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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

How To Solve Everyday Dilemmas With Jewellery Insurance

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The Sentimental Value of Insuring Your Jewellery

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Insurance Information

Luxury Watches

The Essential Guide To Longines Watches

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Professional vs. DIY Watch Repairs: When to Seek Expert Help

Is your luxury watch not working quite the way it should? No need to panic.

10 Classic Watches Every Collector Should Own

Are you dreaming of building a classic watch collection? With so many iconi...

Jewellery Trends

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Black gemstone jewellery has an enigmatic allure that captivates the senses...

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Jewellery Trends in 2024: Big and Bold Statement Looks

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

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How to Find the Perfect Australian Wedding Photographer

Picture this: the soft morning light filtering through the lace curtains as...


Live Your Life in Colour: Canary Diamond Engagement Rings

Do you know diamonds come in a wide range of colours?

Lab Grown vs Natural Diamonds (What's the Difference?)

When most people think of diamonds, they think of natural diamonds.

The Surprising Science Behind Diamond Cutting

A natural diamond is as rich in history as it is in beauty. From the moment...


Proposing at Home: Do’s and Don’ts

According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...

Are Diamonds a Good Investment?

Most people don’t consider buying diamonds until it’s time to purchase an e...

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide


An engagement ring signifies an exciting new beginning with your loved one, so it’s wise to protect it.

Although insuring your gorgeous new engagement ring might not be a top priority for you after landing ‘The One’, it might just be one of the most important decisions you’ll ever make.Whether it is a case of clumsiness over the kitchen sink, or losing your ring while whilst on a honeymoon adventure, there are loads of unforeseen ways that you might end up in a bit of a hiccup. Thinking ahead and getting cover for such an important piece of jewellery should definitely be at the top of your mind.

Thankfully, purchasing insurance for jewellery, such as an engagement ring, can help offer some peace of mind if something bad happens. This post will fill you in on everything that you need to consider a policy for your engagement ring.

Understand what is covered

Before you sign the dotted line on any jewellery insurance policy, it’s important to understand what is covered. If you don’t clue yourself up about the ins and outs, you might leave yourself—and your engagement ring—vulnerable to buying a policy that does not fully cover you and your needs. Know your excess, learn about the process for making a claim and cover all situations that are and are not covered.


If you travel a lot, for example, it’s important to have coverage abroad, as well as at home. Also, make sure that everything on the policy makes sense to you so that there will never be a situation where you think you are covered when it turns out that you’re not.

Something that you may not have considered, is who you’re getting your ring cleaned by. Unfortunately there are some jewellers out there that are less than reputable—however, at Q Report we can guide you in the right direction with Q Certified Jewellers who will look after your piece as if it’s their own.

Keep your policy up-to-date

Once you have found suitable coverage for your engagement ring (like the policies at Q Report), it is important to keep everything updated. This includes things like ring valuations or any modifications made to the piece. If you don’t keep the policy current, then you run the risk of not getting a full payout (or any payout at all), if you ever need to make a claim.

If you’re looking for a way to keep your jewellery safe, Q Report’s comprehensive, tailored jewellery insurance might be right for you. Find out more here.

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.

Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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