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They say diamonds are forever, but the truth is, life doesn’t always go to plan. From shattered stones to bent bands and everything in between, here are the most common types of ring damage Q Report customers experienced in 2020.
Damaged Claws
In 2020, 59% of claims were due to ring claws being twisted, worn down, or broken off from everyday wear and tear. Thankfully, Q Report allows you to return to your original jeweller and have your ring replaced by someone you trust!
Lost Stones
43% of claims came from unlucky customers who lost their stones after they were dislodged from their rings. It only takes a slight knock of the ring claw to leave your stone vulnerable, so remember to remove it when doing physical activities like exercise, gardening and cooking.
Broken/Bent Bands
Broken and bent ring bands accounted for 28% of claims last year, but don’t get bent out of shape over it! Q Report protects you from all kinds of ring damage, with a low fixed excess of $100 if you need to make a claim.
Shattered/Chipped Stones
Diamonds may be one of the world’s hardest materials, but that doesn’t mean they’re completely immune to damage. Shattered and chipped stones accounted for 37% of all claims last year.
Crushed Ring
8% of claims in 2020 left our customers feeling crushed, until they realised their damage was covered by Q Report! Now that’s a weight off their shoulders.
Fire Damage
Whether it’s a one-off accident or a large-scale natural disaster, fire damage can be devastating to your precious items. Thankfully, Q Report includes cover for natural disasters, so we were able to help these customers get back on their feet.
Jewellery Insurance FAQ
Contents insurance covers the items within your home in case they are damaged, lost or stolen. This can include furniture, electronics, clothing and other personal. Contents insurance is essential for anyone who owns valuable items, as it helps protect you should a potential loss occur in your.
How Much Does Engagement Ring Insurance Cost?
The price of your Engagement Ring Insurance will depend on the agreed value of your jewellery. Get a quote to calculate your policy today.
How Much Does Engagement Ring Insurance Cost?
The price of your Engagement Ring Insurance will depend on the agreed value of your jewellery. Get a quote to calculate your policy today.
How Much Does Engagement Ring Insurance Cost?
The price of your Engagement Ring Insurance will depend on the agreed value of your jewellery. Get a quote to calculate your policy today.
How Much Does Engagement Ring Insurance Cost?
The price of your Engagement Ring Insurance will depend on the agreed value of your jewellery. Get a quote to calculate your policy today.
How Much Does Engagement Ring Insurance Cost?
The price of your Engagement Ring Insurance will depend on the agreed value of your jewellery. Get a quote to calculate your policy today.
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