10 Facts You Need To Know About Engagement Ring Insurance
When you first start shopping for an engagement ring, you might feel that you’ve gone back to school...
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For some of us, leaving our precious jewellery at home while we travel around the world simply isn’t an option. Perhaps you’re popping the question to that special someone in an exotic location, or perhaps you’re planning to buy jewellery overseas and need to protect it for the ride home.
Or maybe like us, you just love the feeling your jewellery gives you, and want to take it with you wherever you go.
Whatever your reason, you’ll want to ensure your jewellery is protected from damage, theft and loss while you travel. In this blog, we list some clever packing tips, provide some insider advice and outline what to do if disaster strikes.
One of the most important things when storing jewellery when you travel is keeping it in the same place in your bag for the whole trip when you’re not wearing it. Take it, wear it and then put it back in the same place. Knowing that it’s either on you or in that same spot all the time will reduce the risk of you accidentally misplacing it or save you the stress of not remembering where you hid it.
Smaller jewellery items like earrings and rings can easily become lost. Storing them in a pillbox is an easy way to keep them safe, secure and organised.
A fabric-lined glasses case is another excellent storage unit for your delicate items and can be nondescript from would-be thieves. It is particularly good to stop the stem of a pierced earring bending out of shape.
Loose buttons can make great earring holders. Simply fasten them through the button holes and you’ll never face a missing piece again.
Towels are another inconspicuous way to secure your valuable items, just be sure to fasten each end with a hair tie to seal any exit.
Now that you and your jewellery have arrived safe and sound at your destination, your work isn’t over yet. It’s your job to ensure you protect it from damage, theft and loss, all while enjoying your holiday to the fullest. Here are three tips for protecting your jewellery once you arrive.
If you’ve just been given a stunning diamond engagement ring, you’ll probably want to show the world. However, don’t let your emotions get in the way of common sense. The reality is that in some countries around the world, flaunting that shiny diamond ring is like a thorn in their eye and a flashing light for thieves.
Either leave it in the safe in your room, or if you forgot to take it off when you left the hotel, turn it upside down so people will only see the plain band of the bottom of the ring.
Whether it’s an engagement ring or an expensive necklace, save your most precious jewellery for special occasions, and keep them locked in the hotel safe when you’re out and about.
Some creams, including moisturiser and sunscreen, can make your rings slippery. Cool conditions also have a tendency to cause your fingers to shrink allowing your ring to come off easily. So swimming at the beach is not the best idea. Again, leaving it in the hotel safe is much more sensible.
Pickpocketing is a global problem, and there are countless stories of unlucky travellers who have fallen victim to cunning thieves. Thieves loiter around tourist hotspots such at train stations and other tourist attractions. If you are constantly looking up and are oblivious to your surroundings, you are an easy mark.
Always put carrying bags across your shoulder with the bag ideally hanging in front of you. The same goes for wallets, which you should keep in your front pocket rather than bag pocket. Wearing a neck pouch for carrying passports, credit cards and extra money is an excellent habit when travelling in heavily populated areas.
A shiny gold necklace that you have had all your life or maybe just got as a gift makes for a perfect item for a guy on a motorcycle to drive past and rip off your neck. So keeping it out of sight would largely reduce this risk.
First things first, don’t panic. Think rationally about the possible whereabouts of your piece and retrace your steps if need be. Depending on whether or not you’ve protected your items with jewellery insurance or travel insurance, it might be required that you obtain a police report as soon as you notice it’s missing.
Other things to remember include:
If you’re travelling with jewellery, you’ll want to protect it with insurance. Unfortunately, some travellers choose to use travel insurance to protect their jewellery but then find they’re not covered under several circumstances or their cover limits aren’t high enough for their valuable items.
Hand-picked related content: Guide to Insuring Your Jewellery When Travelling
On the other hand, specialised jewellery insurance like Q Report allows you to travel with confidence knowing you’re protected from damage, theft and loss with exceptional cover. Our jewellery insurance includes benefits like:
To see how little it can cost you to protect your jewellery overseas with a Q Report policy, get an instant online quote today.
This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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