Lab Grown Diamonds: A Complete Guide to Quality, Value, and Protection
Lab grown diamonds are gaining popularity among jewellery enthusiasts for their stunning appearance ...
Jewellery insurance info, helpful guides, resources and industry-leading insights.
Lab grown diamonds are gaining popularity among jewellery enthusiasts for their stunning appearance ...
When selecting jewellery insurance, asking the right questions can help you...
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Consider the emotional and monetary investment you’ve made in that diamond engagement ring: a symbol of love and devotion representing the moment you proposed or were proposed to, it’s a significant milestone in any lifetime.
As with most jewellery, the engagement ring is also small and easy to misplace and steal. This has made it a favourite target of thieves since time immemorial.
It isn’t indestructible either – diamonds can crack and chip, precious metal can be crushed or broken.
But insuring it is no trivial matter, as there are many pitfalls.
Some jewellers provide a valuation certificate, some don’t. In this case you can have it valued by a qualified registered valuer separately – the valuation may consist of a reference to a Gemstone Grading Report. If it’s a diamond of over 50pts, this is to identify that the stone is natural and has not undergone a variety of treatments, not to mention the added value of getting a grading on its colour, clarity and carat size. There should also be a detailed description of the setting into which the diamond is placed, and a description of the metal and additional stones which may be present .
If you are fortunate enough to make a purchase from a Q Certified Jeweller, they can provide all this information in a beautifully presented book , and the insurance policy is all wrapped up in one.
The pain of losing your newly acquired possession or having it severely damaged is not worth the risk.
Click here to visit our website, or feel free to give us a call (1300 882 018) should you have any questions.
It’s important the get the right jewellery insurance. Have a look and see if Q Report is the right jewellery insurance for you.
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.