopping right away.

Shopping for an engagement ring is a bit different to shopping for a new coat or a phone. It’s rare that a person walks into a jeweller and comes out an hour later with a ring-sized box in their pocket. You may find that the ring you want must be custom ordered or resized. Perhaps you’ll decide after searching for a while that the ring you have in mind doesn’t yet exist and must be designed and created to your specifications.

More importantly, you’ll need to dive into the fascinating world of diamond research; which is why we recommend giving yourself at least three months to find that perfect piece.

But before we get ahead of ourselves, let’s take a look at what you can expect when it comes to engagement ring shopping and how long you should plan for this important step toward the rest of your lives together.

 

Ring Knowledge 101

Before you start shopping, it’s wise to learn the basics of engagement rings. With a little working knowledge, you’ll be much more confident and prepared when you make your first visit to a jeweller.

Spend a few hours researching engagement rings online. Be sure to familiarise yourself with basic terminology as well as the four C’s of diamond quality:

 

  • Cut (the symmetry, proportion and polish of a diamond)
  • Colour (colourless to yellowish)
  • Clarity (the absence of inclusions and blemishes)
  • Carat (the diamond’s weight)

 

Diamonds are certified by third-party gemologists on these attributes, and you can (and should) ask to see the grading report of any diamond you’re considering purchasing. So it’s helpful to be familiar with the grading system scales used to certify diamonds.

In addition to the four C’s, it’s helpful to be aware of the styles, shapes and ring metals used for engagement rings.

 

Styles

  • Solitaires have consistently been popular for engagement rings throughout the last century. Solitaires consist of a single stone set on a metal band. Most people initially think of solitaires when they think of engagement rings.
  • Halo rings are especially popular right now, though they have also been popular at certain times in the past. With a halo ring, a larger centre stone is surrounded by a halo of smaller stones, which makes the centre stone appear larger and more glamorous.
  • Three-stone rings are another classic style. A large centre stone is flanked by two smaller stones, although sometimes all three stones are the same size. The three stones symbolise your past, present and future together.
  • Pave rings take their name from the French word for “paved.” Essentially, the outside of the band is paved in small diamonds, making this a perfect choice for a person who loves some extra sparkle.
  • Cathedral rings have a tall centre setting that is supported by the band on either side. It mimics the elegance and drama of a cathedral and makes a stunning focal point for a beautiful stone.

These aren’t the only styles you’re likely to encounter as you shop, but they’ll give you a good place to start.

 

Shapes

Diamonds and other gems come in a variety of shapes. If, before you start ring shopping, you familiarise yourself with these shapes, you’ll feel much more comfortable talking with the jeweller:

 

  • Round brilliant
  • Princess
  • Cushion
  • Marquise
  • Emerald
  • Pear
  • Rectangle
  • Oval
  • Radiant
  • Asscher

 

Metals

Do you know what kind of metal you’re looking for in an engagement ring? White gold has been the metal of choice for years now, but yellow gold is gaining in popularity. Platinum is another popular choice, though you’ll want to be cautious about choosing platinum if you think the ring may need to be resized (it’s a very hard metal). Rose gold, which has a pinkish hue, is also appearing more and more in engagement rings.

 

Shopping Mistakes to Avoid

You can keep your ring planning on track by avoiding some common engagement ring shopping mistakes. First of all, try your very best to get the right size the first time. While it’s possible to fix this problem by exchanging the ring or resizing it, you’ll speed up the process by ordering the right size from the start. 

Another mistake to avoid is buying a style that doesn’t suit your fiance-to-be. Take a close look at the jewellery they already own and ask their friends and family if they have any suggestions about what style to look for.

Perhaps the biggest mistake is starting your shopping too late. If you have a special date in mind for your proposal, start shopping for a ring at least a month before this date. Give yourself time for any issues that come up, such as having to special order the ring or have custom work done on it.

 

Protecting the Ring from the Moment You Leave the Jeweller

Once you finally have the perfect ring picked out, do yourself a favour and protect it with specialised jewellery insurance. You’ve spent a great deal of time and energy picking out just the right ring, and it might just be one of your largest purchases as well.

When you buy your engagement ring from one of our Q Certified Jewellers, you can make sure the ring is covered from the moment you walk it out of the store. Instead of worrying about the ring being lost or stolen, you can enjoy this special time and focus on the excitement at hand.

 

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
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Listen to article
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It’s time. You’ve finally found the person you want to spend the rest of your life with, and all you need to do is propose. Once you’ve made this decision, it can be extremely hard to wait, but finding that perfect ring can be a time-consuming process. This is why it’s important that you start your engagement ring shopping right away.

Shopping for an engagement ring is a bit different to shopping for a new coat or a phone. It’s rare that a person walks into a jeweller and comes out an hour later with a ring-sized box in their pocket. You may find that the ring you want must be custom ordered or resized. Perhaps you’ll decide after searching for a while that the ring you have in mind doesn’t yet exist and must be designed and created to your specifications.

More importantly, you’ll need to dive into the fascinating world of diamond research; which is why we recommend giving yourself at least three months to find that perfect piece.

But before we get ahead of ourselves, let’s take a look at what you can expect when it comes to engagement ring shopping and how long you should plan for this important step toward the rest of your lives together.

 

Ring Knowledge 101

Before you start shopping, it’s wise to learn the basics of engagement rings. With a little working knowledge, you’ll be much more confident and prepared when you make your first visit to a jeweller.

Spend a few hours researching engagement rings online. Be sure to familiarise yourself with basic terminology as well as the four C’s of diamond quality:

 

  • Cut (the symmetry, proportion and polish of a diamond)
  • Colour (colourless to yellowish)
  • Clarity (the absence of inclusions and blemishes)
  • Carat (the diamond’s weight)

 

Diamonds are certified by third-party gemologists on these attributes, and you can (and should) ask to see the grading report of any diamond you’re considering purchasing. So it’s helpful to be familiar with the grading system scales used to certify diamonds.

In addition to the four C’s, it’s helpful to be aware of the styles, shapes and ring metals used for engagement rings.

 

Styles

  • Solitaires have consistently been popular for engagement rings throughout the last century. Solitaires consist of a single stone set on a metal band. Most people initially think of solitaires when they think of engagement rings.
  • Halo rings are especially popular right now, though they have also been popular at certain times in the past. With a halo ring, a larger centre stone is surrounded by a halo of smaller stones, which makes the centre stone appear larger and more glamorous.
  • Three-stone rings are another classic style. A large centre stone is flanked by two smaller stones, although sometimes all three stones are the same size. The three stones symbolise your past, present and future together.
  • Pave rings take their name from the French word for “paved.” Essentially, the outside of the band is paved in small diamonds, making this a perfect choice for a person who loves some extra sparkle.
  • Cathedral rings have a tall centre setting that is supported by the band on either side. It mimics the elegance and drama of a cathedral and makes a stunning focal point for a beautiful stone.

These aren’t the only styles you’re likely to encounter as you shop, but they’ll give you a good place to start.

 

Shapes

Diamonds and other gems come in a variety of shapes. If, before you start ring shopping, you familiarise yourself with these shapes, you’ll feel much more comfortable talking with the jeweller:

 

  • Round brilliant
  • Princess
  • Cushion
  • Marquise
  • Emerald
  • Pear
  • Rectangle
  • Oval
  • Radiant
  • Asscher

 

Metals

Do you know what kind of metal you’re looking for in an engagement ring? White gold has been the metal of choice for years now, but yellow gold is gaining in popularity. Platinum is another popular choice, though you’ll want to be cautious about choosing platinum if you think the ring may need to be resized (it’s a very hard metal). Rose gold, which has a pinkish hue, is also appearing more and more in engagement rings.

 

Shopping Mistakes to Avoid

You can keep your ring planning on track by avoiding some common engagement ring shopping mistakes. First of all, try your very best to get the right size the first time. While it’s possible to fix this problem by exchanging the ring or resizing it, you’ll speed up the process by ordering the right size from the start. 

Another mistake to avoid is buying a style that doesn’t suit your fiance-to-be. Take a close look at the jewellery they already own and ask their friends and family if they have any suggestions about what style to look for.

Perhaps the biggest mistake is starting your shopping too late. If you have a special date in mind for your proposal, start shopping for a ring at least a month before this date. Give yourself time for any issues that come up, such as having to special order the ring or have custom work done on it.

 

Protecting the Ring from the Moment You Leave the Jeweller

Once you finally have the perfect ring picked out, do yourself a favour and protect it with specialised jewellery insurance. You’ve spent a great deal of time and energy picking out just the right ring, and it might just be one of your largest purchases as well.

When you buy your engagement ring from one of our Q Certified Jewellers, you can make sure the ring is covered from the moment you walk it out of the store. Instead of worrying about the ring being lost or stolen, you can enjoy this special time and focus on the excitement at hand.

 

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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