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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

Additional 50% Insurance Cover Explained

When you shop around for specialised jeweller insurance, you might come acr...

What is a ‘No Impact Claim’ in Jewellery Insurance?

How would you feel if you lost your favourite piece of jewellery?

Insurance Information

Side-by-Side Insurance Policy Comparison

If you could be doing anything today, what would it be? Shopping for insura...

How Much Does Engagement Ring Insurance Cost?

Wedding costs add up fast! And worse, the list seems to grow as you approac...

12 Reasons You Should Insure Your Jewellery

Some of your possessions are easy to replace. One television is much like t...

Luxury Watches

Luxury Watches: The Old Classics

Wearing a luxury watch demonstrates respect for the past and a nod to the t...

Luxury Watches - The Three Must-Haves for Any Collection

The luxury watch market has never been more exciting. From revivalist model...

What Does Watch Insurance Cover?

A luxury watch does more than tell the time. It brings an element of elegan...

Jewellery Trends

Timeline of Diamond Cutting

Visit your favourite jeweller, and you can feast your eyes on stunning spar...

20 Unique Marriage Proposal Ideas

Your partner is unique, special, one-of-a-kind. So your proposal should be ...

Our Top 10 Celebrity Proposal Stories

We all love sneaking glimpses of celebrity engagement rings on social media...

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Rings

Engagement Ring Insurance: The Do’s and Dont’s

Yellow gold or white gold? Pear-shaped or oval? Wedding band or no?

Protecting Your Engagement Ring in Summer

Ah, summer - that carefree time of year when sandals rein and the sun keeps...

How to Avoid Damage to Your Finger and Engagement Ring if You Can’t Get it Off

It’s a panicky situation. Maybe it’s hot outside, and your finger is swolle...

Diamonds

Diamond Certificates Explained

Shopping for a diamond can be intimidating, especially if you haven’t done ...

Retail vs Resale: The Value of a Diamond

“It’s an investment.” You might hear this phrase as you shop around for jew...

Not Your Style? A Guide to Resetting Your Family Heirloom Diamond Ring

You’ve inherited a piece of jewellery from a beloved family member. Congrat...

General

Antiques Roadshow. Are You Sitting on a Gold Mine?

Have you seen the one where the long-haired man hears what his watch is wor...

How to Propose & The Best Places to Do it in Australia

Just one thing stands between you and marital bliss. You have to propose ma...

Durable Wedding Bands for the Handyman

Men’s wedding bands can take a beating. Whether you’re fixing a roof or pla...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

We have to admit - organising your jewellery insurance is somewhat less romantic than buying an engagement ring or planning a wedding.

But it must also be said that unless you are psychologically prepared to pay in full for the replacement or repair of your ring if something goes wrong, insuring your engagement ring is not an option. It's an absolute must, and here are the reasons why:

  1. Home insurance won't cover youMultiple pitfalls and gotchas in the fine print can lead to an emotional rollercoaster when you find out you're not actually covered.
    For example, if you're insured up to $10,000, your insurance company will do everything they can to replace it for something similar... which in all likelihood could mean a ring from their network of jewellers which is really worth less than $4000.
  2. Warranty is not insurance - Warranty only covers you for manufacturing defects. Not theft, loss or damage!
  3. You use your hands every day. And every day we do things which could knock the diamond loose, scratch and chip it, damage the metal, or you even may put the ring down somewhere and forget about it until you get that chilling realisation your precious ring is missing.
  4. Q Report Jewellery Insurance insures at an agreed value. What you paid for is what we will replace.
  5. It's less expensive that you think. Click here to get a free, instant quote.

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Related Articles

Timeline of Diamond Cutting

Visit your favourite jeweller, and you can feast your eyes on stunning spar...

Subscribe

Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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