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Jewellery Insurance

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It’s Safer in Your Pocket

Q Report Team
Updated on October 06, 2022
2 min read

For most of us, jewellery is a truly priceless possession. Whether your wedding ring has a $1,000 price tag or $10,000 - it’s the love and affection that we pour into that jewellery that makes it invaluable.

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So when it comes to protecting these sentimental items from loss, theft or damage, skimping on insurance is a recipe for disaster. However, many policies aim to provide coverage solely for the more expensive jewellery, while overlooking less expensive items.

At Q Report, we believe that the actual price of your jewellery shouldn’t matter when it comes to protecting what you love most. To cater for this, we have introduced a jewellery insurance policy for your less expensive, but equally valuable items—introducing Q Pocket.

So, what is Q Pocket?

Should something happen to your jewellery, it’s unwise to use your home insurance to make a claim. You’ll more than likely have to pay a meaty excess and future premium increases, so it is always advised to have a standalone jewellery insurance policy instead.

Q Pocket is our specialist policy to help cover the less expensive, but still sentimentally valuable, jewellery items. Our primary policy—the Q Classic Policy—is designed to insure jewellery valued over $5,000. Although our primary policy is comprehensive, it’s not quite the right fit for some pieces.

To fix that, we introduced Q Pocket. This new policy insures any of your jewellery items between the value of $1,000 to $5,000. Your jewellery might not cost tens of thousands of dollars, but if you care about it, then it’s always worth protecting.

What does this policy cover?

Q Pocket is a comprehensive policy for your less expensive jewellery and covers any loss, theft or damage. If you make a claim through this policy, excesses are set at $100 and we will pay the rest. This coverage also guarantees you full, worldwide coverage—so if something goes wrong while you’re on holiday, you’re still covered. Q Pocket also features a number of great benefits that are featured in our standard policy; such as annual revaluation of your jewellery at no charge

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


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Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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