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Jewellery insurance info, helpful guides, resources and industry-leading insights.
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Home and Contents vs Q Report Jewellery Insurance
But what about your engagement ring which might be worth more than all of these items combined? And what about the emotional value? Surely it means something more to you than a couch does. Does it even make sense that you would put your engagement ring on your home and contents insurance policy when you might not even be covered to wear it outside your home?
Well, this is the kind of problem that Q Report Jewellery Insurance was created to take care of. Let’s take a look at how this specialist insurance policy stacks up against a typical home and contents policy.
First of all, with Q Report, your jewellery is covered both inside and outside your home.
Q Report provides 12 months worldwide cover.
We provide an annual revaluation of your jewellery at no extra charge.
If your ring is lost, stolen or damaged, you can return to your original jeweller, and not one selected by the insurance company.
You can be covered immediately, before you’ve even left the jeweller.
If you need to make a claim, and your ring has increased in value due to fluctuations in the market, we could pay up to 150% to cover that for you.
Your jewellery is insured like-for-like. But we go beyond that. Our in-house experts are willing to assist you and your jeweller to source difficult to acquire gems and timepieces in the case of a loss.
Your typical Home Insurance policy may or may not provide such extensive coverage and features - you need to read the fine print.
It’s pretty clear though that if you don’t consider your engagement ring as just another household item, then what you need is specialist jewellery insurance.
And that’s what we at Q Report provide.
Give us a call today on 1300 882 081
Get an instant quote below. Questions, call us anytime on 1300 882 018
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This has not taken cut, colour, clarity or carat, your financial situation or your partners taste into account. There are many factors that can reduce or increase the value of an engagement ring.
Speak with one of our Q Certified Jewellers to find out what you can afford, what your partner is looking for and what will financially work best for you.
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