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Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Explore Q Report's Content Centre for expert advice on jewellery insurance. You can also read e-guides and blogs, watch videos and more.

Jewellery, engagement ring & watch advice, plus insurance tips & industry insights. 

Watch expert tips, discover insurance benefits & hear real customer stories. 

Find answers to common questions about jewellery, engagement ring & watch insurance. 

Click here to access important policy documents - Product Disclosure Statement, Financial Services Guide, and Policy Wording.

Click here to access the Target Market Determination (TMD) document.

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How To Create Stunning Looks With Pearls

Q Report Team

Updated on March 14, 2025
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Are you wondering "how do I style pearls?" Step into the world of timeless elegance with our guide to styling pearl jewellery.

From classic to contemporary, we answer common questions and provide practical styling tips for every occasion. 

Whether you're a pearl enthusiast or new to pearl jewellery, our blog will help you master the art of accessorising with pearls. 

Get ready to elevate your style with confidence and flair!

What are the most popular types of pearl jewellery? 

Pearl necklaces

Pearls are versatile gemstones that can enhance any outfit or occasion. Here are some popular types of pearl jewellery to consider:

  • Classic Pearl Strands: Timeless and versatile, perfect for everyday wear or formal events.
  • Pearl Earrings: Available in various styles like studs, drops, or hoops, adding elegance to any ensemble.
  • Pearl Bracelets: From simple strands to intricate designs, bracelets offer a touch of sophistication to your wrist.
  • Pearl Sets: Coordinated sets provide matching pieces for a cohesive and polished look.
  • Baroque Pearls: With their irregular shapes and sizes, baroque pearls offer a unique and organic charm.
  • Freshwater Pearls: Versatile and budget-friendly, freshwater pearls come in diverse shapes and colours, ideal for contemporary styles.

How to style pearl jewellery?

Dark haired woman wearing pearl necklace

Styling pearl jewellery is all about versatility and elegance. For a classic look, layer a strand of pearls with a tailored blazer or a little black dress.

For a modern twist, mix pearls with edgier pieces like leather jackets or denim. Experiment with different lengths and sizes of pearls to create unique combinations. Pearl jewellery sets offer coordinated pieces for a polished ensemble. 

Whether it's a simple pearl necklace or a statement pearl bracelet, pearls add sophistication to any outfit, making them a timeless choice for both casual and formal occasions.

Where can I buy pearl jewellery in Australia? 

Pearl necklace on white background

For those seeking exquisite pearl jewellery in Australia, top luxury destinations include renowned jewellers such as Calleija, Matthew Ely, and Cerrone

These esteemed brands offer a stunning array of pearl creations, from classic strands to contemporary designs, crafted with the finest pearls sourced from Australian waters. 

With their reputation for quality and craftsmanship, these establishments provide a luxurious shopping experience and access to some of the most exquisite Australian pearl jewellery. 

Q report

When should I wear pearl jewellery? 

pearls and flowers

Opt for pearls during formal events like weddings, galas, or cocktail parties to add sophistication to your ensemble. 

For professional settings, such as business meetings or corporate events, subtle pearl accessories can convey refinement and confidence. 

Additionally, pearls are perfect for casual outings like brunches or dinners, effortlessly elevating your everyday attire. 

Whether you're attending a special event or simply enjoying a day out, pearl jewellery complements any occasion with its understated glamour and classic charm, making it a versatile choice for any wardrobe.

What other kinds of jewellery can I wear with pearls? 

pearl earrings

Elevate your pearl jewellery by pairing it with the following complementary pieces that accentuate its timeless beauty: 

  • Diamond Accessories: Add a touch of sparkle with diamond earrings or a pendant necklace, enhancing the luminosity of your pearls.
  • Gold or Silver Bracelets: Stack delicate gold or silver bracelets alongside your pearl bracelet for a chic and layered effect.
  • Gemstone Rings: Pair your pearl ring with gemstone rings in complementary hues to create a vibrant and eye-catching stack.
  • Statement Brooches: Adorn your outfit with a statement brooch featuring pearls and other embellishments for a touch of vintage glamour.
  • Layered Necklaces: Create dimension by layering pearl necklaces with chains of varying lengths, adding texture and visual interest to your neckline.

What mistakes should I avoid when styling pearls? 

gold and pearl earrings

When styling pearls, it's essential to be mindful of certain mistakes to ensure a polished and elegant look. Here are some common pitfalls to avoid:

  • Over-accessorising: Resist the temptation to overload on jewellery when wearing pearls. Keep the focus on your pearls by opting for minimal accessories.
  • Mismatched Styles: Ensure consistency in your outfit by matching the style of your pearls with the occasion. For example, save statement pearl necklaces for formal events and opt for daintier pieces for everyday wear.
  • Neglecting Care: Pearls are delicate gems that require proper care. Avoid exposing them to harsh chemicals, perfumes, or cosmetics, and store them separately from other jewellery to prevent scratching.
  • Ignoring Neckline: Consider the neckline of your outfit when choosing pearl necklaces. Longer strands complement high necklines, while shorter strands work well with plunging necklines.
  • Inappropriate Occasions: While pearls are versatile, wearing them to overly casual settings may appear overdressed. Reserve your finest pearl jewellery for special occasions and dressier affairs.

How to clean pearl jewellery at home?

polishing pearl

Cleaning your pearl jewellery at home is essential to maintain its lustre and beauty over time. Follow these step-by-step instructions for effective cleaning:

  • Prepare a Gentle Cleaning Solution: Mix lukewarm water with a small amount of mild soap or detergent.
  • Dampen a Soft Cloth: Dip a soft, lint-free cloth into the cleaning solution and wring out excess moisture.
  • Gently Wipe Pearls: Carefully wipe each pearl with a damp cloth, ensuring to clean the entire surface.
  • Rinse with Clean Water: Use another damp cloth or sponge to remove any soap residue from the pearls.
  • Dry Thoroughly: Lay the pearls flat on a clean towel and allow them to air dry completely before storing them.
  • Store Properly: Once dry, store your pearl jewellery in a soft pouch or jewellery box away from other items to prevent scratching.

How to store pearl jewellery?

jewellery box-1

Proper storage is essential to keeping your pearl jewelry stylish and protected. Store pearls in a soft pouch or lined jewellery box away from other pieces to prevent scratching. 

Avoid storing pearls in direct sunlight or extreme temperatures, as this can cause damage. Additionally, pearls should be stored separately from other jewellery to prevent tangling or scratching. 

By following these storage practices, you can ensure that your pearl jewellery retains its beauty and lustre for years to come.

Pearl Style FAQs

What are the latest trends in styling pearls?

The latest trend is to mix pearls with modern elements. Think pearl necklaces layered with gold chains or pearls set in contemporary geometric jewellery pieces. This blend of classic and modern styles allows pearls to be versatile, seamlessly fitting both casual and formal attire.

How can I wear pearls in a modern way?

To wear pearls in a modern way, experiment with unconventional designs like baroque pearl earrings or pearl-encrusted hair accessories. Another contemporary approach is to pair pearls with casual garments, such as a simple T-shirt or a denim jacket, breaking the traditional rule that pearls are only for formal occasions.

Can men style pearls fashionably?

Absolutely! Pearls for men are gaining popularity. Men can fashionably style pearls by incorporating them into subtle accessories, such as cufflinks, tie pins, or even a single pearl earring or a complete pearl necklace. Pearls can add a touch of sophistication to men’s fashion, enhancing both casual and formal looks.

Cover Your Pearls With Q Report Jewellery Insurance 

Pearls are a timeless and elegant choice for jewellery, offering versatility and sophistication to any ensemble. 

Remember to style them with care, avoiding common pitfalls and ensuring they shine bright for every occasion.

Want added peace of mind? Consider covering your precious pearls with Q Report and our jewellery insurance in Australia. 

Insure your collection against loss, theft and damage. Get your free jewellery insurance quote online now

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Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK
Related Posts
Featured Posts
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Jewellery Insurance

Instant Quote
play-audio
Listen to article
/

Are you wondering "how do I style pearls?" Step into the world of timeless elegance with our guide to styling pearl jewellery.

From classic to contemporary, we answer common questions and provide practical styling tips for every occasion. 

Whether you're a pearl enthusiast or new to pearl jewellery, our blog will help you master the art of accessorising with pearls. 

Get ready to elevate your style with confidence and flair!

What are the most popular types of pearl jewellery? 

Pearl necklaces

Pearls are versatile gemstones that can enhance any outfit or occasion. Here are some popular types of pearl jewellery to consider:

  • Classic Pearl Strands: Timeless and versatile, perfect for everyday wear or formal events.
  • Pearl Earrings: Available in various styles like studs, drops, or hoops, adding elegance to any ensemble.
  • Pearl Bracelets: From simple strands to intricate designs, bracelets offer a touch of sophistication to your wrist.
  • Pearl Sets: Coordinated sets provide matching pieces for a cohesive and polished look.
  • Baroque Pearls: With their irregular shapes and sizes, baroque pearls offer a unique and organic charm.
  • Freshwater Pearls: Versatile and budget-friendly, freshwater pearls come in diverse shapes and colours, ideal for contemporary styles.

How to style pearl jewellery?

Dark haired woman wearing pearl necklace

Styling pearl jewellery is all about versatility and elegance. For a classic look, layer a strand of pearls with a tailored blazer or a little black dress.

For a modern twist, mix pearls with edgier pieces like leather jackets or denim. Experiment with different lengths and sizes of pearls to create unique combinations. Pearl jewellery sets offer coordinated pieces for a polished ensemble. 

Whether it's a simple pearl necklace or a statement pearl bracelet, pearls add sophistication to any outfit, making them a timeless choice for both casual and formal occasions.

Where can I buy pearl jewellery in Australia? 

Pearl necklace on white background

For those seeking exquisite pearl jewellery in Australia, top luxury destinations include renowned jewellers such as Calleija, Matthew Ely, and Cerrone

These esteemed brands offer a stunning array of pearl creations, from classic strands to contemporary designs, crafted with the finest pearls sourced from Australian waters. 

With their reputation for quality and craftsmanship, these establishments provide a luxurious shopping experience and access to some of the most exquisite Australian pearl jewellery. 

Q report

When should I wear pearl jewellery? 

pearls and flowers

Opt for pearls during formal events like weddings, galas, or cocktail parties to add sophistication to your ensemble. 

For professional settings, such as business meetings or corporate events, subtle pearl accessories can convey refinement and confidence. 

Additionally, pearls are perfect for casual outings like brunches or dinners, effortlessly elevating your everyday attire. 

Whether you're attending a special event or simply enjoying a day out, pearl jewellery complements any occasion with its understated glamour and classic charm, making it a versatile choice for any wardrobe.

What other kinds of jewellery can I wear with pearls? 

pearl earrings

Elevate your pearl jewellery by pairing it with the following complementary pieces that accentuate its timeless beauty: 

  • Diamond Accessories: Add a touch of sparkle with diamond earrings or a pendant necklace, enhancing the luminosity of your pearls.
  • Gold or Silver Bracelets: Stack delicate gold or silver bracelets alongside your pearl bracelet for a chic and layered effect.
  • Gemstone Rings: Pair your pearl ring with gemstone rings in complementary hues to create a vibrant and eye-catching stack.
  • Statement Brooches: Adorn your outfit with a statement brooch featuring pearls and other embellishments for a touch of vintage glamour.
  • Layered Necklaces: Create dimension by layering pearl necklaces with chains of varying lengths, adding texture and visual interest to your neckline.

What mistakes should I avoid when styling pearls? 

gold and pearl earrings

When styling pearls, it's essential to be mindful of certain mistakes to ensure a polished and elegant look. Here are some common pitfalls to avoid:

  • Over-accessorising: Resist the temptation to overload on jewellery when wearing pearls. Keep the focus on your pearls by opting for minimal accessories.
  • Mismatched Styles: Ensure consistency in your outfit by matching the style of your pearls with the occasion. For example, save statement pearl necklaces for formal events and opt for daintier pieces for everyday wear.
  • Neglecting Care: Pearls are delicate gems that require proper care. Avoid exposing them to harsh chemicals, perfumes, or cosmetics, and store them separately from other jewellery to prevent scratching.
  • Ignoring Neckline: Consider the neckline of your outfit when choosing pearl necklaces. Longer strands complement high necklines, while shorter strands work well with plunging necklines.
  • Inappropriate Occasions: While pearls are versatile, wearing them to overly casual settings may appear overdressed. Reserve your finest pearl jewellery for special occasions and dressier affairs.

How to clean pearl jewellery at home?

polishing pearl

Cleaning your pearl jewellery at home is essential to maintain its lustre and beauty over time. Follow these step-by-step instructions for effective cleaning:

  • Prepare a Gentle Cleaning Solution: Mix lukewarm water with a small amount of mild soap or detergent.
  • Dampen a Soft Cloth: Dip a soft, lint-free cloth into the cleaning solution and wring out excess moisture.
  • Gently Wipe Pearls: Carefully wipe each pearl with a damp cloth, ensuring to clean the entire surface.
  • Rinse with Clean Water: Use another damp cloth or sponge to remove any soap residue from the pearls.
  • Dry Thoroughly: Lay the pearls flat on a clean towel and allow them to air dry completely before storing them.
  • Store Properly: Once dry, store your pearl jewellery in a soft pouch or jewellery box away from other items to prevent scratching.

How to store pearl jewellery?

jewellery box-1

Proper storage is essential to keeping your pearl jewelry stylish and protected. Store pearls in a soft pouch or lined jewellery box away from other pieces to prevent scratching. 

Avoid storing pearls in direct sunlight or extreme temperatures, as this can cause damage. Additionally, pearls should be stored separately from other jewellery to prevent tangling or scratching. 

By following these storage practices, you can ensure that your pearl jewellery retains its beauty and lustre for years to come.

Pearl Style FAQs

What are the latest trends in styling pearls?

The latest trend is to mix pearls with modern elements. Think pearl necklaces layered with gold chains or pearls set in contemporary geometric jewellery pieces. This blend of classic and modern styles allows pearls to be versatile, seamlessly fitting both casual and formal attire.

How can I wear pearls in a modern way?

To wear pearls in a modern way, experiment with unconventional designs like baroque pearl earrings or pearl-encrusted hair accessories. Another contemporary approach is to pair pearls with casual garments, such as a simple T-shirt or a denim jacket, breaking the traditional rule that pearls are only for formal occasions.

Can men style pearls fashionably?

Absolutely! Pearls for men are gaining popularity. Men can fashionably style pearls by incorporating them into subtle accessories, such as cufflinks, tie pins, or even a single pearl earring or a complete pearl necklace. Pearls can add a touch of sophistication to men’s fashion, enhancing both casual and formal looks.

Cover Your Pearls With Q Report Jewellery Insurance 

Pearls are a timeless and elegant choice for jewellery, offering versatility and sophistication to any ensemble. 

Remember to style them with care, avoiding common pitfalls and ensuring they shine bright for every occasion.

Want added peace of mind? Consider covering your precious pearls with Q Report and our jewellery insurance in Australia. 

Insure your collection against loss, theft and damage. Get your free jewellery insurance quote online now

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Table of Contents

Introduction
Understanding the 4 Cs of Diamonds
Diamond Shapes
Choosing a Ring Style
Selecting a Ring Retailer

Understanding Mechanical Movements

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Statistic Heading

Rolex-super-precision

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Common Diamond Alternatives
for Engagement Rings

Tanzanite

Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Aquamarine

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Sapphire

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Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

Peace of Mind: An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

“Knowing your engagement ring is insured brings peace of mind. Accidents can happen, and insurance coverage alleviates the worry and stress of potential loss or damage.”

Unlike their battery-powered quartz counterparts, luxury watches have a beating heart – the mechanical movement. First created in the 14th century, large, weight-driven tower clocks with verge escapements and foliot balances marked the dawn of mechanical timekeeping.

Today, the core concept of mechanical movements remains unchanged from its original conception. It involves an intricate arrangement of gears, springs, and an escapement powered by a wound mainspring. This precision engineering allows for smooth operation and precise timekeeping.

Manual watch movements require the wearer to wind the crown periodically. Automatic watch movements, on the other hand, utilise the wearer's movements to keep the mainspring wound, offering a convenient everyday solution.

The Patek Philippe Calatrava, with its ultra-thin manual movement, exemplifies the elegance of traditional watchmaking. On the other hand, the Rolex Oyster Perpetual, with its self-winding mechanism epitomises practicality and durability.

Whether manual or automatic, a mechanical movement imbues a luxury watch with a soul, a testament to human ingenuity and a treasured heirloom for generations to come

Export
Expert Tip

Budget Considerations

Diamond shapes can vary in price due to popularity and demand. Round brilliants, for example, tend to be more expensive than other shapes due to their high demand. If budget is a concern, consider alternative shapes or prioritise other aspects, such as cut quality, over the shape itself.

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Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.

Jewellery Insurance FAQ

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
Home Security Fortification

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Travel Savvy

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Social Media Caution

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

Regular Valuations

An engagement ring is a significant financial and sentimental investment. Specialised engagement ring insurance provides financial protection in the event of loss, theft or damage by ensuring you can recover the ring's monetary value or repair or replace.

An engagement ring is a significant financial and sentimental investment. Specialised.

bulb
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Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Luxury Watch Complications: Exploring Hidden Features & Functionality

Luxury watches often boast 'complications,' intricate mechanisms that add layers of sophistication, style and utility. Here, we explore some of the most fascinating complications created by the best luxury watch brands.

Home Security Fortification

Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal.  Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.

Purchase Amount

To get an accurate insurance quote, please provide the amount from your purchase receipt.

Don't have the receipt?

If you don't have the receipt, you can provide the most recent valuation amount instead.

OK

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