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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

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Insurance Information

Luxury Watches

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Diamonds

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General

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Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

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Featured Resource

The Ultimate Guide to Luxury Watches

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Featured Resource

Ring Size Guide & Sizer

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Some of us have those particular pieces of jewellery which are worth a lot of money. Chances are that we want to pass them onto our children and grandchildren. Perhaps it's your engagement ring that means so much to you, or that watch your grandfather passed down. Whatever the item is, it's likely to have sentimental value... which is why it's important to make sure you protect that particular piece as best you can.

Some Jewels Are Too Precious To Lose

When it comes to your jewels, it's important to think about their safety. Not just in terms of where you keep them when you're at home, or how you take care of them to make sure they don’t get damaged. Everything from an unfortunate loss (because a ring slipped off your finger), to having a piece stolen right off your wrist whilst on a vacation, is a possibility. No doubt you'll be a lot safer if you take control and ensure you have the protection you need so that you can wear your jewellery without having to worry. At Q Report we believe that jewellery isn't meant to be locked away in a drawer. Jewellery is meant to be worn without fear of loss and in the unfortunate event of loss, having the piece of mind knowing that you would be covered.  

 

Won't My Home Contents Insurance Protect My Jewellery?

If you keep your jewellery at home all the time, then your home contents insurance will likely cover it in the event someone breaks into your home and steals your jewellery. However, most of us don't keep our jewellery under lock and key. We wear it. And unfortunately, if something happens while you're on vacation or going to a social event, you may find your insurance policy doesn't cover you like you thought it did. Who ever reads the fine print?

If you want to enjoy your jewellery while you have it and simultaneously protect it for the future generations, you would do well to have a policy explicitly for your jewellery. One that covers you when you're out and about, and lets you wear your jewels with confidence and peace of mind.

 

How To Choose the Right Protection For Your Most Precious Pieces

There are a lot of insurance companies and policies out there, but there are different factors to look out for. At Q Report we offer total, year-round, worldwide coverage for your jewellery. So it doesn't matter where you go when misfortune rears its ugly head. We also offer an annual revaluation of your jewellery at no cost, ensuring that you always have an accurate value for your jewellery. Our coverage can start immediately in most cases (before you even leave your jeweller) and we make sure you're covered up to 150 percent of the agreed value of your pieces. We'd like you to get the piece back exactly as it was, so it's important to us that you can return to your original jeweller in the event of a claim.

It's easy enough to get started. All you have to do is use our simple quote tool or contact us and see the costs and benefits of our policy.

 

 

 

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


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Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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