Your watch communicates a lot about your personality. It’s an expression of fashion sense, style and status. Brands such as Rolex, Patek-Philippe, Panerai and Hublot hold their value extremely well, making for excellent investments as well as family heirlooms. A quality watch is a feat of precision engineering to be appreciated for generations.

Unfortunately, no watch is indestructible regardless of quality and craftsmanship. The glass face on sports watches are highly susceptible to being cracked, or worse still, smashed. You’d be surprised how often people forget to remove their dress watch before diving in at the beach or pool; the smallest amount of salt water can corrode a mechanism beyond repair.

It’s clear that watch insurance is a good idea. But something less obvious is why you shouldn’t simply put that luxury watch on your home and contents policy.

By definition, home and contents means you aren’t covered when you take your watch outside the home. Not ideal, as watches are made to be worn! This is where we at Q Report Jewellery Insurance come in. There are several other advantages to our specialised jewellery insurance:

An Agreed Value Policy, With Up To 125% Cover*

Many insurers will NOT replace your watch for the value shown on the policy, but will look to purchase it at the lowest price they can in the market. Q Report Jewellery Insurance is an agreed value policy, we will pay the actual amount shown on your policy less $100 excess. But we go further. 125% cover is an additional benefit built into the Q Report policy. If you have a claim and the same watch  cannot be replaced for the sum insured, we can call on an extra 25% to ensure you receive like for like, putting you back into the same position you were prior to your loss. It is important to note that should your watch have been insured as a pre-owned item, or purchased as a 2nd watch , we will look to apply the replacement value as that of a similar pre owned timepiece in the market place ,and we will NOT apply a new RETAIL replacement figure, in the case of a total loss *Conditions apply – THE 125% COVER is not  available on the Q Report pocket policy

Instant Cover

A Q Certified Jeweller can have your jewellery insured for you before you walk out the door. The moment you buy that stunning piece of jewellery, you’re already covered! Alternatively, call Q Report Jewellery Insurance on 1300 882 018 and our team will be able to assist you with your insurance.

Worldwide Cover

12 months worldwide cover against loss, theft and damage. Feel secure to enjoy your holiday or honeymoon – it’s all about peace of mind!

The Option to Always Return to your Jeweller

We believe you should always have the option to return to your original jeweller.

Annual Revaluation of Your Jewellery at No Additional Charge

Rest assured that when you receive your renewal we have revalued your jewellery at no additional charge. This means you can enjoy your jewellery without having to worry if you have enough coverage.

An Insurance Policy Backed By A World Leading Insurer

Chubb Insurance Australia Limited.