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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

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Insurance Information

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Luxury Watches

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Jewellery Trends

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Engagement Ring Insurance: The Do’s and Dont’s

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Protecting Your Engagement Ring in Summer

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How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

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Diamonds

Diamond Certificates Explained

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Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Antiques Roadshow. Are You Sitting on a Gold Mine?

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How to Propose & The Best Places to Do it in Australia

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Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

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Featured Resource

Ring Size Guide & Sizer

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QReport protects the things that you love with jewellery insurance

 

Popping the question and getting married is such a special moment in one’s life. You spend so much time picking out this symbol of love and commitment and making sure it’s the perfect fit – so it would be devastating if it were to get lost, stolen, or damaged. And if you’re going on a honeymoon, you’re more focused on booking hotels, planning your itinerary, and packing your luggage. The thought of ‘protecting your ring’ could easily slip your mind when you’re staring into each other's eyes, drinking cocktails on an exotic island. Spending money on insurance isn’t an exciting part of planning a trip, but it is essential.

 

Why you’re not fully covered by travel insurance


Taking out travel insurance is essential to cover yourself against many travel risks – like lost or stolen luggage, delayed or cancelled flights, and unexpected medical costs abroad. Travellers are often warned not to travel with valuable and irreplaceable items. And if you do, make sure you take extra precaution with them—keep them in a safe or on your person at all times to keep them from being lost or stolen. As great as travel insurance is, it doesn’t cover valuable items like jewellery. There are some limitations to understand when it comes to travel insurance and jewellery cover. Firstly, you won’t be covered for the full amount. There’s a maximum limit for special items and it’s usually quite inadequate. It’s important to understand how much you’re covered for and under which circumstances you will be reimbursed should anything happen to your belongings.


Many travel insurance policies won’t pay out on:


  • Damage, loss, theft of valuable items unless they are with you at the time or in a secure location in the hotel.
  • Stolen goods without a report from the local police
  • Stolen baggage from unattended cars or valuables left out of sight in public places
  • Items without the original proof of purchase

Choose a policy that fully protects your jewellery


People usually have a significant emotional attachment to jewellery, that’s why it’s important to make sure these precious items are covered should anything bad happen. This is why you need specialised jewellery insurance cover.  


Q Report’s Jewellery Insurance gives you coverage for up to 125% of your insured value since the price of jewellery fluctuates with the cost of precious metal and stones as well as currency rate fluctuations. You’re also able to return to your preferred or original jeweller for replacement or repair, you get comprehensive cover no matter where you are in the world, we charge a fixed excess of $100, and we revalue your jewellery every 12 months – free of charge! Call us today on 1300 882 018 to learn more about Q Report Jewellery Insurance.

 

Learn more about Q Report Jewellery Insurance

 

 

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Related Articles

Timeline of Diamond Cutting

Visit your favourite jeweller, and you can feast your eyes on stunning spar...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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