<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1" alt="facebook">
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

The Sentimental Value of Insuring Your Jewellery

Jewellery can be more than a style choice. Our most precious pieces are a r...

Building A Timeless Legacy With Jewellery Insurance For Your Priceless Family He...

Family heirlooms transcend mere jewellery. They embody a legacy, history, a...

Insurance Information

Luxury Watches

A Beginners Guide To Buying Pre-Owned Luxury Watches

Dive into the world of pre-owned luxury watches and unlock a treasure trove...

Behind a Breitling: An Inside Look at Exquisite Swiss Craftsmanship

Step into the world of horological excellence, where Swiss craftsmanship re...

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

Jewellery Trends

How To Create Stunning Looks With Pearls

Dive into the world of timeless elegance with our guide to styling pearl je...

Jewellery Trends in 2024: Big and Bold Statement Looks

Step into the world of haute couture and adornment as we unveil the hottest...

Curating a Gemstone Jewellery Collection: A Beginner’s Guide

Dive into the enchanting world of gemstone jewellery, where vibrant colours...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.


Live Your Life in Colour: Canary Diamond Engagement Rings

Do you know diamonds come in a wide range of colours?

Lab Grown vs Natural Diamonds (What's the Difference?)

When most people think of diamonds, they think of natural diamonds.

The Surprising Science Behind Diamond Cutting

A natural diamond is as rich in history as it is in beauty. From the moment...


Proposing at Home: Do’s and Don’ts

According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...

Are Diamonds a Good Investment?

Most people don’t consider buying diamonds until it’s time to purchase an e...

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

As you shop around for a bauble that will knock her socks off, one question keeps popping up: “Where can I get the best engagement ring insurance?”

No matter how careful you are, engagement rings take a beating. They’re worn day in and day out. Over time, prongs can bend out of shape, and gemstones can wriggle loose. Thieves are always on the prowl for jewellery they can pocket, and sometimes rings slide off fingers during a swim in the ocean, never to be seen again.

With so many potential mishaps in its future, your chosen engagement ring could use some protection (and you could use some peace of mind). But where can you go to find the best engagement ring insurance?

As you survey your options, be sure to ask plenty of questions. The answers to these questions will help you to know which insurance provider is right for you.


How much insurance do I need?

If you receive a generic, one-size-fits-all answer to this question, chances are good that your cover won’t be a good fit. When you ask about how much insurance you need, the solution should be highly customised to your engagement ring.

It doesn’t make sense to pay for more cover than you need. By the same token, too little insurance could leave you unable to replace your precious rock.

Here at Q Report, we offer an instant, online quote so you know roughly how much your premium will be. Once you submit your documentation, we have our jewellery experts tweak that quote, so your cover fits the ring like a glove.

Each year, our jewellery experts provide a complimentary revaluation, so you’ll always have the just-right amount of insurance for your engagement ring. Since market prices for gemstones and precious metals rise and fall, the value of your jewellery doesn’t remain static from year to year. We always want you to have enough cover for full replacement, so we only offer custom policies.


New call-to-action


How do I obtain jewellery insurance?

The process should be simple and straightforward. If you purchased your jewellery through a Q Certified Jeweller, in most cases they can insure your jewellery at the point of sale without you having to provide further documentation.

In all other cases, we typically need copies of the following documents:

  • Receipt of purchase
  • Photo of jewellery (top and side view)
  • Valuation
  • Diamond / Gemstone certificate (if applicable)
  • Proof of possession – take a picture of the item in front of a document with today’s date (e.g. a newspaper or receipt)

If you don’t have all of this information, don’t worry. Simply send what you have, and one of our consultants will review it and let you know if we need anything else.


How long until my insurance takes effect?

When buying an engagement ring, timing can be everything. Perhaps you’ve planned one of these 20 unique proposal ideas, or maybe you want to pop the question on her birthday. Whatever your schedule, you need insurance as soon as you purchase the ring.

Our Q Report coverage is instant from the moment payment has been successfully received. You will automatically receive a Confirmation Advice confirming you are covered. With this peace of mind, you can proceed with your plans, knowing the ring is protected from theft, loss and damage.


What do I do if I need to make a claim?

If something happens to your engagement ring, you will need to notify us directly. You can either call us on 1300 882 018 or email us at claims@qreport.com.au. We’ll guide you through the next steps where we will require a statutory declaration, and a police report (if lost or stolen).

We will then take care of the rest and liaise with your jeweller and the underwriter and keep you updated along the way. Assuming we don’t need further information, claims usually take five business days to process, though we often complete the process more quickly.


Where can I get the best engagement ring insurance?

Good news! You’ve already found it! We pride ourselves on providing the best engagement ring insurance at affordable prices. And since we insure nothing but jewellery and luxury watches, you’re in good and knowledgeable hands.

If you’ve already purchased your sparkler, give us a call on 1300 882 018, or fill out this form for an instant quote. Let’s get that ring insured so you can enjoy it with complete confidence.

New call-to-action

Jewellery Insurance Instant Quote


Jewellery Insurance Instant Quote




Related Articles

Tiffany & Co. Jewellery: Exploring t...

Welcome to the story of Tiffany & Co., a legendary name synonymous with...

A Beginners Guide To Buying Pre-Owned Lu...

Dive into the world of pre-owned luxury watches and unlock a treasure trove...

Behind a Breitling: An Inside Look at Ex...

Step into the world of horological excellence, where Swiss craftsmanship re...

Read what's next

Vector (25)

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.

Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote