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Q Insights

Jewellery insurance info, helpful guides, resources and industry-leading insights.

 

Jewellery Insurance

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Insurance Information

Luxury Watches

Luxury Watch Trends to Look Out For in 2024

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Customising Your Luxury Watch: A How-To Guide

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Jewellery Trends

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Black gemstone jewellery has an enigmatic allure that captivates the senses...

How To Create Stunning Looks With Pearls

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Jewellery Trends in 2024: Big and Bold Statement Looks

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Keep up to date with the latest jewellery trends, insights and inspiration from Q Report.

Diamonds

Live Your Life in Colour: Canary Diamond Engagement Rings

Do you know diamonds come in a wide range of colours?

Lab Grown vs Natural Diamonds (What's the Difference?)

When most people think of diamonds, they think of natural diamonds.

The Surprising Science Behind Diamond Cutting

A natural diamond is as rich in history as it is in beauty. From the moment...

General

Proposing at Home: Do’s and Don’ts

According to a 2019 survey of 20,000 newly-engaged couples, 21 percent of p...

Are Diamonds a Good Investment?

Most people don’t consider buying diamonds until it’s time to purchase an e...

Brisbane’s Top 10 Proposal Locations

Your heart’s all a-flutter and it’s hard to sit still. So you’ve decided to...

Helpful Resources

Featured Resource

The Complete Guide to Jewellery Insurance

Access the Guide
Featured Resource

The Ultimate Guide to Luxury Watches

Access the Guide
Featured Resource

Ring Size Guide & Sizer

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Q: Is insuring my engagement ring really that important?

A: Insurance is vital. The small price to pay for peace of mind is worth every cent.

Consider the emotional and monetary investment you’ve made in that diamond engagement ring: a symbol of love and devotion representing the moment you proposed or were proposed to, it’s a significant milestone in any lifetime.

As with most jewellery, the engagement ring is also small and easy to misplace and steal. This has made it a favourite target of thieves since time immemorial.

It isn’t indestructible either – diamonds can crack and chip, precious metal can be crushed or broken.

But insuring it is no trivial matter, as there are many pitfalls.

Some jewellers provide a valuation certificate, some don’t. In this case you can have it valued by a qualified registered valuer separately – the valuation may consist of a reference to a Gemstone Grading Report. If it’s a diamond of over 50pts, this is to identify that the stone is natural and has not undergone a variety of treatments, not to mention the added value of getting a grading on its colour, clarity and carat size. There should also be a detailed description of the setting into which the diamond is placed, and a description of the metal and additional stones which may be present .

If you are fortunate enough to make a purchase from a Q Certified Jeweller, they can provide all this information in a beautifully presented book , and the insurance policy is all wrapped up in one.

The pain of losing your newly acquired possession or having it severely damaged is not worth the risk.

Click here to visit our website, or feel free to give us a call (1300 882 018) should you have any questions.

It’s important the get the right jewellery insurance. Have a look and see if Q Report is the right jewellery insurance for you.

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Engagement Ring Budget Calculator

What you need to save to meet your timeframe and budget is:

This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.


Not sure where to start?

Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.

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