The Essential Guide To Longines Watches
For over a century and a half, Longines watches have captivated collectors with their craftsmanship,...
Jewellery insurance info, helpful guides, resources and industry-leading insights.
For over a century and a half, Longines watches have captivated collectors with their craftsmanship,...
Welcome to our guide on navigating everyday jewellery dilemmas with the hel...
Concerned about the rise in watch and jewellery theft in 2024? A surge in t...
Jewellery can be more than a style choice. Our most precious pieces are a r...
Our customers speak from the heart, and when it comes to your precious jewe...
How would you feel if you lost your favourite piece of jewellery?
Floods, cyclones, bushfires and hailstorms. All of these natural disasters ...
For over a century and a half, Longines watches have captivated collectors ...
Is your luxury watch not working quite the way it should? No need to panic.
Are you dreaming of building a classic watch collection? With so many iconi...
Black gemstone jewellery has an enigmatic allure that captivates the senses...
Are you wondering "how do I style pearls?" Step into the world of timeless ...
What are the hottest jewellery trends for 2024? Step into the world of haut...
Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.
Planning a gift for an engaged couple can feel like a high-stakes treasure ...
Picture this: the soft morning light filtering through the lace curtains as...
Do you know diamonds come in a wide range of colours?
When most people think of diamonds, they think of natural diamonds.
A natural diamond is as rich in history as it is in beauty. From the moment...
According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...
Most people don’t consider buying diamonds until it’s time to purchase an e...
Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...
You've got valuable jewellery, either in dollar value or sentimental value. You adore and cherish it. You also prioritise its protection.
However, there's a missing piece. You aren't sure about your current jewellery insurance company. You aren't convinced they'll come to the party in the event of a claim.
And now, you're thinking of switching jewellery insurance providers—but you're not sure where to start.
Don't stress. As you read this article, you'll learn how to switch jewellery insurance companies and what to consider before making the switch. Read on.
The job of a jewellery insurance company is to provide protection for your jewellery if it gets lost, stolen or damaged. This protection could be a replacement of your jewellery or, in some cases, financial reimbursement to buy a new piece of jewellery.
Before purchasing coverage from a jewellery insurance provider, consider the following questions:
Not all insurance covers your jewellery. Assessing your jewellery insurance options and knowing how they work is essential. The two most common types are home and contents insurance and specialised jewellery insurance.
Home and contents insurance can only cover your jewellery to a certain extent. It doesn't guarantee complete coverage if your jewellery gets lost, stolen or damaged. Most standard home and contents insurance has a coverage limit of about $1000 - $2000 for jewellery.
This coverage may be great if your jewellery is within that price range. But you should consider extra coverage for more expensive pieces that can travel with you. Remember that this coverage only covers damage or loss that happens inside your home, not at work or while on your travels.
Specialised jewellery insurance is the ideal choice for your special items. It provides tailored coverage and is the safest option for luxury jewellery and watches. If you lose your jewellery, you'll get your money's worth.
Specialised jewellery insurance covers the following:
It's normal to compare your current jewellery insurance company to others. You may be wondering if you're getting the best deal or not.
Lucky for you, switching jewellery insurance companies is easy. Here's a proven 4-step process for doing so.
Before you take the leap, evaluate your current jewellery insurance company. Ask yourself if you really need to make the switch.
To get the best value for your money, conduct proper research on the company you want to switch to. If you're yet to choose a particular company, assess the ones you have in mind.
Now that you've joined a new insurance company, don't assume your previous insurance is automatically cancelled.
Inform your insurer that you'll no longer be using their product. Let them cancel your policy from their end. Also, if there's a process for cancellation, ensure you follow it diligently. Make sure you leave no stone unturned.
Q Report is not your regular jewellery insurance company. Asides from insuring your jewellery, we have a team of dedicated in-house jewellery consultants that offer professional advice. Our insurance features are dedicated to satisfying your needs.
Agreed Value Policy
Q Report provides coverage for the agreed value shown on your policy. Not "up to" that amount.
Additional 50% Cover
If we can't get you in the same position as before the loss, we'll pay up to an additional 50% of the insured value—as a buffer towards your claim.
Revaluation
With a Q Report policy, your insured items will be revalued annually, free of charge. You can remain confident that the insured value will sufficiently cover your jewellery annually.
Our other features include:
Switching to a qualified jewellery insurance company gives you peace of mind. With Q Report, your jewellery is forever in the right hands. Contact us today to get a quote.
The headline and subheader tells us what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.
Remember:
Get an instant quote now.
For over a century and a half, Longines watches have captivated collectors ...
Inheriting jewellery is a bittersweet experience. It's a special reminder o...
A diamond's brilliance is its lifeblood. It's the magic that draws us in, t...
This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.