<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">

Jewellery Insurance Instant Quote

You’ll have a quote in less than 60 seconds

Jewellery Insurance Instant Quote

You’ll have a quote in less than 60 seconds

Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

Accidental Damage: Are You Covered by Jewellery Insurance?

Fine jewellery and watches are made out of earth’s hardest substances: diam...

10 Ways Australians Lost Their Jewellery in 2020

If you’ve lost a piece of treasured jewellery, you know that sinking, pit-i...

Does Jewellery Insurance Cover Natural Disasters?

Floods, cyclones, bushfires and hailstorms. All of these natural disasters ...

Insurance Information

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

Luxury Watches

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Engagement Ring Insurance: The Do’s and Dont’s

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Protecting Your Engagement Ring in Summer

Ah, summer - that carefree time of year when sandals rein and the sun keeps...

How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...


Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...


Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

Sarah lived in a safe area and never imagined her home would be burglarised. Picture her surprise when she came home one day to find two broken windows, open drawers, and items scattered and missing throughout the house.

Her home and contents policy covered many stolen items as well as the broken windows and floors. Unfortunately, the thief had found her jewellery, which sat atop her dresser. 

While her contents insurance provided some benefit for the jewellery, it wasn’t enough to fully replace it. Since this time, Sarah has learned about specialised jewellery insurance, which provides full value replacement. Additionally, she takes precautions to secure your jewellery at home.

Sarah’s experience is not unique. Between 2018-2019, an estimated 2.4% of Australian households experienced a break-in, and 20.3% of homes have been burgled at some point.

In the face of statistics like this, it only makes sense to secure the jewellery inside your home. Let’s take a look at ten ways to safeguard your sparklies.


1 - Install a Security System

After Sarah’s burglary, one of the first things she did was install a security system. Just ten years ago, establishing a home security system involved wiring, cutting holes in walls, and intensive labour. Today, however, you can safeguard your home with cutting edge technology that allows you to set and monitor your system from your phone. Most systems are easy to install and set up, and you can keep an eye on your home from anywhere in the world.


2 - Use a Safe

Most people don’t want to keep their day-to-day jewellery (like engagement rings and wedding bands) in a safe because it’s just too tedious. But for pieces you don’t regularly wear (like your grandmother’s pearls or the earrings you wore at your wedding), a safe can be a surefire solution.


3 - Keep Your Jewellery Out of Sight

After the burglary, Sarah found a new place to store her jewellery: a locked case in her closet. The top of her dresser was too exposed. Where do you keep your rings, pendants, and earrings? Consider tucking them away in a closet or drawer where prying eyes won’t immediately see them.


4 - Stay Home During Repairs and Service

It’s not always convenient, but try to schedule home repairs and housework when you’ll be home. Workers face less temptation to steal if they know the homeowner could pop in at any time.


New call-to-action


5 - Lock Doors and Windows

One of the simplest ways to protect your belongings while you’re gone is to keep your doors and windows locked. If you haven’t yet developed this habit, tack a reminder by your door to help you remember.


6 - Don’t Wear Jewellery when Gardening and Cleaning

Theft isn’t the only hazard to jewellery when you’re at home. Cleaning and working in the garden can be dangerous to your sparklers. Between harsh chemicals that tamper with your ring’s finish to rocks and tools that can chip or crack gemstones, it’s best to leave your jewellery in a padded box or soft case while you work.


7 - Designate a Home for your Engagement Ring

Many of us remove our engagement ring while washing hands, applying lotion, or dealing with messy work like kneading bread or painting. When removing your ring, put it in a designated home, such as a ring stand, instead of leaving it on a countertop or table where it could be knocked off or forgotten.


8 - Store Jewellery in a Locking File Cabinet

Burglars don’t tend to look for jewellery in filing cabinets, and most of these cabinets feature locks. So it’s like using two strategies together: your jewellery is locked up, and you’ve stored it in an unusual spot. Double win!


9 - Don’t Post Your Travel Plans on Social Media

It’s so tempting to post those epic pics of your sun-splashed vacation, but resist the urge until you’re safely back at home. Why? Thieves love to find out who’s not at home so they can ransack the place without putting themselves at risk. Make a habit of waiting until the end of your trip to let the world know you’re out of town.


10 - Get Specialised Jewellery Insurance

Purchase the ultimate protection for your favourite pieces: specialised jewellery insurance. Whether it’s stolen from your house or lost in the ocean, your engagement ring or luxury watch can be fully replaced (you can even return to your original jeweller for repairs or replacement).

Avoid losing your jewellery the way Sarah did. To get an instant quote for a policy today, fill out our simple online form. Or, if you’re currently in the market for a fabulous addition to your collection, shop at one of our Q Certified Jewellers. You’ll be able to secure insurance at the point of sale, and it will be protected from the moment you walk it out of the shop.

New call-to-action

Jewellery Insurance Instant Quote


Jewellery Insurance Instant Quote




Related Articles

Accidental Damage: Are You Covered by Je...

Fine jewellery and watches are made out of earth’s hardest substances: diam...

10 Ways Australians Lost Their Jewellery...

If you’ve lost a piece of treasured jewellery, you know that sinking, pit-i...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.

Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote