Should You Buy a Moissanite Engagement Ring?
Gone are the days when engagement rings were a one-size-fits-all affair! Today's couples are increas...
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Having insurance for your home and its contents means that in the event of a tragedy, such as a fire or theft, you won’t be left out of pocket. However, choosing the right insurance policy can be difficult. There are a number of policies on offer from different companies, and they all come with their own fine print.
The insurance that you choose is dependent on a few factors. One of the main aspects to consider is whether you have any kind of valuable collection in your house. Whether it’s limited edition records, stamps or jewellery, these items are all significant to the people collecting them.
Contents Insurance covers the items in your home such as furniture, electronics, clothing, sporting equipment and to a very limited extent, some jewellery. This type of insurance covers the cost of replacement if you suffered damage or loss from a robbery.
There are many different types of Contents Insurance, and you need to find what works for you. The two main types of Contents Insurance are:
There are two main options when it comes to coverage:
It’s important to keep in mind that many Contents Insurance policies offer limited cover (or none at all) for possessions that you lose or damage outside of your home. This means that items that you use outside of your property, like laptops or valuable jewellery, won’t be covered if something were to happen to them when you’re not at home. If your Contents Insurance provider doesn’t cover these situations, then it’s worthwhile looking into insurance policies that do.
We understand that no two jewellers are the same and you’d want to replace your jewellery with something that is as close to the original as possible. This is why our comprehensive jewellery insurance doesn’t just cover the value of your precious jewellery, but it also gives you the option to return to the original jeweller to replace your lost or damaged item. Our “Contents Insurance” offer for jewellery goes above and beyond other offerings so that you can wear your beautiful pieces wherever you go.
We have three different offerings, each of which can be tailored to suit your individual needs:
Having Contents Insurance for your belongings is necessary for peace of mind. However, make sure to check the fine print on your policy. If you find your policy is missing what’s important to you, like comprehensive jewellery cover, you can ensure that your jewellery is protected by taking out specialist jewellery insurance with Q Report. Learn more about Q Report Jewellery Insurance here.
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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