<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1204737666323810&amp;ev=PageView&amp;noscript=1" alt="facebook">
Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.


Jewellery Insurance

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

The Sentimental Value of Insuring Your Jewellery

Jewellery can be more than a style choice. Our most precious pieces are a r...

Building A Timeless Legacy With Jewellery Insurance For Your Priceless Family He...

Family heirlooms transcend mere jewellery. They embody a legacy, history, a...

Insurance Information

Luxury Watches

A Beginners Guide To Buying Pre-Owned Luxury Watches

Dive into the world of pre-owned luxury watches and unlock a treasure trove...

Behind a Breitling: An Inside Look at Exquisite Swiss Craftsmanship

Step into the world of horological excellence, where Swiss craftsmanship re...

Is Watch & Jewellery Theft on the Rise in 2024?

In 2024, a concerning surge in theft threatens the world of luxury as watch...

Jewellery Trends

How To Create Stunning Looks With Pearls

Dive into the world of timeless elegance with our guide to styling pearl je...

Jewellery Trends in 2024: Big and Bold Statement Looks

Step into the world of haute couture and adornment as we unveil the hottest...

Curating a Gemstone Jewellery Collection: A Beginner’s Guide

Dive into the enchanting world of gemstone jewellery, where vibrant colours...


Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.


Live Your Life in Colour: Canary Diamond Engagement Rings

Do you know diamonds come in a wide range of colours?

Lab Grown vs Natural Diamonds (What's the Difference?)

When most people think of diamonds, they think of natural diamonds.

The Surprising Science Behind Diamond Cutting

A natural diamond is as rich in history as it is in beauty. From the moment...


Proposing at Home: Do’s and Don’ts

According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...

Are Diamonds a Good Investment?

Most people don’t consider buying diamonds until it’s time to purchase an e...

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

Download Guide

Diamonds in See-through Dome Case.jpg


Insurance may be a serious matter to consider, but for the peace of mind it grants, the benefits are endless. Whether it’s your family home, your worldly possessions, or an invaluable piece of jewellery passed down onto you—knowing how to keep it all safe is tricky to figure out. For a lot of people, protecting these things can seemingly be done with their home and contents insurance policies. Unfortunately, that’s not always the case. There are lots of instances, particularly with jewellery, where you might not be as covered as initially thought.

This post looks at some circumstances where your home and contents insurance policies might not fit the bill, and where insurance that’s specifically tailored for jewellery can help.

How content insurance policies work for jewellery

One of the biggest points of difference when it comes to contents policies in comparison to jewellery insurance is coverage for items left in the open air. A great example of this in action is if you left your valuables outside and they got stolen, vandalised or damaged. In this case, most contents policies offer you at least some level of coverage. There are usually restrictions, however. Insurance companies exclude certain items—such as electronics, money and jewellery. What’s worse, most contents policies will only insure you for a certain percentage of the lost items.

Home and contents insurance is important, but it’s not jewellery insurance

If you have valuable jewellery, it is always highly advisable to invest in insurance that’s specialised in this field. This type of policy provides a lot of benefits, should you need to make a claim. For example, if you need to get the piece repaired, a jewellery policy—such as one from Q Report—allows you to go back to the original jeweller. That way, they can repair or modify the piece using the same materials and quality of craftsmanship. Other perks that come with these policies includes worldwide coverage, which grants you peace of mind while travelling. Additionally, agreed value policies with 125 percent coverage and annual re-evaluations of the jewellery for free, are all added advantages.


Covering your jewellery with home and insurance policies

If you rely on your home and contents insurance to cover your jewellery, it is vital to understand what limitations the coverage has. Ask your insurer about any instances where your jewellery will be covered, including accidental damage outside of the home. And then ask when it may not be covered at all. Some companies will only accept claims on jewellery if there has been a major break-in. So, read your policy’s fine print and ask your insurer as many questions as you can.

Looking to get started with jewellery insurance? Contact the Q Report team now on 1300 882 018.


Try our free Jewellery Insurance Quote Tool



Jewellery Insurance Instant Quote

Get an instant quote below. Questions, call us anytime on 1300 882 018


Jewellery Insurance Instant Quote




Related Articles

Tiffany & Co. Jewellery: Exploring t...

Welcome to the story of Tiffany & Co., a legendary name synonymous with...

A Beginners Guide To Buying Pre-Owned Lu...

Dive into the world of pre-owned luxury watches and unlock a treasure trove...

Behind a Breitling: An Inside Look at Ex...

Step into the world of horological excellence, where Swiss craftsmanship re...

Read what's next

Vector (25)

Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.

Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

Find your local jeweller
How much would insurance cost?
Get an instant quote