The Essential Guide To Longines Watches
For over a century and a half, Longines watches have captivated collectors with their craftsmanship,...
Jewellery insurance info, helpful guides, resources and industry-leading insights.
For over a century and a half, Longines watches have captivated collectors with their craftsmanship,...
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Why has the value of my engagement ring changed?
The value of the Australian Dollar vs the US Dollar since July 2014 to Feb 2016. Since diamonds are universally traded in US Dollars, this has a direct effect on the replacement value of your jewellery.
Here's a little-known fact: diamonds are traded universally in US Dollars.
How on Earth could that affect the current replacement value of your diamond ring in Australia?
Let’s say you bought a diamond ring in June 2014 for $5,000. That ring was lost or stolen in February 2016 and needed to be replaced.
The Aussie dollar dropped against the US dollar by 23% in this period. What does this mean to you?
This could mean that replacing your ring in today’s money might cost just over $6000!
So who will foot the bill? Will you tell your fiancé or wife that she now has to accept a smaller diamond?
Unfortunately it’s not just exchange rates, but some stones due to supply and demand can increase in value enormously over time, and this was especially noticeable with pink diamonds which have more than doubled in the last 5 years.
And it’s not just diamonds, but all coloured gemstones, as it’s becoming increasingly difficult to find and set up new mines. It gets even more complicated with stones like Tanzanite, which are in finite supply and could one day change in value quite suddenly.
This is where Q Report Jewellery Insurance comes to the rescue. Since our vast combined expertise in the diamond jewellery industry has told us that diamond prices are subject to the volatility of the market, we have implemented
If we can establish that your diamond ring, or other precious item of jewellery can’t be replaced for the original figure, we may pay up to an additional 50% to help.
This is the true definition of putting you back into the same position you were in prior to your loss.
Get an instant quote below. Questions, call us anytime on 1300 882 018
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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