Is Watch & Jewellery Theft on the Rise in 2024?
In 2024, a concerning surge in theft threatens the world of luxury as watches and jewellery become t...
Jewellery insurance info, helpful guides, resources and industry-leading insights.
In 2024, a concerning surge in theft threatens the world of luxury as watches and jewellery become t...
In 2024, a concerning surge in theft threatens the world of luxury as watch...
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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.
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No insurance policy will cover you for this. it’s up to you to ensure that, for example, the claws holding your diamond are not loose.
If you do make a claim with your insurance company, they will have it examined by a jeweller who may say that there’s proof of wear and tear. This will allow them to reject your claim.
Taking your ring to your jeweller every six months to have it cleaned may not be enough, especially if you’re taking it to a “chain store” jeweller who may not know how to check your ring for wear and tear.
There is a handy way you can check for yourself though - watch the video above for a demonstration - raise the ring to your ear and give it a tap with your finger. If you hear any movement, such as a clicking sound, that could be the first sign a stone is loose.
Obviously, as an insurance company we do not recommend walking around with a loose stone! You certainly don’t want the run-around trying to replace it.
If you’d like to hear more advice on jewellery insurance from the experts, visit our website: www.qreport.com.au
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.