<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1" alt="facebook">
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

The Sentimental Value of Insuring Your Jewellery

Jewellery can be more than a style choice. Our most precious pieces are a r...

Building A Timeless Legacy With Jewellery Insurance For Your Priceless Family He...

Family heirlooms transcend mere jewellery. They embody a legacy, history, a...

Insurance Information

Luxury Watches

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

Expert Advice: Luxury Watch Care Dos and Don'ts

Owning a luxury watch is like having a piece of history, a work of art, and...

10 Must-Have Accessories for the Modern Luxury Watch Enthusiast

Are you seeking to elevate your watch collection with a touch of individual...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Diamonds

Live Your Life in Colour: Canary Diamond Engagement Rings

Do you know diamonds come in a wide range of colours?

Lab Grown vs Natural Diamonds (What's the Difference?)

When most people think of diamonds, they think of natural diamonds.

The Surprising Science Behind Diamond Cutting

A natural diamond is as rich in history as it is in beauty. From the moment...

General

Proposing at Home: Do’s and Don’ts

According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...

Are Diamonds a Good Investment?

Most people don’t consider buying diamonds until it’s time to purchase an e...

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

If you’re about to pop the question, your biggest concern is likely to be whether she’s going to say yes.

 

But have you given any thought to what will happen once the ring is on her finger? 

 

In the excitement following an engagement, insurance is probably the last thing on your mind. However, an engagement ring isn’t just a symbol of your commitment to spend the rest of your life with the one you love. It’s also a valuable piece of jewellery. And if it went missing, it might be difficult to replace.

 

So before you get down on one knee, it’s worth thinking about getting engagement ring insurance.

 

Should you insure your engagement ring?

Of course, we hope nothing happens to your engagement ring. But if it were lost, could you afford to replace it?

 

An engagement ring is often a significant investment. And with many people choosing to propose with a family heirloom, or incorporate a meaningful stone in their ring, it can be even more devastating if the unfortunate were to happen.

 

Remember, this may be the first time your partner is wearing a ring regularly. Even the most careful of people misplace things every now and then - all it takes for the worst to happen is for her to remove it to wash her hands and leave it behind.

 

The last thing you want is for your fiancee to be worried about losing or damaging her engagement ring. She’s going to want to show it off, not think about it slipping off her finger or getting misplaced every time she’s out.

 

And if you’re planning on popping the question overseas, it’s even more important to make sure you’re covered. Travel insurance is unlikely to cover high-value items and it’d be terrible to propose on the beach in Hawaii only to have the ring go missing.

 

What is engagement ring insurance?

Engagement ring insurance comes under jewellery insurance and is designed to cover the loss, theft or damage of your valuables.

 

Losing your engagement ring would understandably be devastating. If the unfortunate happens, jewellery insurance will cover the replacement or repair of your ring. Rather than have her worrying about wearing her ring when out and about, this will give her confidence that if anything were to happen, jewellery insurance will cover it.

 

How to arrange jewellery insurance?

Just like you wouldn’t drive a new car off the lot without insurance, you should think about getting engagement ring insurance from the moment you pick up your ring from the jeweller. After all, it’s not unheard of for the engagement ring to go missing before popping the question (or, in some unfortunate examples, even during the proposal).

 

Some content insurance policies will let you add specified items to the existing policy, for an additional fee. However, there may be restrictions on events that are covered or the level of cover for any single item.

 

Why use Q Report?

Q Report works closely with many jewellers and engagement ring consultants so you can be covered the moment you walk out the door. And any repairs can be done by the original jeweller. As engagement ring consultants ourselves, we appreciate being able to repair or remake the rings we designed, as we understand how they’ve been created and the special meaning behind them.

 

You’re also insured for special and heirloom jewellery. While it may be impossible to cover the loss of your grandmother’s ring, Q Report will help to restore as much as possible and they’re dedicated to making the process simple.

 

Losing your jewellery would be upsetting enough without having to worry about insurance problems when you claim. Q Report is a speciality jewellery insurer and they’ll work with you to replace or repair your ring as soon as possible with a low excess. They offer worldwide coverage, which means if in the unlucky event the engagement ring goes missing on the honeymoon, you’ll be covered.

 

To help make sure you always have enough coverage, Q Report offers a free annual revaluation and they offer a replacement for up to 150% of the value of your engagement ring, so if it costs a bit more to replace it than what it is insured for, you’re still covered.

 

Written by: Ashley Portas 

Ashley Portas is a leading engagement and wedding ring consultant in Brisbane. He started Diamondport to offer high-quality rings, made in Australia by true master craftsmen. Whether you want custom rings or one of their beautiful designs, they’ll help make the most important decision of your life as smooth as possible.

New call-to-action

Jewellery Insurance Instant Quote

Get an instant quote below. Questions, call us anytime on 1300 882 018

Global-Calculator-Background_resized

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

Is Watch & Jewellery Theft on the Ri...

In 2024, a concerning surge in theft threatens the world of luxury as watch...

Curating a Gemstone Jewellery Collection...

Dive into the enchanting world of gemstone jewellery, where vibrant colours...

What are the Luxury Watch Brands To Watc...

In the ever-evolving world of horology, 2024 promises an enticing array of ...

Read what's next

Vector (25)

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote