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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Portable Contents Insurance vs Jewellery Insurance

Insurance makes it possible for you to enjoy wearing your Rolex or engageme...

Insurance Information

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

Luxury Watches

Luxury Watches: The Old Classics

Wearing a luxury watch demonstrates respect for the past and a nod to the t...

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Jewellery Trends

Melbourne’s Top 10 Proposal Locations

When did you start imagining a forever future with your partner? In most ca...

Sydney’s Top 10 Proposal Locations

Your marriage proposal should top the romantic experiences of your life (so...

Timeline of Diamond Cutting

Visit your favourite jeweller, and you can feast your eyes on stunning spar...

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Perth's Top Ten Proposal Locations

Planning a Perth proposal? Congrats! From luscious beaches to charming neig...

Engagement Ring Insurance: The Do’s and Dont’s

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Protecting Your Engagement Ring in Summer

Ah, summer - that carefree time of year when sandals rein and the sun keeps...

Diamonds

Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Journey of a Diamond: Mines to Markets

Nestled deep in the Earth, diamonds rest for millions of years before makin...

Should I Use a Proposal Planner?

It sounds so simple. You simply drop to your knee, proclaim your love, and ...

Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

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Featured Resource

Ring Size Guide & Sizer

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They say diamonds are forever, but the truth is, life doesn’t always go to plan. From shattered stones to bent bands and everything in between, here are the most common types of ring damage Q Report customers experienced in 2020.

Types of Ring Damage Final

 

Damaged Claws

In 2020, 59% of claims were due to ring claws being twisted, worn down, or broken off from everyday wear and tear. Thankfully, Q Report allows you to return to your original jeweller and have your ring replaced by someone you trust!

 

Lost Stones

43% of claims came from unlucky customers who lost their stones after they were dislodged from their rings. It only takes a slight knock of the ring claw to leave your stone vulnerable, so remember to remove it when doing physical activities like exercise, gardening and cooking.

 

Broken/Bent Bands

Broken and bent ring bands accounted for 28% of claims last year, but don’t get bent out of shape over it! Q Report protects you from all kinds of ring damage, with a low fixed excess of $100 if you need to make a claim.

 

Shattered/Chipped Stones

Diamonds may be one of the world’s hardest materials, but that doesn’t mean they’re completely immune to damage. Shattered and chipped stones accounted for 37% of all claims last year.

 

Crushed Ring

8% of claims in 2020 left our customers feeling crushed, until they realised their damage was covered by Q Report! Now that’s a weight off their shoulders.

 

Fire Damage

Whether it’s a one-off accident or a large-scale natural disaster, fire damage can be devastating to your precious items. Thankfully, Q Report includes cover for natural disasters, so we were able to help these customers get back on their feet.

 

The Complete Guide to Jewellery Insurance Guide

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Related Articles

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Perth's Top Ten Proposal Locations

Planning a Perth proposal? Congrats! From luscious beaches to charming neig...

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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