The Symbolism Behind Anniversary Rings
Are you preparing to celebrate an anniversary with your partner? While your engagement ring and wedd...
Jewellery insurance info, helpful guides, resources and industry-leading insights.
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Popping the question and getting married is such a special moment in one’s life. You spend so much time picking out this symbol of love and commitment and making sure it’s the perfect fit – so it would be devastating if it were to get lost, stolen, or damaged. And if you’re going on a honeymoon, you’re more focused on booking hotels, planning your itinerary, and packing your luggage. The thought of ‘protecting your ring’ could easily slip your mind when you’re staring into each other's eyes, drinking cocktails on an exotic island. Spending money on insurance isn’t an exciting part of planning a trip, but it is essential.
Taking out travel insurance is essential to cover yourself against many travel risks – like lost or stolen luggage, delayed or cancelled flights, and unexpected medical costs abroad. Travellers are often warned not to travel with valuable and irreplaceable items. And if you do, make sure you take extra precaution with them—keep them in a safe or on your person at all times to keep them from being lost or stolen. As great as travel insurance is, it doesn’t cover valuable items like jewellery. There are some limitations to understand when it comes to travel insurance and jewellery cover. Firstly, you won’t be covered for the full amount. There’s a maximum limit for special items and it’s usually quite inadequate. It’s important to understand how much you’re covered for and under which circumstances you will be reimbursed should anything happen to your belongings.
People usually have a significant emotional attachment to jewellery, that’s why it’s important to make sure these precious items are covered should anything bad happen. This is why you need specialised jewellery insurance cover.
Q Report’s Jewellery Insurance gives you coverage for up to 125% of your insured value since the price of jewellery fluctuates with the cost of precious metal and stones as well as currency rate fluctuations. You’re also able to return to your preferred or original jeweller for replacement or repair, you get comprehensive cover no matter where you are in the world, we charge a fixed excess of $100, and we revalue your jewellery every 12 months – free of charge! Call us today on 1300 882 018 to learn more about Q Report Jewellery Insurance.
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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