<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1">
q-report-logo-high-retina-v1 (1)
  • phone
  • 1300 882 018

PAY MY POLICY
INSTANT QUOTE
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

What Kind of Documents Do I Need to Get My Ring Insured?

You’ve found the ring of her dreams, and now you need to protect it. Specia...

10 Ways to Secure Your Jewellery at Home

Sarah lived in a safe area and never imagined her home would be burglarised...

Where can I Get the Best Engagement Ring Insurance?

As you shop around for a bauble that will knock her socks off, one question...

Insurance Information

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

What Does Home and Contents Insurance Really Cover?

It’s easy to underestimate the cost of replacing your home and possessions....

Luxury Watches

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Does Home & Contents Insurance Cover Luxury Watches?

Some people have one special watch (like their grandad’s Rolex), and others...

Jewellery Trends

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

7 Luxury Watch Trends of 2019

No one “needs” a watch anymore, and maybe that explains our love of luxury ...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

How to Resize an Engagement Ring

You searched high and low for the perfect engagement ring. It has everythin...

Engagement Ring Insurance: What to Look For

In all likelihood, your engagement ring is your most treasured piece of jew...

10 Rules to Keeping Your Engagement Ring Good as New

At first, sporting a diamond can feel like tending a newborn. It’s so preci...

Diamonds

Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

As you shop around for a bauble that will knock her socks off, one question keeps popping up: “Where can I get the best engagement ring insurance?”

No matter how careful you are, engagement rings take a beating. They’re worn day in and day out. Over time, prongs can bend out of shape, and gemstones can wriggle loose. Thieves are always on the prowl for jewellery they can pocket, and sometimes rings slide off fingers during a swim in the ocean, never to be seen again.

With so many potential mishaps in its future, your chosen engagement ring could use some protection (and you could use some peace of mind). But where can you go to find the best engagement ring insurance?

As you survey your options, be sure to ask plenty of questions. The answers to these questions will help you to know which insurance provider is right for you.

 

How much insurance do I need?

If you receive a generic, one-size-fits-all answer to this question, chances are good that your cover won’t be a good fit. When you ask about how much insurance you need, the solution should be highly customised to your engagement ring.

It doesn’t make sense to pay for more cover than you need. By the same token, too little insurance could leave you unable to replace your precious rock.

Here at Q Report, we offer an instant, online quote so you know roughly how much your premium will be. Once you submit your documentation, we have our jewellery experts tweak that quote, so your cover fits the ring like a glove.

Each year, our jewellery experts provide a complimentary revaluation, so you’ll always have the just-right amount of insurance for your engagement ring. Since market prices for gemstones and precious metals rise and fall, the value of your jewellery doesn’t remain static from year to year. We always want you to have enough cover for full replacement, so we only offer custom policies.

 

New call-to-action

 

How do I obtain jewellery insurance?

The process should be simple and straightforward. If you purchased your jewellery through a Q Certified Jeweller, in most cases they can insure your jewellery at the point of sale without you having to provide further documentation.

In all other cases, we typically need copies of the following documents:

  • Receipt of purchase
  • Photo of jewellery (top and side view)
  • Valuation
  • Diamond / Gemstone certificate (if applicable)
  • Proof of possession – take a picture of the item in front of a document with today’s date (e.g. a newspaper or receipt)

If you don’t have all of this information, don’t worry. Simply send what you have, and one of our consultants will review it and let you know if we need anything else.

 

How long until my insurance takes effect?

When buying an engagement ring, timing can be everything. Perhaps you’ve planned one of these 20 unique proposal ideas, or maybe you want to pop the question on her birthday. Whatever your schedule, you need insurance as soon as you purchase the ring.

Our Q Report coverage is instant from the moment payment has been successfully received. You will automatically receive a Confirmation Advice confirming you are covered. With this peace of mind, you can proceed with your plans, knowing the ring is protected from theft, loss and damage.

 

What do I do if I need to make a claim?

If something happens to your engagement ring, you will need to notify us directly. You can either call us on 1300 882 018 or email us at claims@qreport.com.au. We’ll guide you through the next steps where we will require a statutory declaration, and a police report (if lost or stolen).

We will then take care of the rest and liaise with your jeweller and the underwriter and keep you updated along the way. Assuming we don’t need further information, claims usually take five business days to process, though we often complete the process more quickly.

 

Where can I get the best engagement ring insurance?

Good news! You’ve already found it! We pride ourselves on providing the best engagement ring insurance at affordable prices. And since we insure nothing but jewellery and luxury watches, you’re in good and knowledgeable hands.

If you’ve already purchased your sparkler, give us a call on 1300 882 018, or fill out this form for an instant quote. Let’s get that ring insured so you can enjoy it with complete confidence.

The Complete Guide to Jewellery Insurance Guide

Jewellery Insurance Instant Quote

Global-Calculator-Background

Jewellery Insurance Instant Quote

PLEASE CONFIRM YOUR DETAILS AND SELECT THE BEST TIME FOR US TO CALL YOU

BACK TO YOUR QUOTE

SEE WHAT OUR CUSTOMERS SAY ABOUT US

Related Articles

Antiques Roadshow. Are You Sitting on a ...

Have you seen the one where the long-haired man hears what his watch is wor...

Luxury Watches - The Three Must-Haves fo...

The luxury watch market has never been more exciting. From revivalist model...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Get an instant quote