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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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The top pieces of jewellery to have in your collection

Q Report Team

Updated on July 19, 2024
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Jewellery is one of the best ways to complete and accessorise an outfit. A stunning pair of earrings or a pretty necklace can glam up an otherwise dull ensemble. Some women buy many different pieces for every occasion, while some stick to a few essentials that never go out of style. Here are some of the classic pieces of jewellery every woman should own:

 

1. A gold chain


A gold chain is one of those pieces that can look casual or elegant, depending on how you wear it. It’s a versatile and timeless piece of jewellery. If you layer it up with other necklaces, you get a casual, bohemian look, if you wear it on its own, it will add a touch of elegance to your outfit.  

 

2. A diamond tennis bracelet


Ever wonder where the classic tennis bracelet got its name from? Chris Evert, a professional tennis player in the 70’s and 80’s, lost her designer diamond bracelet during a match at US Open and asked for the game to be paused until she found it. You, of course, don’t have to be a tennis player to wear one, this simple and gorgeous piece of jewellery can be worn with any outfit. Just make sure you choose a nice sturdy piece that can handle your everyday life.   

 

3. Stud earrings  


The simple stud has come a long way. Even though you won’t be making a bold fashion statement by wearing them, studs are the perfect accessory to compliment an outfit. Gold and silver studs are great for a casual, everyday look, while diamond studs will add a touch of glamour and elevate your look. Studs are ideal for every occasion, and they come in many different shapes and sizes.

 

4. Pearls


Pearls, a timeless classic made even more popular by Audrey Hepburn, will add a pop of sophistication to any outfit. Whether you go for a simple string of pearls or a modern take on pearl earrings, it’s an exquisite piece to add to your jewellery collection. If you’re investing in a pearl necklace, it shouldn’t be too short or too long—think Breakfast at Tiffany’s for some inspiration.

 

5. A diamond or cocktail ring


Diamonds are a girl’s best friend for a reason. A diamond ring doesn’t necessarily have to be an engagement ring, but every girl should have this sparkly accessory in their jewellery collection. A cocktail ring is a bold and beautiful statement piece that can show your personal style. It comes in all shapes and sizes and is usually the centrepiece of your outfit.  

 

6. Hoop earrings


Hoop earrings have been a go-to staple for many years. Even when you’re wearing a jeans and T-shirt, a pair of hoop earrings will instantly make you look more polished. The size of the hoop depends on your style and character, but make sure to choose one that suits your face shape and neck length.


Whether your jewellery collection is filled with diamonds, pearls, metals or gems, make sure you have your precious pieces covered. Get Jewellery Insurance by people who know jewellery – like Q Report.

 

Try our free Jewellery Insurance Quote Tool

 

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

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Related Posts
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Jewellery Insurance

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Jewellery is one of the best ways to complete and accessorise an outfit. A stunning pair of earrings or a pretty necklace can glam up an otherwise dull ensemble. Some women buy many different pieces for every occasion, while some stick to a few essentials that never go out of style. Here are some of the classic pieces of jewellery every woman should own:

 

1. A gold chain


A gold chain is one of those pieces that can look casual or elegant, depending on how you wear it. It’s a versatile and timeless piece of jewellery. If you layer it up with other necklaces, you get a casual, bohemian look, if you wear it on its own, it will add a touch of elegance to your outfit.  

 

2. A diamond tennis bracelet


Ever wonder where the classic tennis bracelet got its name from? Chris Evert, a professional tennis player in the 70’s and 80’s, lost her designer diamond bracelet during a match at US Open and asked for the game to be paused until she found it. You, of course, don’t have to be a tennis player to wear one, this simple and gorgeous piece of jewellery can be worn with any outfit. Just make sure you choose a nice sturdy piece that can handle your everyday life.   

 

3. Stud earrings  


The simple stud has come a long way. Even though you won’t be making a bold fashion statement by wearing them, studs are the perfect accessory to compliment an outfit. Gold and silver studs are great for a casual, everyday look, while diamond studs will add a touch of glamour and elevate your look. Studs are ideal for every occasion, and they come in many different shapes and sizes.

 

4. Pearls


Pearls, a timeless classic made even more popular by Audrey Hepburn, will add a pop of sophistication to any outfit. Whether you go for a simple string of pearls or a modern take on pearl earrings, it’s an exquisite piece to add to your jewellery collection. If you’re investing in a pearl necklace, it shouldn’t be too short or too long—think Breakfast at Tiffany’s for some inspiration.

 

5. A diamond or cocktail ring


Diamonds are a girl’s best friend for a reason. A diamond ring doesn’t necessarily have to be an engagement ring, but every girl should have this sparkly accessory in their jewellery collection. A cocktail ring is a bold and beautiful statement piece that can show your personal style. It comes in all shapes and sizes and is usually the centrepiece of your outfit.  

 

6. Hoop earrings


Hoop earrings have been a go-to staple for many years. Even when you’re wearing a jeans and T-shirt, a pair of hoop earrings will instantly make you look more polished. The size of the hoop depends on your style and character, but make sure to choose one that suits your face shape and neck length.


Whether your jewellery collection is filled with diamonds, pearls, metals or gems, make sure you have your precious pieces covered. Get Jewellery Insurance by people who know jewellery – like Q Report.

 

Try our free Jewellery Insurance Quote Tool

 

Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

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Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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